Items Eligible for Deposit. You agree that you will only use the Mobile Deposit Service to deposit original checks (i.e., personal, business, or government checks) that are payable to and properly endorsed by the account holder(s), payable in U.S. dollars, and drawn on a U.S. financial institution.
Items Eligible for Deposit. When using this Service, we will use the check images you send to us to clear the checks as images or create Substitute Checks for presentment to the paying financial institutions. We may choose, in our sole discretion, the method we use to present and clear remotely deposited checks. All Items accepted for deposit will be treated as Checks, Items, and/or deposits under the Membership and Account Agreement and are subject to that agreement. Each Item may be transmitted to us only once unless we specifically instruct otherwise. Only Checks drawn on financial institutions headquartered in the United States of America and payable to one or more account owners are eligible for deposit. Each payee of a Check must be an account owner on the account into which the Check is deposited, and we will not accept Checks payable to any other person. We will not accept Substitute Checks. We will not accept Remotely Created Checks, third-party checks, or Foreign Items. Each Check deposited and accepted through the Service will qualify as an Item as defined herein and must be properly endorsed by all required payees. Additional restrictions and endorsement requirements are set forth in the Guidelines and Limits attached hereto. You agree not to deposit Checks that contain evidence of alteration or that you know or suspect, or should know or suspect, are fraudulent or otherwise not authorized by the owner of the account on which the Check is drawn. While we will provide notice as soon as possible if we cannot accept an Item for remote deposit, you acknowledge and agree that we may reject any Item in our sole discretion without advance notice to you, and we will not be liable for any such rejection. We may restrict the types of accounts into which Checks can be deposited. Funds from Checks deposited through the Service will generally be made available in accordance with our Funds Availability Policy, but we retain the discretion to delay the availability of deposits for a longer period. You may contact us at the telephone numbers listed in the Guidelines and Limits to confirm that we have accepted an Item and when the funds will be available.
Items Eligible for Deposit. You agree to only image and deposit original checks, as defined in Regulation CC and the Check 21 Act (“Eligible Checks”), which are properly payable to the owner of the account (“Account Holder”) and contain the drawer’s signature. The following types of checks are not Eligible Checks: • Savings Bonds • Checks drawn on a financial institution located outside the United States • Checks not payable in United States Currency • Checks previously converted to an image replacement document, or substitute check, as defined in Regulation CC • Checks payable to any person other than the Account Holder of the account into which the check will be deposited • Checks containing any alteration which you know or believe to be fraudulent or not authorized by the owner of the account on which the check is drawn • Checks payable jointly, unless deposited into an account in the name of all payees. If the check is made jointly to the account holder and another entity who is not the account owner, the check is NOT eligible for mobile deposit and must be taken into the bank for deposit. • Checks dated more than six (6) months prior to the date of deposit (stale dated checks) • Checks or items prohibited by the Bank’s current procedures relating to Mobile Deposit or which are otherwise not acceptable under the terms and conditions governing the account • Checks payable on sight or payable through Drafts, as defined in Regulation CC • Checks with any endorsement on the back other than specified in this Agreement • Checks that have previously been submitted or deposited through Mobile Deposit or through a remote deposit capture service offered at any other financial institution • Checks previously submitted for deposit and returned • Post-dated checks • Checks that have previously been deposited with us or at any other financial institution
Items Eligible for Deposit. You agree to deposit only “checks” as that term is defined in the Federal Reserve Regulation CC. You agree that the image of the check transmitted to us shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code. Each check will require a separate transaction via Mobile Deposit.
Items Eligible for Deposit. Each Item may be transmitted to us only once. Only Checks drawn by other parties on financial institutions and payable to you are eligible for deposit. We will not accept Substitute Checks, third-party Checks, or Checks drawn by you on an account of yours at Alcon Employees Federal Credit Union or another financial institution. We will not accept Remotely Created Checks or Foreign Items. Each Check deposited through the Service will qualify as an Item as defined herein and must be endorsed by all payees with the restrictive endorsement “For Mobile Deposit Only to Alcon Employees Federal Credit Union” and the Account number above all signatures. While we normally will provide notice, you acknowledge and agree that we may reject any Item presented for deposit in our sole discretion without notice to you, and we will not be liable for any such rejection. You may consult the online banking program or call us at (000) 000-0000 or (000) 000-0000 to confirm that we have received and accepted an Item for deposit.
Items Eligible for Deposit. Each Item may be transmitted to us only once. Only Checks drawn by other parties on financial institutions and payable to you are eligible for deposit. We will not accept Substitute Checks, third-party Checks, or Checks drawn by you on an account of yours at Tarrant County’s Credit Union or another financial institution. We will not accept Remotely Created Checks or Foreign Items. Each Check deposited through the Service will qualify as an Item as defined herein and must be endorsed by all payees with the restrictive endorsement “For Mobile Deposit Only to Tarrant County’s Credit Union” and the Account number above all signatures. While we normally will provide notice, you acknowledge and agree that we may reject any Item presented for deposit in our sole discretion without notice to you, and we will not be liable for any such rejection. You may consult the online banking program or call us at (000) 000-0000 to confirm that we have received and accepted an Item for deposit.
Items Eligible for Deposit. You agree to deposit only “checks” as that term is defined in the Federal Reserve Regulation CC. You agree that the image of the check transmitted to HCU shall be deemed an “item” within the meaning of Article 4 of the Uniform Commercial Code as adopted in Wisconsin. Each check will require a separate transaction via Mobile Deposit.
Items Eligible for Deposit. You agree to take a picture and deposit only checks (certain types of negotiable demand drafts, as defined in Federal Reserve Regulation CC, 12 C.F.R. Part 229) into your
Items Eligible for Deposit. We may, in our sole discretion, decline to accept any Check Image you submit for deposit through the Service. Generally, only a check that is a negotiable demand draft drawn on or payable through or at an office of a United States bank is eligible for deposit as a Check Image through the Service. We may, in our sole discretion, reject any item you attempt to deposit through the Service, including but not limited to the following: checks drawn on banks located outside the U.S.; traveler’s checks; checks payable in a currency other than U.S. currency; savings bonds; promissory notes; checks payable to a person other than you (even if the check is endorsed over to you); fraudulent checks or checks you should have known were fraudulent; stale checks (more than 6 months old); checks that have been previously deposited with us or at another financial institution; substitute checks (as defined in Regulation CC); remotely created checks (as defined in Regulation CC); or checks containing alterations of any kind. We may notify you of a rejected deposit, but we will not return the image of the item you attempted to deposit.
Items Eligible for Deposit. You agree to scan and deposit only checks as that term is defined in Federal Reserve Regulation CC. You agree that you will not use the Services to scan and deposit any checks or other items as shown below: ⮚ Checks made payable to any person or entity other than the person or entity that owns the account that the check is being deposited into. ⮚ Checks which contain obvious alteration to any of the fields on the front of the check or item, or which you know or suspect (or should know or suspect) are fraudulent or otherwise not authorized by the owner of the account on which the check or item is drawn. ⮚ Checks previously converted to a substitute check, as defined in Regulation CC. ⮚ Checks endorsed on the back in any other way than specified in this agreement. Checks that have previously been submitted through the Service or through another institution’s remote deposit capture service. ⮚ Checks that have been previously deposited or negotiated in any way via any method at any other financial institution. ⮚ Checks that are remotely created checks, as defined in Regulation CC. ⮚ Checks payable jointly, unless the item is deposited into an account in the name of ALL payees. ⮚ Checks drawn on a financial institution located outside the United States. ⮚ Checks not payable in United States currency. ⮚ Checks dated more than 6 months prior to the date of deposit. ⮚ Checks dated for a future date. ⮚ Checks or items prohibited by the Association’s current procedures relating to the Services or which are otherwise not acceptable under the terms of your account.
