Credit Reporting Information Clause Samples

Credit Reporting Information. Borrower hereby acknowledges that Lender reserves the right to report any and all payment activity regarding the referenced loan to various credit reporting agencies, including, without limitation: TRW Credit Data Southwest, Trans Union, and Equifax. Payment activity reported may include, without limitation, such information as payment due date, payment amount due, payment amount received, date payment received, or any other factual information deemed appropriate by Lender.

Credit Reporting Information. ‌ 14.1. The Privacy Act 1988 provides for the retention of personal insolvency information on individuals’ credit reports for the following periods: a debt agreement that ends under section 185N of the Bankruptcy Act (s185N of the Bankruptcy Act relates to the completion of a debt agreement by making all payments) (a) the period of 5 years that starts on the day on which the agreement is made, or (b) the period that ends on the day on which the agreement ends a debt agreement that does not end by all payments having been made (a) the period of 5 years that starts on the day on which the agreement is made, or (b) the period of 2 years that starts on the day: (i) the agreement is terminated under the Bankruptcy Act, or (ii) an order declaring that all the agreement is void is made under that Act a debt agreement proposal that: (a) is withdrawn (b) is not accepted (c) is cancelled (d) lapses the day that the: (a) proposal is withdrawn (b) proposal is not accepted under section 185EC of the Bankruptcy Act (i.e. creditors vote to reject it) (c) acceptance of the proposal for processing is cancelled under section 185ED of the Bankruptcy Act (s185ED relates to Official Receiver cancellation) (d) the proposal lapses under section 185G of that Act (i.e. no creditors vote or the debtor dies) 14.2. Credit reporting is not regulated by the Official Receiver or AFSA and any questions or concerns should be directed to the relevant credit reporting body or the Office of the Australian Information Commissioner.

Credit Reporting Information. You agree that we may obtain credit reports about you, investigate your ability to pay, and obtain information about you from other sources including information to verify and re-verify your employment and income. And you agree that we will use such information for any purposes (for example, marketing to you or evaluating you for a new account), subject to applicable law. You agree that we may elect to give information about the Account to credit reporting agencies. We may tell a credit reporting agency if you fail to comply with any term of this Agreement. Late payments, missed payments, or other defaults on your Account may be reflected in your credit report. This information may have a negative impact on your credit report. If we report information about your Account to the credit bureaus and you think any information about your Account that we reported is incorrect, please email ▇▇▇▇▇▇▇@▇▇▇▇▇▇▇▇.▇▇▇. Include your name, address, Account number, phone number and a description of the specific information you believe is incorrect. If available, please include a copy of the credit report in question.

Credit Reporting Information. For the name and address of any credit-reporting agency from which we or NFS have obtained information about you, send a written request to us or the card issuer, as applicable.