Fire Department Charges. We will reimburse you for fire department charges incurred for attending “premises” insured under this Policy to save or protect insured property from loss or damage, or further loss or damage insured against by this Policy.
Fire Department Charges. We will pay up to $500 for service charges made by fire departments called to protect your property from a loss we cover at the residence premises. No deductible applies to this protection.
Fire Department Charges. We will pay the charges that are levied against you when a fire department of a municipality, other than the one where the dwelling building is located, is called to respond on the premises owing to an insured occurrence. We will pay a maximum amount of $1,000 This amount is payable in addition to the amounts of insurance written on the Coverage Summary Screen for Coverage 2 and 4.
Fire Department Charges. If you have a legal liability to, or an agreement with, a fire department outside the municipality where your dwelling is located, we will reimburse you for up to $2,000, without deductible, if that fire department charges for having been called to save or protect property from a “Peril You Are Insured Against”.
Fire Department Charges. S A The $250 limit applying to the fire department service charges under Additional Protection is increased to the amount shown on the Policy Declarations.
Fire Department Charges. If a fire department attends your premises in response to the occurrence of an insured event, they may bill you for these services. If this happens, your policy will pay for such expenses and is not subject to a deductible.
Fire Department Charges. If you have a legal liability to, or an agreement with, a fire department outside the municipality where your dwelling is located, we will reimburse you for up to $2,000, without deductible, if that fire department charges for having been called to save or protect property from a “Peril You Are Insured Against”. Lock Replacement We will pay up to $500, without deductible, to replace the locks of your residence premises if your keys are stolen. Reward Coverage We will pay up to $500, without deductible, to any individual or organization, other than police while in the line of duty, for information leading to the arrest and conviction of any person or persons who commit any illegal act resulting in covered loss or damage to the property insured. Damage to Dwelling You may apply up to $500 of your Personal Property insurance to pay for damage to your dwelling directly caused by theft or attempted theft, by vandalism or malicious acts. Trees, Plants, Shrubs, and Lawns Trees, plants, shrubs, and lawns for an amount not exceeding 5% of the limit of the insurance applicable to Personal Property. The limit for any one tree, plant or shrub is $500, including debris removal. However, these items are insured only against loss or damage caused by fire, lightning, explosion, theft or attempted thereat, vandalism, malicious acts, civil disturbances, riot, impact by vehicles, watercraft oraircraft. We do not cover any property grown for commercial purposes. Inflation Protection The limits of insurance applicable to Section One shown on the Declarations page will be automatically increased (if applicable) by amounts which are solely attributable to the inflation increase since the most recent of:
Fire Department Charges. “We” will reimburse “you” for up to $5,000 per occurrence if “you” are legally obligated to pay “your” municipal fire department resulting from charges incurred for attending “your” “premises” to save or protect insured property from loss or damage, or further loss or damage, due to an insured peril. This coverage is not subject to a deductible.
Fire Department Charges. “We” will reimburse “you” for up to $5,000 per occurrence if “you” are legally obligated to pay “your” municipal fire department resulting from charges incurred for attending “your” “premises” to save or protect insured property from loss or damage, or further loss or damage, due to an insured peril. This coverage is not subject to a deductible. BASIS OF CLAIM PAYMENT When coverage applies, “we” will pay for insured loss or damage up to “your” financial interest in the property but not exceeding the applicable amount(s) of insurance (“Actual Cash Value”) for any loss or damage arising out of one occurrence. Any loss or damage shall not reduce the amounts of insurance provided by this policy. If “you” qualify for a tax credit, the loss payment will be reduced by that amount. Deductible: In any one occurrence, “we” are responsible only for the amount by which the insured loss or damage exceeds the amount of the deductible shown on the Declaration Page. If one occurrence could lead to the application of more than one deductible, only the largest deductible will apply. Building and Detached Private Structures: Settlement will be the “Actual Cash Value” of the damage at the date of the occurrence.
Fire Department Charges. We will reimburse y ou up to $10,000, without deductible, if a f ire department charges f or hav ing been called to sav e or protect property f rom a “Peril Y ou Are Insured Against”.
