ACH Funds Transfers. This section addresses Non-Consumer Accounts only. You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (“ACH”) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by your credit union with respect to these transfers is provisional until the credit union receives final settlement through a Federal Reserve Bank or otherwise has received payment. If your credit union does not receive payment for a transfer, then the credit union is entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. Your credit union is not obligated by ACH rules to provide you with notice any time that it has received a transfer and made an entry to your account unless the credit union has otherwise agreed to do so. This section applies to Consumer Accounts Involving Electronic Funds Transfers. Tell us at once if you believe your card or PIN has been lost or stolen, or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your card or PIN, you can lose no more than $50 if someone used your card or PIN without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your card or PIN, and we can prove we could have stopped someone from using your card or PIN without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by card, PIN, or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If extenuating circumstances (such as a long trip or a hospital stay) kept you from telling us, we will extend the time for reasonable periods. Contact in the Event of Unauthorized Transfer. If you believe your card or PIN has been lost or stolen...
ACH Funds Transfers. This Section Addresses Non-Consumer Accounts Only. You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (“ACH”) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by your credit union with respect to these transfers is provisional until the credit union receives final settlement through a Federal Reserve Bank or otherwise has received payment. If your credit union does not receive payment for a transfer, then the credit union is entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. Your credit union is not obligated by the ACH rules to provide you with notice any time that it has received a transfer and made an entry to your account unless the credit union has otherwise agreed to do so. (For Internal Use Only) Application for CU24SM Visa Check Card Name Social Security # Mother’s Maiden Name Address Home Phone Email Date of Birth Joint Name Social Security # Mother’s Maiden Name Business Information Employed by Position Address Business Phone Account # I/We hereby apply for a CU24 Visa Check Card. By using the CU24 Visa Check Card issued by the Credit Union upon approval of this application, I/we signify our Agreement to be bound by the terms of the Electronic Funds Transfer and Cardholder Agreement attached. Signature X Date Signature X Date In order to issue a card to either signer of a joint account, both owners must sign.
ACH Funds Transfers. This Section Addresses Non-Consumer Accounts Only: You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (ACH) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by us with respect to these transfers is provisional until we receive final settlement through a Federal Reserve Bank or otherwise receive payment. If we do not receive payment for a transfer, then we are entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. We are not obligated by the ACH rules to provide you with next day notice any time that we receive a transfer and make an entry to your account and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statement we provide to you.
ACH Funds Transfers. This section addresses Non-Consumer Accounts Only You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (“ACH”) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by your credit union with respect to these transfers is provisional until the credit union receives final settlement through a Federal Reserve Bank or otherwise has received payment. If your credit union does not receive payment for a transfer, then the credit union is entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. Your credit union is not obligated by the ACH rules to provide you with notice any time that it has received a transfer and made an entry to your account unless the credit union has otherwise agreed to do so. Maine Highlands Federal Credit Union X.X. Xxx 000 • Xxxxxx, Xxxxx 00000 • 000-000-0000 000-000-0000 X.X. Xxx 000 • Xxxxxxxx, Xxxxx 00000 • 000-000-0000 X.X. Xxx 000 • Xxxxx-Xxxxxxxx, Xxxxx 00000 • 000-000-0000 X.X. Xxx 000 • Xxxxxxxxxx Xxxxxxxx, Xxxxx 00000 • 000-000-0000 X.X. Xxx 000 • Xxxxxxxxxx, Xxxxx 00000 • 000-000-0000 X.X. Xxx 000 • Xxxxxx, Xxxxx 00000 • 000-000-0000 xxxxx.xxx ATMs, Night Deposit, and Shared Branching available at all locations 3/2022 Maine Highlands FCU’s Visa Debit Card More convenient than cash or checks xxxxx.xxx Application for MHFCU Visa Debit Card Primary Owner Name card ❑ Social Security # Date of Birth Address Cell Phone ( ) Preferred Contact ❑ Landline ( ) Preferred Contact ❑ Email Mother's Maiden Name Joint Owner Name card ❑ Social Security # Date of Birth Address Preferred Contact WHAT IS THE MHFCU VISA DEBIT CARD? Think of it as “plastic checking.” First, use it as you would an ATM card to access your credit union share and share draft accounts at thousands of ATMs around town and around the globe. Then, for added convenience, use the card instead of a check wherever the Visa debit, CU24sm, PLUS® or ACCEL® network symbols are displayed. When you present your card to any participating merchants worldwide, the amount of your purchase will be deducted from your credit union share draft account. It’s that easy. With the MHFCU Visa Debit Card, the hassles of writing a check, waiting for check approval, and presenting identifi...
ACH Funds Transfers. This Section Addresses Non-Consumer Accounts Only. You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (“ACH”) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by your credit union with respect to these transfers is provisional until the credit union receives final settlement through a Federal Reserve Bank or otherwise has received payment. If your credit union does not receive payment for a transfer, then the credit union is entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. Your credit union is not obligated by the ACH rules to provide you with notice any time that it has received a transfer and made an entry to your account unless the credit union has otherwise agreed to do so.
ACH Funds Transfers. The ACH Operating Rules require certain disclosures be made to account holders receiving ACH wholesale credit entries subject to provisions of Article 4A of the Uniform Commercial Code (“UCC4A”) as adopted in California. This agreement is also subject to all clearing house association rules, rules of the Board of Governors of the Federal Reserve System and their operating circulars. If any part of this agreement is determined to be unenforceable, the rest of the agreement remains effective. This agreement controls funds transfers unless supplemented or amended in a separate written agreement signed by us. Notice of Receipt of ACH Items Under the operating rules of the National Automated Clearing House Association which are applicable to ACH transactions involving your account, we are not required to give next day notice to you of receipt of an ACH item, and we will not do so. However, we will continue to notify you of the receipt of payments in the periodic statements we provide to you. Provisional Payment Credit given by us to you with respect to an automated clearing house credit entry is provisional until we receive final settlement for such entry through a Federal Reserve Bank. If we do not receive such final settlement, you are hereby notified and agree that we are entitled to a refund of the amount credited to you in connection with such entry, and the party making payment to you via such entry (i.e., the Originator of the entry) shall not be deemed to have paid you the amount of such entry. Choice of Law We may accept on your behalf payments to your account which have been transmitted through one or more Automated Clearing Houses (“ACH”) and which are not subject to the Electronic Fund Transfer Act and your rights and obligations with respect to such payments shall be construed in accordance with and governed by the laws of the state of California as provided by the operating rules of the National Automated Clearing House Association, which are applicable to ACH transactions involving your account.
ACH Funds Transfers. This Section Addresses Non-Consumer Accounts Only: You may desire to receive an electronic transfer of funds into your account. Such transfers may be transmitted through the Automated Clearing House (ACH) System. Your rights and responsibilities will be governed by Maine law, including Article 4A of the Uniform Commercial Code. Credit given by us with respect to these transfers is provisional until we receive final settlement through a Federal Reserve Bank or otherwise receive payment. If we do not receive payment for a transfer, then we are entitled to a refund from you in the amount credited to you on a provisional basis, and the originator of the transfer will not be considered to have paid the amount of the entry to your account. We are not obligated by the ACH rules to provide you with notice any time that we receive a transfer and make an entry to your account unless we have agreed to do so.
