Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your checking account is open. Funds from cash, wire transfers and electronic direct deposits to your account will be available on the day we receive the deposit. We reserve the right to delay availability of check de- posits for nine business days. The first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the business day of your deposit if the deposit meets certain con- ditions; for example, the checks must be payable to you. The excess over $5,525 will be available on the ninth business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit.
Special Rule for New Accounts. The following special rules may apply during the first thirty (30) days of opening an account for a new member. The funds from electronic direct deposits will be available on the day the deposit is received. Funds from deposits of cash, wire transfers, and the first
Special Rule for New Accounts. If you are a new member, the following special rules may apply during the first thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, traveler’s checks, and the first $5,000 of a day’s total deposits of cashier’s, certified, teller’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,000 may not be available until the ninth business day after the day of your deposit. Funds from all other check deposits will generally be available no later than the eleventh business day after the day of your deposit. For any other purpose, not to conflict with applicable law, the Credit Union defines new accounts as those which have been open for ninety (90) days or fewer. We reserve the right to shorten or extend all such holds for a reasonable period of time at our discretion. Relationship levels within our Member Advantage Program may affect determination of a reasonable hold time. Please see program details for updated information.
Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open.
Special Rule for New Accounts. The following special rules may apply during the first thirty (30) days of opening an account for a new member.The funds from electronic direct deposits will be available on the day the deposit is received. Funds from deposits of cash, wire transfers, and the first $5,000 of a day’s total deposits of cashier, certified, teller’s, traveler and federal, state and local government checks will be available on the next business day after your deposit if the deposit meets certain conditions. For example, the checks must be payable to you.The excess over $5,000 will be available on the ninth business day after the day of your deposit. If the deposit of these checks (other than a U. S.Treasury check) is not made in person to one of our employees, the first $5,000 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the ninth business day after the day of your deposit.
Special Rule for New Accounts. If you are a new member, the following special rules may apply during the first thirty (30) days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, traveler’s checks, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, and federal, state and local government checks will be available on the first business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,525 may not be available until the ninth business day after the day of your deposit. Funds from all other check deposits will generally be available no later than the eleventh business day after the day of your deposit. For any other purpose, not to conflict with applicable law, the Credit Union defines new accounts as those which have been open less than ninety (90) days. We reserve the right to shorten or extend all such holds for a reasonable period of time at our discretion. To make check processing faster, Federal law permits banks and credit unions to replace original checks with “substitute checks.” These checks are similar in size to original checks with a slightly reduced image of the front and back of the original check. The front of a substitute check states: “This is a legal copy of your check. You can use it the same way you would use the original check.” You may use a substitute check as proof of payment just like the original check. Some or all of the checks that you receive back from us may be substitute checks. This notice describes rights you have when you receive substitute checks from us. The rights in this notice do not apply to original checks or to electronic debits to your account. However, you have rights under other laws with respect to those transactions. In certain cases, Federal law provides a special procedure that allows you to request a refund for losses you suffer if a substitute check is posted to your account (for example, if you think that we withdrew the wrong amount from your account or that we withdrew money from your account more than once for the same check). The losses you may attempt to recover under this procedure may include the amount that was withdrawn from your account and fees that were charged as a result of the withdrawal (for example, Returned Item or Overdraft Fees). The amount of your refund under this procedure i...
Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525 of a day’s total deposits of cashier’s, certified, teller’s, traveler’s, and federal, state and local government checks will be available on the day of your deposit, if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,525 will be available on the seventh business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525 will not be available until the second business day after the day of your deposit. Funds from all other check deposits will be available on the seventh business day after the day of your deposit. If you are unsure of funds availability, you should ask us when the funds will be available. Share Account Rate & Fee Schedule All rates are subject to change without prior notice. Please read the appropriate disclosures or contact the credit union if you would like a disclosure mailed to you. Prime Share Account Sub Share Account Christmas Club Account ALF Share Account Youth Account IRA Share Account A/C B Money Market Account Tier 1 Tier 2 Tier 3 Share Draft Account Annual Percentage Yield 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.08% 0.08 - 0.09% 0.09 - 0.12% 0.025% Dividend Rate 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.05% 0.08% 0.10% 0.12% 0.025% Effective Date Mar 18, 2020 Mar 18, 2020 Mar 18, 2020 Mar 18, 2020 Mar 18, 2020 Mar 18, 2020 Mar 18, 2020 June 01, 2020 June 01, 2020 June 01, 2020 Mar 18, 2020 Dividends Credited Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Dividend Period Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Quarterly Minimum Balance Required $25.00 none none $5.00 $5.00 See Section 5 $2,500.00 $2,500.00 $2,500.00 none Minimum Balance to Avoid Service Fee none none none none none none none none Minimum Balance to Earn Stated APY $100.00 $100.00 $100.00 $100.00 $5.00 See Section 5 $2,500.00 $10,000.00 $25,000.00 $500.00 Balance Method Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance Average Daily Balance ACCOUNT LIMITATIONS ...
Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first $5,525.00 of a day’s total deposits of cashier’s certified, teller’s traveler’s, and federal, state and local government checks will be available on the first
(1) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,525.00 will be available on the ninth (9) business day after the day of your deposit. If your deposit of these checks (other than a U.S. Treasury check) is not made in person to one of our employees, the first $5,525.00 will not be available until the second (2) business day after the day of your deposit. Funds from all other check deposits will be available on the ninth (9) business day after the day of your deposit.
Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your account is open. Funds from electronic direct deposits to your account will be available on the day we receive the deposit. Funds from deposits of cash, wire transfers, and the first of $5,525.00 a day’s total deposits of cashier’s certified, teller’s traveler’s, and federal, state and local government checks will be available on the first (1) business day after the day of your deposit if the deposit meets certain conditions. For example, the checks must be payable to you. The excess over $5,525.00 will be available on the ninth
Special Rule for New Accounts. If you are a new member, the following special rules will apply during the first 30 days your checking account is open. Funds
