RIGHT TO EXAMINE POLICY Sample Clauses

RIGHT TO EXAMINE POLICY. You may examine this policy and if for any reason you are not satisfied with it, you may cancel it by returning the policy with a written request for cancellation to our Administrative Office by the later of: (a) the 10th day after you receive it; or (b) the 45th day after Part 1 of the application was signed. If you do this, we will refund the premium that was paid. SPECIMEN SPECIMEN
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RIGHT TO EXAMINE POLICY. You may return this policy to us within (1) 10 days after you get it, or (2) 45 days after you sign the application, or (3) 10 days after we mail or deliver the Notice of Withdrawal Right, whichever is latest. The policy, with a written request for cancellation, must be mailed or delivered to our Home Office or to the representative who sold it to you. The returned policy will be treated as if we never issued it, and we will refund any premiums paidrefund any premiums paid. If you have any questions about your policy or need additional insurance service, contact your representative or write to our Home Office. Signed at our Home Office on the Policy Date. [ Secretary President · Adjustable death benefit · Flexible premiums payable during Insured's lifetime until the Maturity Date · Death Proceeds payable at Insured's death prior to the Maturity Date · Maturity Proceeds payable on the Maturity Date · Non-Participating · Not eligible for dividends · Investment experience reflected in benefits ________________________________________CONTENTS_____________________________________ PROVISIONSPAGE Annual Report Assignment Beneficiary Cash Surrender Value Cash Value Death Benefit Definitions Error in Age or Sex Exchange of Policy Provision Fixed Account Grace Period Guaranteed Policy Continuation Illustration of Benefits and Values Incontestability Insured Insuring Agreement Loan Monthly Cost of Insurance Non-guaranteed Persistency Credit Nonforfeiture Optional Modes of Settlement Ownership Partial Surrender Policy Data Page Premium Payments Reinstatement Suicide Termination Transfers Valuation of Assets in a Variable Account Variable Account
RIGHT TO EXAMINE POLICY. You may examine this Policy and if for any reason you are not satisfied with it, you may cancel it by returning the Policy to us with a written request no later than: (a) 30 days after you receive it; (b) or 45 days after Part I of the Application was signed. All you have to do is take this Policy or mail it to our Home Office at 1600 Xxxxxx Xxxxxx, Xxxxxxxxxxxx, Xxxxxxxxxxxx 00000, xx to one of our offices or to the representative who sold it to you. If you do this, we will refund an amount equal to: (a) the difference between the premiums you paid (including any fees and charges) and the sum of the amounts allocated to the Guaranteed Account and the Separate Accounts; plus (b) the value of the amounts allocated to the Guaranteed Account including any interest accumulated to the date you return the Policy to us; plus (c) the value of the amounts allocated to the Separate Accounts including the net investment experience of such Separate Accounts to the date you return the Policy to us; plus (d) any fees or charges imposed on the amounts allocated to the Guaranteed Account or the Separate Accounts. Attest /s/ Robexx X. Xxxxx President and Chief Executive Officer Registrar Flexible Premium Adjustable Variable Life Insurance Policy. Insurance Proceeds payable upon death before Final Policy Date. Policy Account Value payable on Final Policy Date. Adjustable Death Benefit. Values provided by this Policy are based on declared interest rates of the Guaranteed and Loan Accounts on the investment experience of the Separate Accounts. Participating. For Inquiries, Information and Resolution of Complaints Call: 1-800-000-0000 Exhibit "A" Form C126(FL) 11 POLICY SCHEDULE INSURED Jamex X. Xxxxx XOLICY NUMBER 9,082,025 12/17/1998 POLICY ISSUE DATE FACE AMOUNT $1,100,000.00 35, Male ISSUE AGE AND SEX DEATH BENEFIT Option B 12/17/1998 POLICY DATE PREMIUM CLASS NONSMOKER 12/17/2063 FINAL POLICY DATE BENEFITS -------- FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE INITIAL FACE AMOUNT $1,100,000.00 Rider - DISABILITY WAIVER OF PREMIUM BENEFIT $1,127.59 MONTHLY Rider - CHANGE OF INSURED This Policy provides life insurance coverage on the Insured until the final policy date, provided the Net Cash Surrender Value is sufficient to cover the deductions for the cost to that date of the benefits of this Policy and of any riders. You may have to pay more than the premiums shown below to keep this Policy and coverage in force to that date, and to keep any additional riders in force. MINIMUM...
RIGHT TO EXAMINE POLICY. We want The Policyholder to be satisfied with the Coverage under The Policy. Policyholder may, within 30 days after The Policy is delivered, return The Policy to our Administrative Office and will receive a full refund of any premiums that have been paid. Once returned, The Policy will be void from its beginning. COMBINED INSURANCE COMPANY OF AMERICA Home Office Combined Insurance Company of America 000 Xxxx Xxxxxx Xxxxx, Suite 700‌ Chicago, IL 60601 1-800-544-9382 Administrative Office Combined Insurance Company of America 00 Xxxxxx Xxxxxx Xxxxx, XX 00000 1-855-241-9891 Table of Contents Page No. The Policy Schedule ........................................................... 3
RIGHT TO EXAMINE POLICY. If for any reason you are not satisfied with this policy, you may return it to: (a) the agent through whom it was purchased; or (b) our Administrative Office within 10 days after you receive it. We will refund an amount equal to the cash value plus fees or charges deducted from premiums less any debt. Signed for the Company at its Executive Office, CNA Plaza, Chicago, Illinois 60685 on the policy date. Chief Executive Officer Group Vice President -------------------------------------------------------------------------------- CASH VALUE BENEFITS PROVIDED BY THIS POLICY ARE BASED ON THE INVESTMENT PERFORMANCE OF THE SUBACCOUNTS OF THE VARIABLE ACCOUNT AND MAY INCREASE OR DECREASE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. THE AMOUNT OF THE DEATH BENEFIT MAY VARY BASED ON THE INVESTMENT PERFORMANCE OF THE SUBACCOUNTS OF THE VARIABLE ACCOUNT BUT IT WILL NEVER BE LESS THAN THE SPECIFIED AMOUNT. -------------------------------------------------------------------------------- FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY ADJUSTABLE DEATH BENEFIT DEATH PROCEEDS PAYABLE AT INSURED'S DEATH NON-PARTICIPATING INVESTMENT EXPERIENCE REFLECTED IN BENEFITS POLICY SCHEDULE
RIGHT TO EXAMINE POLICY. You may return this policy to us within (1) 10 days after you get it, or (2) 45 days after you sign the application, or (3) 10 days after we mail or deliver the Notice of Withdrawal Right, whichever is latest. The policy, with a written request for cancellation, must be mailed or delivered to our Home Office or to the agent who sold it to you. The returned policy will be treated as if we never issued it, and we will pay you the amount specified by the laws of the state in which the policy was issued. If you have any questions about your policy or need additional insurance service, contact your agent or write to our Home Office. Signed at our Home Office on the Policy Date. ABCDABCD
RIGHT TO EXAMINE POLICY. We want The Policyholder to be satisfied with the Coverage under The Policy. Policyholder may, within 30 days after The Policy is delivered, return The Policy to our Administrative Office and will receive a full refund of any premiums that have been paid. Once returned, The Policy will be void from its beginning. COMBINED INSURANCE COMPANY OF AMERICA Xxxx Xxxxxxx, President Xxxxxxx X. Xxxxxxx, Secretary Home Office Combined Insurance Company of America 000 Xxxx Xxxxxx Xxxxx, Suite 700 Chicago, IL 60601 0-000-000-0000 Administrative Office Combined Insurance Company of America 00 Xxxxxx Xxxxxx Keene, NH 03431 0-000-000-0000 Form No. P34544NC Page 1 of 16 Table of Contents Page No. The Policy Schedule ........................................................... 3
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RIGHT TO EXAMINE POLICY. Please review this policy before you travel to ensure it meets your needs. You have 10 days after purchase to return this policy for a full refund, provided your coverage has not begun. Please refer to the sections of the policy that explain when coverage begins. For refunds after coverage has begun, refer to our ‘Refunds Procedures’ also explained in this policy.

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