Our Liability for Failure to Make or Complete Electronic Fund Transfers. If we do not properly complete an EFT to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses and damages. However, there are some exceptions. We will not be liable, for instance, if:
a. Circumstances beyond our control (such as fire, flood, earthquake, electrical failure, malfunction of central data processing facility, etc.) prevent the transaction, despite reasonable precautions that we have taken;
b. Delays in processing and/or payment are caused by third-party software and/or services;
c. Through no fault of ours, you do not have enough money in your account (or sufficient collected funds) to complete the transaction(s);
d. The funds in your account are subject to an uncollected funds hold, legal process, or other circumstances restricting such transaction or payment;
e. We received incorrect or incomplete information from you or from third parties (e.g., the U.S. Treasury, an automated clearing house, or a terminal owner);
f. The ATM or network system was not working properly and you knew about this breakdown when you started the transaction;
g. The ATM where you were conducting the transaction did not have enough cash or cash in the denominations you requested;
h. Your Card, PIN, or Access Code you provide is incorrect or incomplete, has been reported lost or stolen, has expired, is damaged so that the mechanical device cannot read the encoding strip or chip, is inactive due to non-use, is retained by us due to your misuse or suspected fraudulent activities, is retained by us at your request, or your Card, PIN, or Access Code has been repeatedly entered incorrectly;
i. The transaction would exceed an unused line of credit limit or other account transaction limits;
j. Our failure to complete the transaction or the placement of a block on your account is done to protect the security of your account and/or the electronic terminal system;
k. You make an error in keying your deposit at an ATM or through the Home Banking system (and if you make such error, we are not responsible for bounced checks, forfeited dividends, and other consequences which may result);
l. The payee mishandles or delays a payment sent by Home Banking Bill Pay;
m. You have not provided our Home Banking Bill Pay Service provider with the correct names, phone numbers, or account information for those persons or entities to whom you wish to direct payment; or
n. Any transaction is prohibited by law, regulation, cour...
Our Liability for Failure to Make or Complete Electronic Fund Transfers. If we do not properly complete an EFT to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses and damages. However, there are some exceptions. We will not be liable, for instance, if:
Our Liability for Failure to Make or Complete Electronic Fund Transfers. If we do not properly complete a Meriwest Online transaction to or from your account on time or in the correct amount according to our agreement with you, we may be liable for your losses and damages. However, there are some exceptions. We will not be liable, for instance, if:
