Liability for Incomplete Transactions. If we do not complete a Transaction to or from your account on time or in the correct amount according to this Section, our potential liability to you is set forth in other parts of this Section. However, there are exceptions to our liability in all cases. We will NOT be liable, for instance: • If, through no fault of ours, you do not have enough money (available funds) in your account to make the Transaction. • If the Transaction would go over the credit limit on your overdraft line. • If the ATM where you are making the Transaction does not have enough cash. • If the System was not working properly and you knew about the breakdown when you started the Transaction. • If circumstances beyond our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we have taken. • If you have not properly followed instructions for operation of the System. • If the funds in your account are subject to a “hold” due to legal process, similar encumbrance or as otherwise permitted in this Agreement. • If the Transaction would exceed one of the established limits contained in this part of the Agreement. • If we did not receive a direct deposit instruction. • If the account is dormant or inactive. • If your own components making up the System were not functioning properly. • If we received incomplete or inaccurate information from you or a third party involving the account or Transaction. • If we have a reasonable basis for believing that unauthorized use of your PIN or account has occurred or may occur. • If we or you have terminated this Section of the Agreement, your right to access one or more EFT services, or closed the account. In addition, there may be other limitations for the particular EFT Service. This paragraph applies only to Consumer Accounts. Except as provided above, if we do not complete a Transaction to or from your account on time or in the correct amount according to this Section, we will be liable for your losses or damages.
Liability for Incomplete Transactions. If we do not complete a Transaction to or from your account on time or in the correct amount according to this Agreement, our potential liability to you is set forth in Section B(1) for consumer customers and in Section C(1) for business customers. However, there are some exceptions to our liability in all cases. We will NOT be liable, for instance:
Liability for Incomplete Transactions. If we do not complete a Transaction to or from your Account on time or in the correct amount according to this Agreement, we will be liable for your losses or damages. However, there are exceptions as indicated in Section A(12).
Liability for Incomplete Transactions. If we do not complete a Transaction to or from your Account on time or in the correct amount according to this Electronic Banking Agreement, our potential liability to you is set forth in Section V (3) for consumer customers and in Section VI (1) for business customers. However, there are some exceptions to our liability in all cases. We will NOT be liable, for instance: • If, through no fault of ours, you do not have enough money (available funds) in your Account to make the Transaction. • If the Transactionwould go over thecreditlimit on youroverdraftline. • If the ATM where you are making the Transaction does not have enough cash. • If the Electronic Banking System was not working properly and you knew about the breakdown when you started the Transaction. • If circumstances beyond our control (such as fire or flood) prevent the Transaction, despite reasonable precautions that we havetaken. • If you have not properly followed instructions for operation of the Electronic Banking System. • If thefundsin your Accountaresubject to a “hold” due to legalprocess, similarencumbrance,or asotherwisepermittedin theAgreement. • If the Transaction would exceed one of the established limits contained in the Agreement or communicated to you in writing as acase-by-caseexception. • If we did not receive a direct deposit instruction. • If the Account is dormant. • If your own components making up the Electronic Banking System were not functioning properly. • If you did not provide us withcorrect names or Accountinformation forthosepersonsor entitiesto whomyouwish to directyourpayment. • If the payee mishandled or delayed a payment sent by us. • If we have received incomplete or inaccurate information from you or a third party involving the Account or Transaction. • If we have a reasonable basis for believing that unauthorized use ofyourPIN/PasswordorAccounthasoccurredormayoccur. • If we or you have terminated this Electronic Banking Agreement or closed the Account. There may be other limitations for the particular Service at issue as stated in thisElectronic Banking Agreement.
Liability for Incomplete Transactions. If we do not complete a Trans- action to or from your Account on time or in the correct amount according to the Electronic Banking Agreement, we will be liable for your losses or damages. However, there are exceptions as indicated in Section I (5).
Liability for Incomplete Transactions. It is our responsibility to process all transfers properly initiated through Internet Banking in accordance with this Agreement. We will not be liable if any of the following occurs: Funds are not available in your account or attached credit line. Funds are subject to legal process. You had knowledge of or questions about the possible malfunction of equipment when you initiated the transaction. Natural disasters (fire, flood, tornado, etc.) or other uncontrollable circumstances (mail delays, power failures, etc.) prevent proper completion and delivery of transactions. Other applicable laws and/or regulations exempt us from liability. Notice of Your Rights and Liabilities Notify us immediately if your passcode has been lost or stolen. Failure to notify us immediately could result in the loss of all money accessible by the passcode. If we are notified within two (2) business days after you discover that your passcode has been lost or stolen, you can lose no more than $50 if someone used it without your permission. If you do not notify us within two (2) business days, and we can prove we could have prevented someone from using the Passcode without your permission, you could lose as much as $500. If your statement shows unauthorized transfers, notify us within 60 days after the statement is mailed to you or viewed on your computer. After 60 days, if we can prove that we could have stopped someone from taking the money if we had been told, lost funds might not be recovered. Errors and Questions In cases of errors or questions concerning transactions completed with Internet Banking, do one of the following, as soon as possible: Telephone Texas Republic Bank Customer Service at (000) 000-0000; or Write to Texas Republic Bank at 0000 Xxxxxxx Xxxx, Xxxx. 000, Xxxxxx, XX 00000 We must hear from you within 60 days after you receive the first statement or notification in which the error or problem appeared. Please include the following information: Name Account Number Description of the error or what you are unsure about, plus an explanation of why you believe it is an error or why you need more information. Tell us the amount of the error. We will tell you the results of our investigation within ten (10) business days after we hear from you. If we need more time we may take up to 45 business days to investigate. If we choose to take up to 45 business days, we will give you a provisional credit to your account within ten (10) business days. If we...
