Why We Collect Information. We collect and use various types of information from and about you; however, we limit the information to the minimum required to:
Why We Collect Information. We collect and use various types of information from and about you; however, we limit the information to the minimum required to: • Accurately identify you when you are conducting financial transactions with SBI-US to prevent unauthorized persons from gaining access to your personal and financial information, • To better understand your financial needs and to offer you with preferred rates, payments, products and other related services to help you achieve your financial objectives consistent with our business norms and practices. • To properly manage our business. Information that SBI-US Collects In order to understand your financial needs and provide you with products and services designed to meet your objectives and to better service your Accounts, SBI-US obtains information about you from the following sources: • Applications, forms and other documentation you complete and information you provide in person, by phone or other means to open Account with SBI-US, in connection with SBI-US’s products and services. • Example of such information include your name, address, marital status, family, social security number or tax identification number, income, assets, debts and liabilities. • Your Account and transactions with SBI-US, SBI-US‟s affiliates and others. • Your transactions with other companies and persons. Examples of such information include your employment history, loan balances, credit card operations etc. • Consumer reporting agencies such as credit bureaus. Information SBI-US may share with Affiliates: In the case of those customers who maintain deposit or loan Accounts with SBI-US, SBI-US may share information about their Account history and experience within SBI’s affiliates providing banking, financial, merchant banking, investment banking and insurance services (“SBI family companies”). SBI- US may also share within SBI family companies other non-public personal information about such customers such as information received from them in applications, forms, other documentation and information received from credit bureaus. Information SBI-US may share with nonaffiliated third parties: SBI-US does not share or sell nonpublic personal information about SBI-US customers or former customers to nonaffiliated third parties, except as permitted by law. Few illustrations are given below: SBI-US may share nonpublic personal information (as described below) with nonaffiliated third parties contracted on behalf of SBI-US to perform services necessary for ...
Why We Collect Information. The reason we collect and store this information is to deliver the best possible service to our customers. We use your personal details to ensure that we can deliver your orders as quickly as possible. We also use this information to track the who, what, when and why aspects of orders.
Why We Collect Information. We collect and use various types of information from and about you; however, we limit the information to the minimum required to: Accurately identify you when you are conducting financial transactions with SBI-US to prevent unauthorized persons from gaining access to your personal and financial information, To better understand your financial needs and to offer you with preferred rates, payments, products and other related services to help you achieve your financial objectives consistent with our business norms and practices. To properly manage our business.
Why We Collect Information. We get most Information directly from you. The Information that you give us when applying for credit or making purchases generally provides the Information we need. If we need to verify Information or need additional Information, we may obtain Information from third parties such as mercantile commercial credit reporting agencies, consumer credit reporting agencies and other sources permitted by the Fair Credit Reporting Act. Information collected may relate to your finances, business activities, credit history and other financial characteristics, as well as transactions with us or with others, including our Affiliates. How We Protect Information: We treat Information in a confidential matter. Our employees are required to protect the confidentiality of Information. Employees may access Information only when there is an appropriate reason to do so, such as to administer or offer our products or services, including the extension of credit to you. We also maintain physical, electronic and procedural safeguards to protect Information; these safeguards comply with applicable laws. Employees are required to comply with our established policies. Information Disclosure: We may disclose any Information when we believe it necessary for the conduct of our business, or where law requires disclosure. For example, Information may be disclosed to others to enable them to provide business services for us, such as helping us to evaluate requests for credit extension by you, performing general administrative activities for us and assisting us in processing a transaction requested by you. Information may also be disclosed for auditor research purposes; or to law enforcement and regulatory agencies, for example, to help us prevent fraud. Information may be disclosed to Affiliates, as well as to others that are outside of Agfinity, Inc, such as companies that process data for us, companies that provide general administrative services for us, commercial credit reporting agencies and consumer reporting agencies. We may make other disclosures of Information as permitted by law. Information may also be shared with our Affiliates so that they may offer you products or services consistent with your business needs.
