Structure of the interviews Sample Clauses

Structure of the interviews. Interviews were conducted in and around the city of Cusco with staff of regulated and unregulated MFIs, as well as with urban and agricultural clients of some of these MFIs. A total of nine MFIs and eight clients have been interviewed. The MFIs interviewed are of different sizes, target groups, and status, to represent the variety of the department. Their names and basis characteristics are presented in. It is to be noted that the NGOs IFOCC and MIDE recently became clients of Infocorp, through the opportunity that COPEME grants them. They are not included in the statistics on the use of credit bureaus in Cusco in the previous section, which is up-to-date as of January 2003. We interviewed four regulated MFIs and five unregulated ones; five operate in urban areas, two operate exclusively in rural areas, and two operate both in urban and rural areas. The interviews were conducted with general or executive managers in unregulated MFIs, and with risk managers and credit officers in regulated MFIs. The questions focused on five elements: • The methods of evaluation of credit applicants; • The rules of use of credit bureaus; • The guarantee requirements; • The loans supervision; and • The procedures in case of default. Of the eight clients that were interviewed, three are urban microentrepreneurs and five are agricultural producers. Agricultural clients were both small producers practicing traditional agriculture and modern producers of export crops. Two clients borrowed from unregulated MFIs, and six from the Caja Municipal or the Caja Rural. The questions to clients focused on their credit history, their use of guarantees, and their perception of the consequences of defaulting or having defaulted on loans. Clients were explicitly asked about credit bureaus at the end of the interview only.

Structure of the interviews. The questions for the interviews have been developed by assessing the results from both surveys and the issues that have arisen. The standard questions on Open Science were kept very short. Concerning the remaining questions, 70 % focussed on WHAT is needed to use Open Science active as well as hopes with Open Science in Aviation, and 30 % focussed on HOW things can work, about ideas and best imaginary future. Differently from the surveys, the questions did not cover any information about the person him- /herself. As all interview partners were selected from a contact list that was compiled from sources like personal recommendations, internet searches and other contact lists of OSCAR partners, the interview team considered the available information about the interviewees’ background sufficient and thought it more important to cover as many aspects of Open Science as possible instead. The structure of the interview aims at offering the interviewee the opportunity to freely respond on the matters of his/her interest, knowledge and experience. For better understanding of the current situation of Open Science, the interviewees are informed with some specific examples provided by the surveys results. Depending on the interviewee, the interviewer could select the best questions that could be answered, so as to efficiently exploit the knowledge and experience of the interviewee and accurately conclude on the status quo, ideas and visions about Open Science. The answers will be exploited as advice for potential upcoming calls and decisions made by the EU in this field. Through the interviews, XXXXX has achieved to deliver concrete opinions on key issues of representatives coming from many different fields and levels of the AAT Research. Some characteristic questions of the interviews are presented underneath: • What opportunities do you see in the implementation of Open Science in AAT? • What risks do you see in the implementation of Open Science in AAT? • What personal benefits could you gain from Open Science? • In principle, Open Science is available worldwide. Is there a need for adequate access arrangements to Open Science? • Who should get access? • And how could access to Open Science be organized? • What kind of content should be protected by access arrangements? • How can access be organized or managed, and by whom? • There are severe concerns and even fears of opening up European AAT research worldwide. • What do you think are the opportunities for Europ...