Telephone Banking Transfers. You may access your account(s) by telephone 24 hours a day at 540.982.8809 or 800.666.8809 using your personal identification number, a touch tone phone, and your account numbers. ATM TRANSACTIONS CU24/CULIANCE, Cirrus, The Exchange, AFFN, VISA/PLUS, and STAR Networks – frequency and dollar limitations – You may access your account(s) by ATM using your VISA® Debit Card and personal identification number. • You may withdraw up to $600 in a 24-hour period with your VISA® debit card Some of these services may not be available at all terminals. TYPES OF VISA® DEBIT CARD POINT-OF-SALE TRANSACTIONS You may access your checking account(s) to purchase goods (in person, online, or by phone), pay for services (in person, online, or by phone), get cash from a merchant, if the merchant permits, or from a participating financial institution. POS transactions may be completed with or without your personal identification number (PIN). This does not include ATM transactions. For PIN based POS transactions, you are limited to $1,000 during a 24-hour period. CURRENT CONVERSION AND INTERNATIONAL TRANSACTIONS When you use your VISA® Debit Card at a merchant that settles in currency other than U.S. dollars, the charge will be converted into the U.S. dollar amount. The currency conversion rate used to determine the transaction amount in U.S. dollars is either a rate selected by VISA® from the range of rates available in wholesale current markets for the applicable central processing date, which rate may vary from the rate VISA® itself receives, or the government-mandated rate in effect for the applicable central processing date. The conversion rate in effect on the processing date may differ from the rate in effect on the transaction date or posting date. VISA® USA charges us a 1.0% International Service Assessment on all international transactions, regardless of whether there is a currency conversion. If there is a currency conversion, the International Service Assessment is 1% of the transaction. As a result, we charge you a 1% international transaction fee on all international transactions regardless of whether there is a currency conversion. An international transaction is a transaction where the country of the merchant is outside the USA. ADVISORY AGAINST ILLEGAL USE You agree not to use your card(s) for illegal gambling or other illegal purposes. Display of a payment card logo by, for example, an online merchant does not necessarily mean that transactions are lawful in al...
Telephone Banking Transfers. You may access your account information and transfer funds between your checking and savings account(s) by telephone at the following number: 0-000-000-0000. You must use a PIN to access and complete transactions on your account. You may also make payments from a checking or savings account to loan accounts with the Bank using telephone transfers. Online Banking. You may access your account(s) by computer and via the internet in order to transfer funds between your checking and savings account(s) or to make payments from a checking or savings account to loan accounts with the Bank. To protect you and your account information, online banking requires you to enter a password before you begin the online banking service. Currency Conversion Fees. If you make an ATM withdrawal or a debit card transaction using your debit card and the ATM or merchant is located outside of the United States, and the withdrawal or payment is made in a currency other than U.S. dollars, the amount of the transaction will be converted to a U.S. dollar equivalent. The exchange rate between the foreign transaction currency and the U.S. dollar billing currency used for processing is: (1) a rate selected by MasterCard from the range of rates available in wholesale currency markets for the applicable central processing date (this rate may vary from the rate MasterCard or the other network itself receives); or (2) the government-mandated rate in effect for the applicable central processing date. MasterCard charges the Bank an Issuer Cross-Border Assessment on all transactions outside of the United States. The Bank passes these fees on to you in the form of currency conversion fees and cross-border transaction fees. The Bank charges a cross-border transaction fee for transactions that take place outside of the United States even if there is no currency conversion.
Telephone Banking Transfers. You may call our Customer Information Center at 508.732.7072. Using a touch tone phone, your access code and PIN number, you may:
Telephone Banking Transfers. You may access your Account using your Account number and PIN to perform the following functions using our 24-hour telephone banking service: Transfer Funds between your checking or savings Accounts; Make payments from your checking or savings Accounts toward loans held with us; Transfer funds from a Home Equity Line of Credit; and Obtain information about your Account, including balance information and your most recent deposits and withdrawals. To use telephone banking, call 0-000-000-0000. This number may change from time to time without prior notice to you. In our sole discretion, we may limit from time to time the types, frequency and amount of transactions you may perform using telephone banking. Please see the Limitations on Transfers section regarding limitations that may apply to telephone transfers.
Telephone Banking Transfers. You may access your checking or savings account(s) by telephone 24 hours a day at 0-000-000-0000 using your personal identification number, a touch tone phone and your checking or savings account numbers(s) to: transfers funds between checking and savings accounts; make payments from your account(s) to make payment on loan account(s) with us; and make inquiry about account(s) balances, deposits and withdrawals from your account(s).
Telephone Banking Transfers types of transfers and frequency limitations - You may access your account by telephone at 0-000-000-0000 using your personal identification number, a touch tone phone, and your account numbers, to: • transfer funds from checking to checking • transfer funds from checking to savings • transfer funds from savings to checking • transfer funds from savings to savings • transfer funds from line of credit to checking • transfer funds from line of credit to savings • make payments from checking to loan accounts with us • make payments from savings to loan accounts with us • get information about: - the account balance of checking accounts - the account balance of savings accounts ATM Transfers - Visa, Plus, Interlink, and Co-op Networks - types of transfers and charges - You may access your account(s) by ATM using your ATM card and personal identification number or Affinity Visa® Debit Access Card and personal identification number, to: • make deposits to checking account(s) with an ATM card • make deposits to checking account(s) with a debit card • make deposits to savings account(s) with an ATM card • make deposits to savings account(s) with a debit card • get cash withdrawals from checking or savings account(s) with an ATM or debit card - see separate fee schedule • transfer funds from savings to checking account(s) with an ATM card • transfer funds from savings to checking account(s) with a debit card • transfer funds from checking to savings account(s) with an ATM card • transfer funds from checking to savings account(s) with a debit card • transfer funds from line of credit to checking or savings account(s) with an ATM or debit card • get information about: - the account balance of your checking account(s) • with an ATM card • with a debit card - the account balance of your savings accounts • with an ATM card • with a debit card - Line of credit balance • with an ATM card • with a debit card Some of these services may not be available at all terminals.
Telephone Banking Transfers. You may access your checking or savings account(s) by telephone 24 hours a day at 1-877-899- 2265 using your personal identification number, a touch tone phone and your checking or savings account numbers(s) to: transfers funds between checking and savings accounts; make payments from your account(s) to make payment on loan account(s) with us; and make inquiry about account(s) balances, deposits and withdrawals from your account(s). ATM Transfers. You may access your checking or savings account(s) by Automated Teller Machine (ATM) using your ATM Card or Debit/ATM Card and personal identification number to: get cash withdrawals from your checking or savings account(s); make deposits to your account(s); and transfer funds between checking and savings accounts. Some of these services may not be available at all terminals and other terminal operators may have other limits on transfers. Unless otherwise disclosed to you in writing at card issuance, the daily ATM withdrawal limit is $100, except that for Xxxxxxx Bank the daily limit is $309. Point of Sale Transfers. You may access your checking account(s) in person, by phone, and/or Internet using your Debit/ATM card to: purchase goods and service; get cash from a merchant or participating financial institution, if they permit it (in person use only). Some of these services may not be available at all terminals and other terminal operators may have other limits on transfers. Unless otherwise disclosed to you in writing at card issuance, the daily point of sale transfer limit is $500 per day, except that for Xxxxxxx Bank the daily limit is $1000. Computer / Internet Transfers. You may access your checking or savings account(s) by Internet at www.stearnsbank and using your username and your password (or PIN) to: transfer funds between checking and savings accounts; make payments from your checking or savings account(s) to make payment on loan account(s) with us; obtain checking, savings or loan account(s) balances and information on deposits, withdrawals and loan payments; and make payments from checking to third parties with Bill Pay (contact a deposit account representative regarding Bill Pay service and fees).
