Prerequisites for benefits. 2.1.1.1 The insured person's physical or mental capacities have been permanently impaired as a result of the accident (disability). The disability - has occurred within 18 months of the accident and - has been diagnosed by a physician in writing within 24 months of the accident, and the insured person has submitted a claim to us. This time period is deemed to have been adhered to when a physician has been commissioned to provide the necessary information in a timely manner, even if he does not provide his information by the required date.
Prerequisites for benefits. The insured person died as a result of the accident within 24 months of the accident. If compensation was already provided during this time period pursuant to 2.1, then such compensation will be offset against the death compensation. The insurer will waive the claim for the return of disability benefits that have been paid, if these exceed the death benefit. We hereby advise of the special obligations according to 5.5.
Prerequisites for benefits. As a result of the accident in terms of 1.2, the insured person has suffered one of the following serious injuries, and has submitted a claim for these injuries to the insurer within six months of the accident by submission of a doctor's certificate:
Prerequisites for benefits. The insured person has suffered an accident during a stay abroad that does not exceed one year. The treatment of the effects of this accident has resulted in costs that have not been paid by a private or public health insurance company.
Prerequisites for benefits. As a result of the accident, the insured person has worn a cast on the instructions of a doctor for more than 21 days.
Prerequisites for benefits. 2.2.1.1 The insured person is undergoing medically required inpatient treatment due to an accident.
Prerequisites for benefits. The insured person has been discharged from inpatient treatment and was entitled to hospital per diems according to 2.2.
Prerequisites for benefits. 1.7.1.1 The insured person has undergone medically necessary rehabilitation - after an accident that falls under the contract - as a result of health problems or their effects which were caused by the accident event - within three years (calculated from the accident date) - for a continuous time period of at least three weeks. These requirements are verified by the insured person by submission of a doctor's discharge report and approval documents for the rehabilitation measure by the pension insurance agency, statutory or private health insurance of the social security or pension office.
Prerequisites for benefits. The insured person has suffered physical or mental damages as a result of a criminal restriction of his personal freedom, which was caused by third parties.
Prerequisites for benefits. 1.12.1.1 The insured person's physical or mental capabilities have been permanently impaired as a result of an accident insured under this contract (disability). Because of this disability, the insured person is not able to pursue his occupation without restrictions, or lead a normal life without restrictions. The conversion of a workplace makes it possible to resume work activities either in full or in part, or makes it easier to live a normal life.
