Contractor’s Insurance Policies. The Contractor will, without limiting its obligations or liabilities and at its own expense, provide and maintain throughout this Contract the following insurance in forms and amounts acceptable to the City from insurers licensed to conduct business in Canada:
a) commercial general liability insurance on an occurrence basis, in an amount not less than $5,000,000 dollars inclusive per occurrence against death, bodily injury and property damage arising directly or indirectly out of the provision of the Services by the Contractor, its employees, agents, and sub-Contractor. The insurance policy will be endorsed to add the City as additional insured and will include cross liability and severability of interests such that the coverage will apply in the same manner and to the same extent as though a separate policy had been issued to each insured. The insurance will include, but not be limited to:
I. Blanket Contractual,
II. Employees as additional insureds, III. Non-owned automobile, IV. Owners and Contractors protectiveliability, V. Contingent employer’s liability, VI. Personal injury,
Contractor’s Insurance Policies. 18.1 The Contractor's policies under Clauses 16 to 17, inclusive shall be with insurers approved by the Employer which approval shall not be unreasonably withheld. The said policies shall include provisions by which in the event of any claim in respect of which the Contractor would be entitled to receive indemnity under the policy being brought or made against the Employer, the insurer will indemnify the Employer against all such claims and costs, charges and expenses in respect thereof.
18.2 The Contractor shall comply with all the terms and conditions of the Employer Liability policy under Clause 16.2 and the Motor Policy under 16.3 and with all the terms and conditions of the Public Liability Insurance and the All Risks Insurance under Clause 16.4 and Clause 17.2 respectively. The Contract Sum shall be deemed to include full and adequate provision for any costs or expenses of the Contractor arising from compliance with any of the terms and conditions of the insurance policies generally.
18.3 The Contractor shall on the date hereof produce to the Employer for inspection all insurance policies required herein, together with the receipt in respect of the premiums paid under such policies.
18.4 Should the Contractor make default in insuring or maintaining the insurances as required by Clauses 16 to 17 inclusive, the Employer may himself insure against any risk with respect of which the default shall have occurred and may add to the Contract Sum the amount paid in respect of the premiums under such insurances.
18.5 The Contractor's policy under Clause 17.2 shall contain only the exclusions from cover listed below:
(a) Limited war risk;
(b) Offshore work;
(c) Liability in excess of the sum stated in the Appendix for any one event;
(d) Liability compulsorily insurable under the Road Traffic Acts (1961- 2011) (as amended); and
Contractor’s Insurance Policies. The Contractor will obtain and maintain, at the Contractor’s expense, Liability Insurance naming the Cariboo Regional District as additionally insured, in the amount of no less than two million dollars ($3,000,000). The insurance shall cover the Contractor’s operations and actions at the Region’s site, and proof of coverage shall be provided within fifteen (15) working days of contract issuance.
Contractor’s Insurance Policies. 8.4.1 The Contractor will, without limiting its obligations or liabilities and at its own expense, provide and maintain throughout this agreement the following insurances in forms and amounts acceptable to the City from insurers licensed to conduct business in Canada:
(a) commercial general liability insurance on an occurrence basis, in an amount not less than five million ($5,000,000) dollars inclusive per occurrence against death, bodily injury and property damage arising directly or indirectly out of the work or operations of the Contractor, its employees and agents. The insurance will include cross liability and severability of interests such that the coverage shall apply in the same manner and to the same extent as though a separate policy had been issued to each insured. The insurance will include, but not be limited to: premises and operators’ liability, broad form products and completed operations, owners and Contractors protective liability, blanket contractual, employees as additional insureds, broad form property damage, non-owned automobile, contingent employers liability, personal injury, and incidental medical malpractice. The City will be added as additional insured;
(b) professional errors and omissions insurance in an amount not less than one million ($2,000,000) dollars insuring all professionals providing the Services from liability resulting from errors or omissions in the performance of the Services, with a 12 month maintenance period; and
(c) automobile liability insurance on all vehicles owned, operated or licensed in the name of the Contractor in an amount not less than three million ($3,000,000) dollars per occurrence for bodily injury, death and damage to property.
