Submission of Images. All Images you submit to us using the Mobile Deposit Service must be legible, accurately capture the front and back of the Eligible Item and all other required data and information from such Eligible Item using a Device that meets the hardware and software requirements set forth below. The Image you submit to us for processing, must meet requirements to create a Substitute Check (including all MICR-line information) and include the accurate amount of the Eligible Item. Each time you submit an Image using our Mobile Deposit Services, you agree that, for all purposes, such Image is an “item” as defined under the UCC and is the legal equivalent of the Eligible Item and that we qualify as a holder-in-due-course under the UCC. When you submit an Image , we may capture and retain various information from the Device, including time and geolocation data. In order to use the Mobile Deposit Service, you may be required to grant us access and permission to the camera, files, time, and geolocation on your Device. In addition, we may require information such as access number(s), password(s), security question(s) and answer(s), account number(s), login information, and any other security or access information in order to enable the provision of the Mobile Deposit Service. If we provide a “memo” field through our Mobile Deposit Service or if one is provided on your Device, you may use such field to input information, but you should not enter any sensitive or confidential information like a Social Security or account number. We will not review any entry you make to this field nor do we have any obligation to review such entries. Any entry you make to this field will be at your own risk and liability. We will not be responsible for anything you may enter into his field.
Submission of Images. All Images you submit to us using the Remote Deposit Capture Service must be legible, accurately capture the front and back of the Eligible Item and all other required data and information from such Eligible Item using a Device that meets the hardware and software requirements set forth below. The Image you submit to us for processing, must meet requirements to create a Substitute Check (including all MICR-line information) and include the accurate amount of the Eligible Item. Each time you submit an Image using our Remote Deposit Capture Services, you agree that, for all purposes, such Image is an “item” as defined under the UCC and is the legal equivalent of the Eligible Item and that we qualify as a holder-in-due-course under the UCC. If we provide a “memo” field through our Remote Deposit Capture Service or if one is provided on your Device, you may use such field to input information, but you should not enter any sensitive or confidential information like a Social Security or account number. We will not review any entry you make to this field nor do we have any obligation to review such entries. Any entry you make to this field will be at your own risk and liability. We will not be responsible for anything you may enter into his field.
