Coverage Minimums. Coverage shall be at least as broad as: [District staff to check the appropriate box(es) indicating what type(s) of insurance coverage the Contractor will be required to maintain.] • Commercial General Liability (CGL): For Agreements under $25,000: Insurance Services Office Form CG 0001 covering CGL on an “occurrence” basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit (with aggregate limit no less than $2,000,000). ✔ For Agreements of $25,000 or more: Insurance Services Office Form CG 0001 covering CGL on an “occurrence” basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit (with aggregate limit no less than $4,000,000). • Automobile Liability: ISO Form Number CA 00 01 covering any auto (Code 1), or if Contractor has no owned autos, hired, (Code 8) and non-owned autos (Code 9), with a limit no less than $1,000,000 per accident for bodily injury and property damage. For sole proprietors and small businesses using personal vehicles, evidence of personal auto insurance may be accepted by the District as an alternative provided that such personal auto insurance provides coverage for business uses of the insured vehicle. • Workers’ Compensation: As required by the State of California, with Statutory Limits, and Employer’s Liability Insurance with limit of no less than $1,000,000 per accident for bodily injury or disease. All California employers must provide workers’ compensation benefits to their employees under California Labor Code section 3700. If the Contractor is a sole proprietor with no employees, it may be exempt from this requirement provided the Contractor is self-insured as certified in Exhibit C. If the Contractor employs one or more employees, it must provide this type of insurance coverage. The District shall not obtain workers' compensation insurance on behalf of Contractor or Contractor's employees. INSURANCE REQUIREMENTS No waiv...
Coverage Minimums. Coverage shall be at least as broad as: [District staff to check the appropriate box(es) indicating what type(s) of insurance coverage the Contractor will be required to maintain.] • Commercial General Liability (CGL): Commented [CA3]: Additional language to clarify and address insurance requirements, to create flexibility for sole proprietors and small businesses while ensuring protection to District and complying with insurance standards. □ For Agreements under $25,000: Insurance Services Office Form CG 0001 covering CGL on an “occurrence” basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $1,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit (with aggregate limit no less than $2,000,000). □ For Agreements of $25,000 or more: Insurance Services Office Form CG 0001 covering CGL on an “occurrence” basis, including products and completed operations, property damage, bodily injury and personal & advertising injury with limits no less than $2,000,000 per occurrence. If a general aggregate limit applies, either the general aggregate limit shall apply separately to this project/location or the general aggregate limit shall be twice the required occurrence limit (with aggregate limit no less than $4,000,000). • Automobile Liability: ISO Form Number CA 00 01 covering any auto (Code 1), or if Contractor has no owned autos, hired, (Code 8) and non-owned autos (Code 9), with a limit no less than Commented [CA4]: Additional language for sole proprietors who do not own fleet vehicles and cannot obtain commercial auto insurance. $1,000,000 per accident for bodily injury and property damage. For sole proprietors or small businesses using personal vehicles, evidence of personal auto insurance may be accepted by the District as an alternative provided that such personal auto insurance provides coverage for business uses of the insured vehicle. Commented [CA5]: Addition of certification of workers’ compensation insurance for those who seek waiver of worker’s compensation requirement as sole proprietors with no employees – see exhibit “C.”
Coverage Minimums. The Borrower shall obtain and keep in force, at Borrower’s expense, during the term of this Agreement and any extension periods, the following minimum insurance coverage, as applicable, which insurance must be obtained prior to execution of the Agreement and said Certificate(s) of Insurance are attached hereto as Attachment C:
Coverage Minimums. Workers Compensation Each Accident $1,000,000 Disease - Per Employee $1,000,000 Disease - Policy Limit $1,000,000 General Liability Each Occurrence $1,000,000 Damage to Rented Premises $100,000 Medical Expense $5,000 Personal & Advertising Injury $1,000,000 General Aggregate $2,000,000 Products - Completed Ops Agg $2,000,000 Employers Liability $1,000,000 Automoblle Combined Single Limit $1,000,000 Bodily Injury {Per Person) Property Damage Require Waiver of Subrogation Yes Additionally Insured Required Language
