Credit History Information. If Client chooses to order credit reports fromSapphire Check, it certifies the following: If Client is an employer, Client understands that at least ten (10) states and certain municipalities impose requirements and/or restrictions on employers intending to use credit reports for employment purposes.For example, Nevada and Illinois only permit employers to consider credit reports if the Consumer is working or will be working in a certain capacity.Likewise, states such as California and Colorado require that Consumers receive certain additional notifications before a credit check for employment purposes is Client certifies that it will comply with any and all legal requirements or restrictions pertaining to its use of credit reports identified by sapphire Check
Credit History Information. If Client chooses to order credit reports from AAIM, it certifies the following:
1. If Client is an employer, Client understands that at least ten (10) states and certain municipalities impose requirements and/or restrictions on employers intending to use credit reports for employment purposes. For example, Nevada and Illinois only permit employers to consider credit reports if the Consumer is working or will be working in a certain capacity. Likewise, states such as California and Colorado require that Consumers receive certain additional notifications before a credit check for employment purposes is conducted. Client certifies that it will comply with any and all legal requirements or restrictions pertaining to its use of credit reports identified by AAIM.
2. Client acknowledges that special requirements are imposed by credit bureaus before access to credit history information may be provided. Client therefore agrees to the following:
a. Client shall make no employment decisions based solely on credit bureau alerts/warnings regarding addresses and/or Social Security Numbers.
b. Client shall permit a physical site inspection of its premises. The cost for the site inspection will be billed to Client. XXXX will arrange for an inspector to come to Client’s location.
c. Client shall ensure security programs and appropriate access requirements are in place, the purpose being to prevent unauthorized ordering, accessing, and/or unauthorized viewing of consumer information; Client shall also inform all accessing employees that they may not access their personal information, information of friends and/or relatives or any other person unless it is for legitimate business purposes.
d. To the extent Client is eligible to receive credit scores (“Scores”), Client shall only do so for its own exclusive use. Client may store Scores solely for Client’s own use in furtherance of Client’s original purpose for obtaining the Scores. Client shall not use the Scores for model development or model calibration and shall not reverse engineer the Score. All Scores provided hereunder will be held in strict confidence by Client and may never be sold, licensed, copied, reused, disclosed, reproduced, revealed or made accessible, in whole or in part, to any person, except (i) to those employees of Client with a need to know and in the course of their employment; (ii) to those third party processing agents and other contractors of Client who have executed an agreement that limits the use...
Credit History Information. If Client chooses to order credit reports from OPE Nonline, it certifies the following:
1. If Client is an employer, Client understands that at least ten (10) states and certain municipalities impose requirements and/or restrictions on employers intending to use credit reports for employment purposes. F or example, Nevada and Illinois only permit employers to consider credit reports if the C onsumer is working or will be working in a certain capacity. Likewise, states such as C alifornia and Colorado require that C onsumers receive certain additional notifications before a credit check for employment purposes is conducted. C lient certifies that it will comply with any and all legal requirements or restrictions pertaining to its use of credit reports identified by OPE Nonline.
2. C lient acknowledges that special requirements are imposed by credit bureaus before access to credit history information may be provided. C lient therefore agrees to the following:
a. Client shall make no employment decisions based solely on credit bureau alerts/warnings regarding addresses and/or S ocial S ecurity numbers.
b. Client shall permit a physical site inspection of its premises. The cost for the site inspection will be billed to C lient. OPE Nonline will arrange for an inspector to come to Client's location. F or residential offices, the inspection and fee will be annual.
c. Client shall ensure security programs and appropriate access requirements are in place, the purpose being to prevent unauthorized ordering, accessing, and/or unauthorized viewing of consumer information; to inform all accessing employees that they may not access their personal information, information of friends and/or relatives or any other person unless it is for legitimate business purposes.
d. To the extent C lient is eligible to receive credit scores ("S cores"), C lient shall only do so for its own exclusive use. Client may store S cores solely for C lient's own use in furtherance of Client's original purpose for obtaining the S cores. C lient shall not use the S cores for model development or model calibration and shall not reverse engineer the S core. All S cores provided hereunder will be held in strict confidence by Client and may never be sold, licensed, copied, reused, disclosed, reproduced, revealed or made accessible, in whole or in part, to any Person, except (i) to those employees of C lient with a need to know and in the course of their employment; (ii) to those third party processi...
