RIGHT TO EXAMINE POLICY. You may examine this policy and if for any reason you are not satisfied with it, you may cancel it by returning the policy with a written request for cancellation to our Administrative Office by the later of: (a) the 10th day after you receive it; or (b) the 45th day after Part 1 of the application was signed. If you do this, we will refund the premium that was paid. SPECIMEN SPECIMEN
RIGHT TO EXAMINE POLICY. We want The Policyholder to be satisfied with the Coverage under The Policy. Policyholder may, within 30 days after The Policy is delivered, return The Policy to our Administrative Office and will receive a full refund of any premiums that have been paid. Once returned, The Policy will be void from its beginning. Table of Contents Page No.
RIGHT TO EXAMINE POLICY. You may return this policy to us within (1) 10 days after you get it, or (2) 45 days after you sign the application, or (3) 10 days after we mail or deliver the Notice of Withdrawal Right, whichever is latest. The policy, with a written request for cancellation, must be mailed or delivered to our Home Office or to the representative who sold it to you. The returned policy will be treated as if we never issued it, and we will refund any premiums paidrefund any premiums paid.
RIGHT TO EXAMINE POLICY. You may examine this Policy and if for any reason you are not satisfied with it, you may cancel it by returning the Policy to us with a written request no later than: (a) 30 days after you receive it; (b) or 45 days after Part I of the Application was signed. All you have to do is take this Policy or mail it to our Home Office at 1600 Xxxxxx Xxxxxx, Xxxxxxxxxxxx, Xxxxxxxxxxxx 00000, xx to one of our offices or to the representative who sold it to you. If you do this, we will refund an amount equal to: (a) the difference between the premiums you paid (including any fees and charges) and the sum of the amounts allocated to the Guaranteed Account and the Separate Accounts; plus (b) the value of the amounts allocated to the Guaranteed Account including any interest accumulated to the date you return the Policy to us; plus (c) the value of the amounts allocated to the Separate Accounts including the net investment experience of such Separate Accounts to the date you return the Policy to us; plus (d) any fees or charges imposed on the amounts allocated to the Guaranteed Account or the Separate Accounts.
RIGHT TO EXAMINE POLICY. If for any reason you are not satisfied with this policy, you may return it to: (a) the agent through whom it was purchased; or (b) our Administrative Office within 10 days after you receive it. We will refund an amount equal to the cash value plus fees or charges deducted from premiums less any debt. Signed for the Company at its Executive Office, CNA Plaza, Chicago, Illinois 60685 on the policy date. Chief Executive Officer Group Vice President -------------------------------------------------------------------------------- CASH VALUE BENEFITS PROVIDED BY THIS POLICY ARE BASED ON THE INVESTMENT PERFORMANCE OF THE SUBACCOUNTS OF THE VARIABLE ACCOUNT AND MAY INCREASE OR DECREASE AND ARE NOT GUARANTEED AS TO DOLLAR AMOUNT. THE AMOUNT OF THE DEATH BENEFIT MAY VARY BASED ON THE INVESTMENT PERFORMANCE OF THE SUBACCOUNTS OF THE VARIABLE ACCOUNT BUT IT WILL NEVER BE LESS THAN THE SPECIFIED AMOUNT. -------------------------------------------------------------------------------- FLEXIBLE PREMIUM VARIABLE LIFE INSURANCE POLICY ADJUSTABLE DEATH BENEFIT DEATH PROCEEDS PAYABLE AT INSURED'S DEATH NON-PARTICIPATING INVESTMENT EXPERIENCE REFLECTED IN BENEFITS POLICY SCHEDULE
RIGHT TO EXAMINE POLICY. Please review this policy before you travel to ensure it meets your needs. You have 10 days after purchase to return this policy for a full refund, provided your coverage has not begun. Please refer to the sections of the policy that explain when coverage begins. For refunds after coverage has begun, refer to our ‘Refunds Procedures’ also explained in this policy.
RIGHT TO EXAMINE POLICY. We want The Policyholder to be satisfied with the Coverage under The Policy. Policyholder may, within 30 days after The Policy is delivered, return The Policy to our Administrative Office and will receive a full refund of any premiums that have been paid. Once returned, The Policy will be void from its beginning. Home Office Combined Insurance Company of America 000 Xxxx Xxxxxx Xxxxx, Suite 700 Chicago, IL 60601 1-800-544-9382 Administrative Office Combined Insurance Company of America 00 Xxxxxx Xxxxxx Xxxxx, XX 00000 1-855-241-9891 The Policy Schedule ........................................................... 3
RIGHT TO EXAMINE POLICY. You may examine this Policy and if for any reason you are not satisfied with it, you may cancel it by returning the Policy to us with a written request no later than: (a) 10 days after you receive it; (b) or 45 days after Part I of the Application was signed. All you have to do is take this Policy or mail it to our Service Center at 300 Xxxxxxxxxxx Xxxxx, Xxxxxx, XX 00000-0000; X.O. Box 15750, Wilmington, DE 19850-5750; or to one of our offices or to the representative who sold it to you. If you do this, we will refund an amount equal to: (a) the difference between the premiums you paid (including any fees and charges) and the sum of the amounts allocated to the Guaranteed Account and the Separate Accounts; plus (b) the value of the amounts allocated to the Guaranteed Account including any interest accumulated to the date you return the Policy to us; plus (c) the value of the amounts allocated to the Separate Accounts including the net investment experience of such Separate Accounts to the date you return the Policy to us; plus (d) any fees or charges imposed on the amounts allocated to the Guaranteed Account or the Separate Accounts. Attest 2 Registrar President * Flexible Premium Adjustable Variable Life Insurance Policy * Insurance Proceeds payable upon death before Final Policy Date * Policy Account Value payable on Final Policy Date * Adjustable Death Benefit * Values provided by this Policy are based on declared interest rates of the Guaranteed and Loan Accounts and on the investment experience of the Separate Accounts * Non-participating * For Inquiries, Information and Resolution of Complaints, Call: 1-800-000-0000 POLICY DESCRIPTION This is a flexible premium adjustable variable life insurance policy. Net premiums are allocated at your direction to one or more of the Separate Accounts and/or the Guaranteed Account. The Separate Accounts invest in securities and other investments whose value is subject to market fluctuation and investment risk. There is no guarantee of principal or investment return. The Guaranteed Account earns interest at rates we declare in advance. The rates are guaranteed to equal or exceed 4%. The principal, after deductions, is also guaranteed. The duration of life insurance coverage depends on the Net Cash Surrender Value except that during the first five Policy Years, your Policy will remain in force if the sum of the premiums paid less loans and partial withdrawals equals or exceeds the Minimum Guarantee Premium. If Death...
RIGHT TO EXAMINE POLICY. You may return this policy to us within (1) 10 days after you get it, or (2) 45 days after you sign the application, or (3) 10 days after we mail or deliver the Notice of Withdrawal Right, whichever is latest. The policy, with a written request for cancellation, must be mailed or delivered to our Home Office or to the agent who sold it to you. The returned policy will be treated as if we never issued it, and we will pay you the amount specified by the laws of the state in which the policy was issued. If you have any questions about your policy or need additional insurance service, contact your agent or write to our Home Office. Signed at our Home Office on the Policy Date. ABCDABCD
