FULL TIME EMPLOYEES AND BUS DRIVERS. Effective as of September 1, 2017, the Board shall make payment of insurance premiums for the designated medical benefit plan for drivers who work 6 or more hours, but not to exceed the following monthly amounts: Effective July 1, 2021: $7,043.89 per year – single $14,730.96 per year –2 person $19,210.66 per year – family Effective January 1, 2022: $7,304.51 per year – single $15,276.01 per year –2 person $19,921.45 per year – family Effective January 1, 2023: $7,399.47 per year – single $15,474.60 per year –2 person $20,180.43 per year – family The open enrollment period shall be jointly established by the Board, the Association and the insurance company representative, including opportunities for summer pre- enrollment and fall open enrollment. Payroll deductions reflecting the above monthly limitations on Board contributions shall begin with the first payroll in July and continue, until the final payroll in June of each contract year. When necessary, premiums on behalf of the employee shall be made retroactively or prospectively to assure uninterrupted participation and coverage. In instances where cost of coverage exceeds the amounts specified above, the Board shall make provision for the excess to be payroll deductible. The HSA deductible will be funded monthly into an approved HSA bank account. Any amounts over the cap will be withheld each pay to reimburse the district. The Board will be responsible for providing insurance information including applications, claim materials, and enrollment meetings for the above mentioned programs. Effective January 1 of each year, the Board’s monthly contribution will be increased by the change in the medical care component of the United States consumer price index for the most recent twelve month period for which data are available from the United States Department of Labor. Employees will pay, pursuant to an IRS section 125 payroll deduction plan, the difference between the Board’s contribution and the actual cost of the premiums for the medical benefit plan selected corresponding to their coverage category. Employees electing ABC Plan 1 may make contributions to their HSA account via Section 125 plan payroll deductions.
FULL TIME EMPLOYEES AND BUS DRIVERS. Effective as of September 1, 2017, the Board shall make payment of insurance premiums for the designated medical benefit plan for drivers who work 6 or more hours, but not to exceed the following monthly amounts: 2016-2017: $6,142.11 per year – single $12,845.04 per year –2 person $16,751.23 per year – family 2017-2018: $6,344.80 per year – single $13,268.93 per year – 2 person $17,304.02 per year – family 2018-2019 & 2019-2020 caps are not available at this time. The open enrollment period shall be jointly established by the Board, the Association and the insurance company representative, including opportunities for summer pre- enrollment and fall open enrollment. Payroll deductions reflecting the above monthly limitations on Board contributions shall begin with the first payroll in July and continue, until the final payroll in June of each contract year. When necessary, premiums on behalf of the employee shall be made retroactively or prospectively to assure uninterrupted participation and coverage. In instances where cost of coverage exceeds the amounts specified above, the Board shall make provision for the excess to be payroll deductible. The HSA deductible will be funded monthly into an approved HSA bank account. Any amounts over the cap will be withheld each pay to reimburse the district. The Board will be responsible for providing insurance information including applications, claim materials, and enrollment meetings for the above mentioned programs. Effective July 1 of each year, the Board’s monthly contribution will be increased by the change in the medical care component of the United States consumer price index for the most recent twelve month period for which data are available from the United States Department of Labor. Employees will pay, pursuant to an IRS section 125 payroll deduction plan, the difference between the Board’s contribution and the actual cost of the premiums for the medical benefit plan selected corresponding to their coverage category. Employees electing ABC Plan 1 may make contributions to their HSA account via Section 125 plan payroll deductions.
FULL TIME EMPLOYEES AND BUS DRIVERS. The Board agrees to furnish Plan A or Plan B benefits to bus drivers who either 1) were hired prior to 3/21/07, or 2) were hired after 3/21/07 who work 6 or more hours. For Plan A, the employee shall contribute 4% of the total health package cost including deductible. Plan A - For employees electing health insurance Health: Priority Health POS HSA Min Plan with $10/40 Rx $1200/$2400 deductible Contributions shall be deposited into employee’s Health Savings Account at the start of the plan year. Employees who hire in at any point after the initiation of the insurance contract year shall have the amount of their deductible prorated based on the amount of the insurance contract year remaining. In the event that said new hires expenditures exceed the prorated sum of the deductible, the employer shall reimburse the employee for all expenditures up to the provided maximum of the employer paid deductible. At no time shall the current contract language supersede federal regulations governing Health Savings Accounts. In the event the district receives notice of any changes in plan benefits not required by law or applicable regulations, it will promptly notify the Association and meet to negotiate the impact of such changes. Long Term Disability: 70% - $2,500 month max. 90 calendar days - modified fill Pre-existing condition waiver – Yes Freeze on Offsets – Yes Maternity Coverage - Yes Negotiated Life: $10,000 with AD&D Vision: VSP-1 Dental: Delta Dental: 75/50/50 with sealants - no orthodontics (Class I and II at $1,500 yearly max) Plan B - For employees not electing health insurance Negotiated Life: $15,000 with AD&D Negotiated Long Term Disability: 70% - Same as above Vision: VSP-2 Silver Delta Dental:75:60/75 $1,200 with sealants and orthodontic (class I and II at $1,500 yearly max) Employees not electing health insurance will receive Plan B at no cost to the bargaining unit member plus a cash option in the amount of $200 per month. The employer shall formally adopt a "cash option" qualified plan which complies with Section 125 of the I.R.C. In the event the cash option is elected as cash then all applicable income taxes will be withheld and paid. In the event the employee chooses to avoid all taxes, except F.I.C.A., and not elect cash the employee shall execute a "salary reduction agreement" and route the subsidy into the MEA Financial Services tax deferred annuity as bargained to approved vendors listed in Section 3.6 B.
