Check Image Quality Sample Clauses

Check Image Quality. To access the Mobile Capture service you must have or acquire and maintain a compatible iPhone or Android mobile phone. You must send us the image of both the front and back of each Check, ensuring a clear display of the entire MICR line (line of numbers at the bottom of check that shows bank routing number and account number). You acknowledge that you are solely responsible for the quality, completeness, accuracy, validity, and integrity of each Check Image sent by you for deposit to your Bank Account. Upon our receipt of each Check Image through the Service, we may examine the Checks to ensure they are not Ineligible Checks (defined in Ineligible Checks section below), are properly endorsed (defined in Endorsements section below), and we may, in our sole discretion, reject and not accept the Check, or elect to accept and process the Check. A Check Image shall be deemed received when you see the status of the deposit change from ‘Pending’ to ‘Accepted’ in the deposit account transaction history within Mobile Banking. If we reject your Check after it has been transmitted we will send you an email or mail notice to you telling you that decision within one (1) business day after we received it. We may accept and process the Checks, in our sole discretion, that exceed the Daily Deposit Limit or that are deemed Ineligible Checks. Our acceptance of a Check in excess of the Daily Deposit Limit or of an Ineligible Check does not require us to accept those types of Checks at any future time. Availability of Deposited Funds: Funds from Checks deposited through the Service may not be available for immediate withdrawal. If your Check has been successfully transmitted to us and accepted for deposit through the Service prior to 4:00 p.m. CST, the funds from the deposit will generally be made available for withdrawal on the same business day of deposit. However, longer delays may apply. We will send you a Notice of Delayed Availability if funds from your Check deposit are to be delayed beyond the business day the deposit was accepted. Check Endorsements: You agree to restrictively endorse any Check transmitted through the Service by adding the words "FOR MOBILE DEPOSIT ONLY" on the back of the Check, followed by your signature. For a check payable to you and any joint owner(s) of your Bank Account, the check must be endorsed by all such payees and you may only use the Service to deposit such Check into a personal Bank account jointly owned by all such payees. If the Che...

Check Image Quality. You will ensure that the following information in the Check Image can be clearly read and understood by sight review: X. Xxxxxx of the Original Check as written or printed in words and numbers by the drawer; B. Payee of the Original Check as written or printed by the drawer; C. Signature of the drawer of the Original Check; D. Date of the Original Check as written or printed by the drawer; E. Check number of the Original Check as written or printed on the Original Check; F. Any information identifying the drawer and the paying bank that is preprinted on the Original Check; G. MICR line of the Original Check; and H. All other information placed on the Original Check prior to the time the image of the Original Check is captured, including but not limited to any required identification and any endorsements. You will ensure that each Check Image meets all standards for image quality established by the American National Standards Institute, Board of Governors of the Federal Reserve System or any other applicable regulatory agency, the Federal Reserve Banks, and any clearinghouse or association. You will ensure that each Check Image contains in the appropriate field the following information pertaining to the MICR line of the Original Check: I. Routing Transit Number; J. Account number on which the Original Check was drawn; K. The amount of the Original Check (if there is a discrepancy between the word amount and the number amount of the Original Check, the word amount controls); and L. If present in the Original Check, the serial number and the process control field of the Original Check.

Check Image Quality. The image of an item transmitted to the Bank using the Services must be legible and contain images of the front and back of the Check. The image quality of the items must comply with the requirements established from time to time by the American National Standards Institute ("ANSI"), the Board of Governors of the Federal Reserve Board, or any other regulatory agency, clearing house or association. These requirements include, but are not limited to, ensuring the following information can clearly be read and understood by sight review of the Check image: the amount of the Check (both written and numeric); the payee; the signature of the drawer (maker); the date; the Check number; the information identifying the drawer and the paying financial institution that is preprinted on the Check including the MICR line; and all other information placed on the Check prior to the time of an image of the Check is captured (such as any required identification written on the front of the Check and any endorsements applied to the back of the Check).