Compare Rates. (a) We are not acting as your investment advisor, and we are not advising you about alternative investments. You are responsible for comparing the rates of return and other features of the Deposit Accounts to other available deposit accounts and other kinds of investments before choosing placement through ICS.
Compare Rates. (a) We are not acting as your investment advisor, and we are not advising you about alternative investments. You are responsible for comparing the rates of return and other features of the CDs to other available certificates of deposit and other kinds of investments before choosing placement of your funds through CDARS.
Compare Rates. Neither UMB nor UNIFIMONEY is advising you regarding alternative deposit or cash investments, and you are solely responsible for comparing the rates of return and other features of the Program Accounts to other available deposit accounts and other kinds of investments before deciding to place your funds in the Program. The applicable interest rate for your interests in the Program Accounts may be higher or lower than interest rates on comparable deposits available directly from UMB, from the Program Banks that establish the Program Accounts, from other Program Banks, or from insured depository institutions that are not Program Banks. In no event can the interest rates(s) paid to you under the Program exceed the rate of interest paid by the Program Banks under the Program. In the event the interest rate paid by the Program Banks under the Program is less than the interest rates(s) offered to you under the Program, the interest rate(s) offered under the Program will be reduced to a rate which does not exceed the rate paid by the Program Banks under the Program. This reduction in interest rates can occur at any time including during any promotional period or grace period. From time to time, UNIFIMONEY may make special offers or promotional programs (“Promotions”) available to new or existing Customers. The Promotions may feature promotional interest rates, fee reimbursements, or other account terms that differ from the terms of this Agreement related to the Program generally (the “Promotion Terms”). The Promotion Terms will be disclosed as part of the Promotion. To the extent your Customer Account is eligible for, and you participate in, any Promotion, the Promotion Terms will supersede any contrary terms contained in the Agreement for the duration of any such Promotion.
