Disclosure of Delayed Funds Availability. We may place a hold for uncollected funds on an item that you deposit into your Account which could delay your ability to withdraw the funds. Please consult our Funds Availability Policy or contact a Landmark associate for further details.
Disclosure of Delayed Funds Availability. If you have placed a hold for uncollected funds on an item I deposited, there could be a delay in my ability to withdraw or transfer such funds using the Services. For further details, I will refer to the section “Funds Availability Policy” in the Member Account Agreement and Disclosure.
Disclosure of Delayed Funds Availability. You may place a hold for uncollected funds on an itemI deposit. This could delay my ability to withdrawsuch funds. For further details, I will see your Account Agreement & Truth-In-Savings Disclosure, section IV or contact a Credit Union representative.
Disclosure of Delayed Funds Availability. Your policy is to make funds from my cash and check deposits available to me on the first business day after the day you receive my deposit. Electronic direct deposits will be available on the day you receive the deposit. Once they are available, I can withdraw the funds in cash and you will use the funds to pay checks that I have written. For determining the availability of my deposits, every day is a business day, except Saturdays, Sundays, and federal holidays. If I make a deposit on a business day that you are open, you will consider that day to be the day of my deposit. However, if I make a deposit on a day you are not open, you will consider that the deposit was made on the next business day you are open. LONGER DELAYS MAY APPLY In some cases, you will not make all of the funds that I deposit by check available to me on the first business day after the day of my deposit. Depending on the type of check that I deposit, funds may not be available until the fifth business day after the day of my deposit. However, the first $200 of my deposits will be available on the first business day after the day of deposit. If you are not going to make all of the funds from my deposit available on the first business day after the day of deposit, you will notify me at the time I make my deposit. You will also tell me when the funds will be available. If my deposit is not made directly to one of your employees, or if you decide to take this action after I have left the premises, you will mail me the notice by the business day after you receive my deposit. If I will need the funds from a deposit right away, I should ask you when the funds will be available. In addition, funds I deposit by check may be delayed for a longer period under the following circumstances:
Disclosure of Delayed Funds Availability. We may place a hold for uncollected funds on an item you deposit. This could delay your ability to withdraw such funds. For further details see our Disclosure of Funds Availability Policy or consult a Credit Union Representative.
Disclosure of Delayed Funds Availability. You may place a hold for uncollected funds on an item I deposit. This could delay my ability to withdraw such funds. For further details, see your "Disclosure of Funds Availability Policy" or contact a Credit Union representative. Disclosure of Account Balances I can review my account balance at an ATM, through BranchLine, through Mobile Banking, and through ExpressLine, as well as by phone or in person at a Credit Union branch. I acknowledge and agree that the account balance disclosed to me is subject to change, based on pending credits and debits, as well as holds on my funds that delay their availability. I also understand that point-of-sale debit card transactions I initiate through a merchant may initially appear as a different amount than the actual amount of the transaction ultimately debited from my account, and that some merchant transactions may not be finally processed until well after the date on which I initiated the transaction. I understand and agree it is my sole responsibility to monitor the transactions I initiate on my account and their amounts, and that if I fail to do so, my failure can result in overdraft transactions or transactions returned NSF and related overdraft, NSF, or merchant fees. I will not hold you responsible if I initiate overdraft transactions or NSF transactions in reliance on an account balance disclosed to me that subsequently becomes inaccurate shortly after the account balance is disclosed to me.
Disclosure of Delayed Funds Availability. You may place a hold for uncollected funds on an item I deposit. This could delay my ability to withdraw such funds. For further details, I will see your Truth-In-Savings Disclosure and Account Agreement or contact a Credit Union officer. Termination of Electronic Funds Transaction Services. I may, by written request, terminate any of the electronic services provided for in this Disclosure and Agreement. You may terminate my right to make electronic funds transactions at any time upon written notice and may reinstate such services at your discretion. If I ask you to terminate this Service my account, I will remain liable for subsequent authorized transactions occurring prior to and after such termination.
Disclosure of Delayed Funds Availability. You may place a hold for uncollected funds on an item I deposit. This could delay my ability to withdraw such funds. For further details, I will see your “Disclosure of Funds Availability Policy” or contact a Credit Union officer. Termination of Electronic Funds Transaction Services. I may, by written request, terminate any of the electronic services provided for in this Disclosure and Agreement. You may terminate my right to make electronic funds transactions at any time upon written notice. If I ask you to terminate my account or the use of an ATM Card, or any other access device, I will remain liable for subsequent authorized transactions performed on my account. Account Access: My Account, the Card(s), or any other access device or method (including ACH and electronic check transactions) may not be used for any illegal activity or transaction. I understand that I may not utilize my Account, the Card(s), or any other access device or method for the purchase of any goods or services on the Internet that involve online gambling of any sort. Prohibited activity and transactions include, but may not be limited to, any quasi-cash or online gambling transaction, electronic commerce gambling transaction conducted over an open network, and any betting transaction including the purchase of lottery tickets or casino gaming chips or off-track betting or wagering. You may deny authorization of any transactions identified as gambling. However, in the event that a transaction described in this paragraph is approved and processed, I will still be responsible for such charges.
Disclosure of Delayed Funds Availability. You may place a hold for uncollected funds on an item I deposit. This could delay my ability to withdraw such funds. For further details, see your “Disclosure of Funds Availability Policy” or contact a Credit Union officer. Termination of Electronic Funds Transaction Services. I may, by written request, terminate any of the electronic services provided for in this Disclosure and Agreement. You may terminate my right to make electronic funds transactions at any time upon written notice. If I ask you to terminate my account or the use of an ATM Card, VISA Check Card or any other access device, I will remain liable for subsequent authorized transactions performed on my account.
