Optional Benefits - Additional Cruise Benefits (If applied) 8a. Trip Cancellation
1) death, Serious Bodily Injury or Serious Sickness of the Insured Person, Insured Person's Immediate Family Member, Close Business Partner or Traveling Companion who will be traveling with the Insured Person within ninety (90) days before the departure date of the Covered Trip; or
2) witness summons, jury service or compulsory quarantine of the Insured Person within ninety (90) days before the departure date of the Covered Trip; or
3) sudden occurrence of strike by the employees of a Public Common Carrier, unanticipated outbreak of epidemic, riot or civil commotion, natural disaster or Terrorism at the planned destination within seven
Optional Benefits - Additional Cruise Benefits (If applied) 8a. Trip Cancellation
1) death, Serious Bodily Injury or Serious Sickness of the Insured Person, Insured Person's Immediate Family Member, Close Business Partner or Traveling Companion who will be traveling with the Insured Person within ninety (90) days before the departure date of the Covered Trip; or
2) witness summons, jury service or compulsory quarantine of the Insured Person within ninety (90) days before the departure date of the Covered Trip; or
3) sudden occurrence of strike by the employees of a Public Common Carrier, unanticipated outbreak of epidemic, riot or civil commotion, natural disaster, adverse weather conditions or Terrorism at the planned destination within seven (7) days before the departure date of the Covered Trip; or
4) unexpected issuance of a Black Alert at the planned destination within seven (7) days before the departure date of the Covered Trip; or
5) serious damage to the Insured Person's and/or the Traveling Companion's principal home in Hong Kong resulting from fire, flood or similar natural disaster, such as typhoon or earthquake, within seven (7) days before the departure date of the Covered Trip that requires the Insured Person's and/or Traveling Companion's continued presence on the premises on the departure date of the Covered Trip; the Company will, subject to the Terms of this Policy and the Amount of Benefit stated in the Schedule, pay for the loss of and non-refundable travel fare and/or accommodation expenses which have been paid in advance and for which the Insured Person is legally liable.
a) The Insured Person will take all possible steps to recover the outlay for transportation, accommodation and package tour.
b) If the Insured Person is entitled to the indemnity or refund by the government program, the Public Common Carrier, the travel agent, the provider of any service forming part of the booked Itinerary, any other insurance policies or sources for the same Accident or a series of Accidents arising out of one occurrence, the benefit payable by the Company under this section will be limited to the balance of the indemnity or refund by such sources.
