Mobile Remote Deposit Capture Services. Mobile Banking users will have the ability to use the Credit Union’s remote deposit capture services. The remote deposit capture services are designed to allow you to make deposits to your share (savings), share draft (checking), or money market Accounts from your camera enabled mobile device capable of capturing check images and information and electronically delivering the items and associated deposit information to the Credit Union or the Credit Union’s designated processor. Your use of remote deposit capture services is also governed by our Mobile Remote Deposit Capture Agreement.
Mobile Remote Deposit Capture Services. The mobile remote deposit capture services (“Services”) are designed to allow you to make deposits to your checking, savings, or money market savings accounts from home or other remote locations by scanning checks and delivering the images and associated deposit information to PCU or PCU’s designated processor. There is currently no charge for the Services. Any future charges will be included in PCU’s Service Fees Schedule. Your use of the Services constitutes your acceptance of this Agreement. This Agreement is subject to change from time to time. Your continued use of the Services will indicate your acceptance of the revised Agreement. Further, PCU reserves the right, in its sole discretion, to change, modify, add, or remove portions from the Services. Your continued use of the Services will indicate your acceptance of any such changes to the Services.
Mobile Remote Deposit Capture Services. Herein shall be referred to as MRDC. We may provide MRDC Services to you during the Term of this Agreement. MRDC requires additional Term and Conditions acceptance. We may limit the dollar amount and per item count using your mobile device. It may be subject to additional fees and limitations depending upon the type of account you maintain. By your acceptance and continued use, you agree to pay such fees; if applicable. We may also establish certain criteria that customers and businesses are required to meet prior to being permitted to use the services, and we reserve the right to prohibit any Person and/or Business from using Mobile Remote Deposit Capture Services in our sole and absolute discretion. As used in this Section, “Imaged Item” means electronic image and data files submitted by you to us in connection with the Mobile Remote Deposit Capture Services. Through our MRDC Services, we may allow you to transmit imaged items to us to process for payment through the Federal Reserve System or other clearing networks and depositing into a Customer Account. We may prepare image item replacement documents to facilitate the deposit and collection of items. You will be responsible for the accurate imaging of checks and for successfully transmitting accurate, complete, legible items to us. You will be required to create image by using a compatible cellular device or other Required Technology, as we determine from time to time. You shall cause the image quality of each item captured and provided by you to satisfy the requirements of Applicable Law. You shall cause each check to be properly endorsed by required Persons prior to capturing image of the check. You shall not transmit imaged items to us that contains duplicates information you previously provided to us or that contains information with respect to checks that you have previously transferred to, deposited with, or attempted to clear through a third party or in person to us. You shall not transfer to, deposit with, or attempt to clear through a third party or otherwise directly or indirectly ask any third party to make payment based on, the checks reflected in the images transmitted to us. You shall ensure that the images accurately represent all of the information on the front and back of checks, including all endorsements. You shall maintain any original checks for which a File has been sent to us in a secure environment and shall destroy the original checks within Forty Five (45) days after successfu...
