Common use of Medical Savings Account Clause in Contracts

Medical Savings Account. Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- of-pocket maximum (out- of-pocket maximum minus health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA account for the next plan year in accordance with the terms of the accounts. If the nurse has been employed for at least five (5) consecutive years with the Medical Center, he or she may use the money in the HRA deposited prior to 2016 upon termination of employment for purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the HRA to pay for COBRA premiums.

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a 3 Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 700.00 per person $1,400 1,400.00 max per family $700 700.00 employee only $1,400 1,400.00 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 450.00 per person $900 900.00 max per family $800 800.00 employee only $1,600 1,600.00 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 3,300.00 per person $6,600 6,600.00 max per family $3,000 3,000.00 employee only $6,000 6,000.00 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 2,600.00 per person $5,200 5,200.00 max per family $2,300 2,300.00 employee only $4,600 4,600.00 if covering dependents 4 Any balance left in year in the Health Reimbursement Account (HRA) or the 5 Health Savings Account (HSA) that is unused at the end of the plan year may be 6 rolled over to the HRA or HSA account for the next plan year in accordance with 7 the terms of the accounts. If the nurse has been employed for at least five (5) 8 consecutive years with the Medical Center, he or she they may use the money in the HRA 9 deposited prior to 2016 upon termination of employment for purposes permitted 10 by the plan. Nurses on an unpaid leave may also use the balance in the HRA to 11 pay for COBRA premiums.

Medical Savings Account. 3 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a 4 Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 1 Any balance left in year in the Health Reimbursement Account (HRA) or the 2 Health Savings Account (HSA) that is unused at the end of the plan year may be rolled 3 over to the HRA or HSA account for the next plan year in accordance with the terms of 4 the accounts. If the nurse has been employed for at least five (5) consecutive years 5 with the Medical Center, he or she may use the money in the HRA deposited prior to 6 2016 upon termination of employment for purposes permitted by the plan. Nurses on an 7 unpaid leave may also use the balance in the HRA to pay for COBRA premiums.. 8

Medical Savings Account. Nurses 2 Clinicians will have a choice of either a Health Reimbursement Account (HRA) or a 3 Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses clinicians hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-in- network net deductible (deductible minus full health incentive) $450 per person $900 max per family $800 900 employee only $1,600 1,800 if covering dependents Annual in-in- network out-of- pocket maximum (with in- in-network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-in- network net out- of-pocket maximum (out- of-pocket maximum minus full health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 1 Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings 2 Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA 3 or HSA account for the next plan year in accordance with the terms of the accounts. If 4 the nurse clinician has been employed for at least five (5) consecutive years with the Medical CenterPHHH, he or she they 5 may use the money in the HRA deposited prior to 2016 upon termination of employment 6 for purposes permitted by the plan. Nurses Clinicians on an unpaid leave may also use the 7 balance in the HRA to pay for COBRA premiums.. 8

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings 3 Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- of-pocket maximum (out- of-pocket maximum minus health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 4 Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings 5 Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA 6 account for the next plan year in accordance with the terms of the accounts. If the nurse has 7 been employed for at least five (5) consecutive years with the Medical Center, he or she may 8 use the money in the HRA deposited prior to 2016 upon termination of employment for 9 purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the 10 HRA to pay for COBRA premiums.

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings 3 Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family Family $700 employee only Individual $1,400 if covering dependents Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 4 Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings 5 Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA 6 account for the next plan year in accordance with the terms of the accounts. If the nurse has 7 been employed for at least five (5) consecutive years with the Medical Center, he or she may 8 use the money in the HRA deposited prior to 2016 upon termination of employment for 9 purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the 10 HRA to pay for COBRA premiums.

Medical Savings Account. 3 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings 4 Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family Family $700 employee only Individual $1,400 if covering dependents Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 1 Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings 2 Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA 3 account for the next plan year in accordance with the terms of the accounts. If the nurse has 4 been employed for at least five (5) consecutive years with the Medical Center, he or she may 5 use the money in the HRA deposited prior to 2016 upon termination of employment for 6 purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the 7 HRA to pay for COBRA premiums.. 8

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health 3 Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 700.00 per person $1,400 1,400.00 max per family $700 700.00 employee only $1,400 1,400.00 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 450.00 per person $900 900.00 max per family $800 800.00 employee only $1,600 1,600.00 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 3,300.00 per person $6,600 6,600.00 max per family $3,000 3,000.00 employee only $6,000 6,000.00 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 2,600.00 per person $5,200 5,200.00 max per family $2,300 2,300.00 employee only $4,600 4,600.00 if covering dependents 4 Any balance left in year in the Health Reimbursement Account (HRA) or the Health 5 Savings Account (HSA) that is unused at the end of the plan year may be rolled over to 6 the HRA or HSA account for the next plan year in accordance with the terms of the 7 accounts. If the nurse has been employed for at least five (5) consecutive years with 8 the Medical Center, he or she may use the money in the HRA deposited prior to 2016 9 upon termination of employment for purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the HRA to pay for COBRA premiums.an

Medical Savings Account. Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family Family $700 employee only Individual $1,400 if covering dependents Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA account for the next plan year in accordance with the terms of the accounts. If the nurse has been employed for at least five (5) consecutive years with the Medical Center, he or she may use the money in the HRA deposited prior to 2016 upon termination of employment for purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the HRA to pay for COBRA premiums.

Medical Savings Account. 3 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health 4 Savings Account (HSA) based on their medical plan election. In-network Plan Feature Health Reimbursement Medical Plan (HRA) Health Savings Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts amounts are prorated pro- rated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family 1400 Family $700 employee only Individual $1,400 if covering dependents 1400 Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 3300 per person $6,600 6600 max per family $3,000 3000 employee only $6,000 6000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 6 Any balance left in year in the Health Reimbursement Account (HRA) or the Health 7 Savings Account (HSA) that is unused at the end of the plan year may be rolled over to 8 the HRA or HSA account for the next plan year in accordance with the terms of the accounts9 accounts or any applicable/required laws. If the nurse has been employed for at least 10 five (5) consecutive years with the Medical Center, he or she may use the unused money in 11 the HRA deposited prior to 2016 upon termination of employment for purposes 12 permitted by the plan. Nurses on an unpaid leave who change to a non-benefit eligible status may also use 13 the vested balance in the HRA to pay for COBRA premiums.. Starting in 2016, HRA

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings 3 Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family Family $700 employee only Individual $1,400 if covering dependents Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 4 Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings 5 Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA 6 account for the next plan year in accordance with the terms of the accounts. If the nurse has 7 been employed for at least five (5) consecutive years with the Medical Center, he or she may 8 use the money in the HRA deposited prior to 2016 upon termination of employment for 9 purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the 10 HRA to pay for COBRA premiums.. 11

Medical Savings Account. 2 Nurses Clinicians will have a choice of either a Health Reimbursement Account (HRA) 3 or a Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses clinicians hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 5 Any balance left in year in the Health Reimbursement Account (HRA) or the Health 6 Savings Account (HSA) that is unused at the end of the plan year may be rolled over to 7 the HRA or HSA account for the next plan year in accordance with the terms of the 8 accounts. If the nurse clinician has been employed for at least five (5) consecutive 9 years with the Medical CenterPHHHHome Health and Hospice, he or she shethey may use the money in the 10 HRA deposited prior to 2016 upon termination of employment for purposes permitted by 1 the plan. Nurses Clinicians on an unpaid leave may also use the balance in the HRA to 2 pay for COBRA premiums.

Medical Savings Account. 2 Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health 3 Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents 5 Any balance left in year in the Health Reimbursement Account (HRA) or the Health 6 Savings Account (HSA) that is unused at the end of the plan year may be rolled over to 7 the HRA or HSA account for the next plan year in accordance with the terms of the 8 accounts. If the nurse has been employed for at least five (5) consecutive years with the Medical Center9 Home Health and Hospice, he or she may use the money in the HRA deposited prior to 10 2016 upon termination of employment for purposes permitted by the plan. Nurses on an 11 unpaid leave may also use the balance in the HRA to pay for COBRA premiums.

Medical Savings Account. Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution cContribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person Individual $1,400 max per family Family $700 employee only Individual $1,400 if covering dependents Family Annual in-network net deductible (deductible minus health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network out-of- pocket maximum (with in- network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- ofwith in-pocket maximum minus health incentivenetwork deductible) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA account for the next plan year in accordance with the terms of the accounts. If the nurse has been employed for at least five (5) consecutive years with the Medical Center, he or she may use the money in the HRA deposited prior to 2016 upon termination of employment for purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the HRA to pay for COBRA premiums.

Medical Savings Account. Nurses will have a choice of either a Health Reimbursement Account (HRA) or a Health Savings Account (HSA) based on their medical plan election. Plan Feature Health Reimbursement (HRA) Medical Plan Health Savings (HSA) Medical Plan Earned health incentive contribution Note: Amounts are prorated for nurses hired mid-year (on or after July 1) $700 per person $1,400 max per family $700 employee only $1,400 if covering dependents Annual in-network net deductible (deductible minus full health incentive) $450 per person $900 max per family $800 employee only $1,600 if covering dependents Annual in-network outout- of-of- pocket maximum (with in- in-network deductible) $3,300 per person $6,600 max per family $3,000 employee only $6,000 if covering dependents Annual in-network net out- out-of-pocket maximum (out- out-of-pocket maximum minus full health incentive) $2,600 per person $5,200 max per family $2,300 employee only $4,600 if covering dependents Any balance left in year in the Health Reimbursement Account (HRA) or the Health Savings Account (HSA) that is unused at the end of the plan year may be rolled over to the HRA or HSA account for the next plan year in accordance with the terms of the accounts. If the nurse has been employed for at least five (5) consecutive years with the Medical Center, he or she may use the money in the HRA deposited prior to 2016 upon termination of employment for purposes permitted by the plan. Nurses on an unpaid leave may also use the balance in the HRA to pay for COBRA premiums.