Insurance Practices. All policies, binders, slips, certificates, and participation agreements and other agreements of insurance, whether individual or group, that are in effect (including all applications, supplements, endorsements, riders and ancillary agreements in connection therewith) and that have been issued by the Insurance Companies and any and all marketing materials, are, to the extent required under applicable Law, on forms approved by applicable insurance Governmental Authorities or which have been filed and not objected to by such authorities within the period provided for objection (the “Company Forms”). The Company Forms comply in all material respects with the applicable insurance Law. All marketing materials, whether or not in written form (including broadcasting and website communications), have complied in all material respects with applicable advertising Law and accurately described the Insurance Companies’ products, including with respect to coverage limits, exclusions, pre-existing conditions, deductibles and co-payments. Since January 1, 2016, the Insurance Companies’ agent training programs and other communications to agents and distributors (including training manuals, tapes, scripts, etc.) have been consistent with the Insurance Companies’ marketing materials and in compliance in all material respects with applicable Laws.
Insurance Practices. (a) Except as otherwise, individually or in the aggregate, would not reasonably be expected to result in, a Material Adverse Effect on the Acquired Companies, all policies, binders, slips, certificates, annuity contracts and participation agreements and other agreements of insurance, whether individual or group, that are in effect (including all applications, supplements, endorsements, riders and ancillary agreements in connection therewith) and that have been issued by the Insurance Subsidiaries and any and all marketing materials, are, to the extent required under Law, on forms approved by applicable insurance regulatory authorities which have been filed and not objected to by such authorities within the period provided for objection (the "Company Forms"). The Company Forms comply in all material respects with the insurance statutes, regulations and rules applicable thereto and, as to premium rates established by Seller or any Insurance Subsidiary which are required to be filed with or approved by insurance regulatory authorities, the rates have been so filed or approved, the premiums charged conform thereto and such premiums comply in all material respects with the insurance statutes, regulations and rules applicable thereto.
Insurance Practices. The insurance practices and business ------------------- operations of Pivot (including, without limitation, their reserving, marketing, financial, premium collection and refunding and other practices) conform in all material respects to all applicable legal and regulatory requirements and accepted insurance company practices except as described on Schedule 2.9.
Insurance Practices. Except in the ordinary course of business consistent with past practice, make any material change in the (i) underwriting or claims management, (ii) pricing or (iii) reserving practices, except as required by applicable law, of the Company or any Subsidiary.
Insurance Practices. (i) All policies, binders, slips, certificates, and participation agreements and other agreements of insurance (including annuities), whether individual or group, that are in effect (including all applications, supplements, endorsements, riders and ancillary agreements in connection therewith) and that have been issued by the Insurance Companies and any and all marketing materials (the “Company Forms”) are, to the extent required under applicable Law, on forms approved by applicable insurance regulatory authorities or which have been filed and not objected to by such authorities within the period provided for objection. All Company Forms comply in all material respects with the applicable Law. All premiums charged by each Insurance Company to policyholders or annuitants for the insurance policies or annuities issued by such Insurance Company comply in all material respects with applicable Law. No consumer complaints have been reported to or received by or on behalf of either Insurance Company which would have a Business Material Adverse Effect.
Insurance Practices. The insurance practices and business operations of the Insurance Subsidiaries (including, without limitation, their reserving, marketing, investment, financial, claims, underwriting, premium collection and refunding and other practices) conform in all material respects to all applicable legal and regulatory requirements and accepted insurance company practices.
Insurance Practices
