Wage Earner Original FICO Sample Clauses

Wage Earner Original FICO. TransUnion TransUnion FICO score for Co-borrower (if applicable). Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850 86 Most Recent Primary Borrower FICO Most Recent Primary Borrower FICO score used by the lender to approve the loan. Borrower Qualification Numeric – Integer 720 9999 If a FICO score was obtained >= 350 and <= 850 87 Most Recent Co-Borrower FICO Most Recent Co-Borrower FICO score used by the lender to approve the loan. Borrower Qualification Numeric – Integer 720 9999 If “Total Number of Borrowers” > 1 >= 350 and <= 850 88 Most Recent FICO Method Number of credit repositories used to update the FICO Score. Borrower Qualification Numeric – Integer 2 9 If a FICO score was obtained >0 89 VantageScore: Primary Borrower Credit Score for the Primary Borrower used to approve the loan and obtained using the Vantage credit evaluation model. Borrower Qualification Numeric – Integer 720 9999 If a Vantage Credit Score was obtained >= 501 and <= 990 90 VantageScore: Co-Borrower Credit Score for the Co-borrower used to approve the loan and obtained using the Vantage credit evaluation model. Borrower Qualification Numeric – Integer 720 9999 If a VantageScore was obtained AND “Total Number of Borrowers” > 1 >= 501 and <= 990 91 Most Recent VantageScore Method Number of credit repositories used to update the Vantage Score. Borrower Qualification Numeric – Integer 2 9 If a Vantage Credit Score was obtained >0 92 VantageScore Date Date Vantage Credit Score was obtained. Borrower Qualification Date 20090914 YYYYMMDD If a Vantage Credit Score was obtained “19010101” if unknown 93 Credit Report: Longest Trade Line The length of time in months that the oldest active trade line, installment or revolving, has been outstanding. For a loan with more than one borrower, populate field based on status for the primary borrower. Borrower Qualification Numeric – Integer 999 999 Always > =0 Subject to Regulatory Confirmation 94 Credit Report: Maximum Trade Line The dollar amount for the trade line, installment or revolving, with the largest unpaid balance. For revolving lines of credit, e.g. credit card, the dollar amount reported should reflect the maximum amount of credit available under the credit line whether used or not. For a loan with more than one borrower, populate field based on status for the primary borrower. Borrower Qualification Numeric – Decimal 339420.19 9(10).99 Always >=0 Subject to Regulatory Confirmatio...