Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are responsible for all transfers you authorize using the electronic services described in this Agreement. If you permit other persons to use your Card, PIN(s), and/or Access Code, you are responsible for any transactions that person authorizes or conducts on any of your accounts, even if that person exceeds your authority. However, you must tell us AT ONCE if you believe your Card, PIN(s), and/or Access Code have been lost or stolen or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of minimizing your possible losses. A written notification to us should follow your telephone call. You could lose all the money in your account (plus your maximum overdraft Personal Line of Credit, if you have one). However, if you believe your Card, PIN(s), and/or Access Code have been lost or stolen, and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Card, PIN(s), and/or Access Code to access your account without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card, PIN(s), and/or Access Code and we can prove we could have stopped someone from using your Card, PIN(s), and/or Access Code without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by Card, PIN or other means, you must tell us at once. If you do NOT tell us within sixty (60) days after the statement was mailed or delivered to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If you can document that a good reason (such as a long trip or hospital stay) kept you from telling us, we will review your case and may extend the time period. If you are using a Debit Card for transactions that take place on the Visa network system, Visa rules provide for zero liability for unauthorized transactions under certain conditions. This does not apply to transactions that are not processed through the Visa network. These exceptions do not apply to transactions originating from your gross negligence and/or fraudulent use of your Debit Card.
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are to exercise reasonable care in safeguarding the MasterCard Debit Card and ATM Card from risk of loss or theft. Tell us AT ONCE if you believe your MasterCard Debit Card or ATM Card or PIN has been lost, stolen or discovered by an unauthorized person. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account(s), plus your maximum line of credit and HELOC. If you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00, if someone used your ATM Card. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your ATM Card or MasterCard Debit Card or PIN, and we can prove we could have stopped someone from using your Card or ATM PIN, without your permission if you had told us, you can lose as much as $500.00. Also, if your statement shows transactions that you did not make, including those made by card, code or other means, tell us AT ONCE. If you do NOT tell us within sixty (60) days after the statement was mailed to you, you may not get back any money you lost after the sixty (60) days, if we can prove that we could have stopped someone from taking the money, if you had told us in time. If you can document a good reason (such as a long trip or hospital stay) that kept you from telling us, we will extend the time period.
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You must tell us AT ONCE if you believe your Card and/or PIN for any electronic service has been lost or stolen or if you believe that an EFT has been made without your permission using information from your check. Calling us is the best way of keeping your possible losses down. A written notification to us should follow your telephone call. You could lose all the money in your account (plus your maximum overdraft Personal Line of Credit, if you have one, and/or the funds in a linked account). If you believe your Card and/or PIN has been lost or stolen, and you tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50 if someone used your Card and/or PIN to access your account without your permission. If you do NOT tell us within two (2) business days after you learn of the loss or theft of your Card and/or PIN and we can prove we could have stopped someone from using your Card and/or PIN without your permission if you had told us, you could lose as much as $500. Also, if your periodic statement shows EFTs that you did not make, including those made by Card, PIN or other means, you must tell us at once. If you do NOT tell us within sixty (60) days after the statement was mailed or delivered to you, you may not get back any money you lost after the sixty (60) days if we can prove that we could have stopped someone from taking the money if you had told us in time. If you can document that a good reason (such as a long trip or hospital stay) kept you from telling us, we will extend the time period.
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are responsible for all transfers you authorize using the electronic services described in this Agreement. If you permit other persons to use your Card, PIN(s), and/or Access Code, you are responsible for any transactions that person authorizes or conducts on any of your accounts, even if that person exceeds your authority. However, you must tell us AT ONCE if you believe your Card, PIN(s), and/or Access Code have been lost or stolen or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of minimizing your possible losses. A written notification to us should follow your telephone call. You could lose all the money in your account (plus your maximum overdraft Line of Credit, if you have one) if you fail to timely notify us. Also, if your statement shows transfers that you did not make, including those made by Card, PIN or other means, you must tell us at once. [If you do NOT tell us within thirty (30) days after the statement was mailed or delivered to you, the transfers reflected on the statement will be considered correct, and we will not be responsible for any error, claim, or unauthorized transfer included in the statement.] If you are using a Debit Card for transactions that take place on the Visa network system, Visa rules provide for zero liability for unauthorized transactions under certain conditions. This does not apply to transactions that are not processed through the Visa network. These exceptions do not apply to transactions originating from your gross negligence and/or fraudulent use of your Debit Card.
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You are responsible for all transfers you authorize using the electronic services described in this Membership Agreement. If you permit other persons to use your Card, PIN(s), and/or Access Code, you are responsible for any transactions that person authorizes or conducts on any of your accounts, even if that person exceeds your authority. However, you must tell us AT ONCE if you believe your Card, PIN(s), and/or Access Code have been lost or stolen or if you believe that an EFT has been made without your permission using information from your check. Telephoning is the best way of minimizing your possible losses. A written notification to us should follow your telephone call. You could lose all the money in your account (plus your maximum overdraft personal line of credit, if you have one). However, if you believe your Card, PIN(s), and/or Access Code has been lost or stolen, and you tell us within two
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You must tell us AT ONCE if you believe your checks, ATM Card, Debit Banking, Mobile Banking, Remote Deposit Capture, ATM Card or Debit card PIN (collectively “check(s), Card(s) and/or PIN(s)”) has been lost or stolen or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. A written notification to us should follow your telephone call. You could lose all the money in your account (plus your maximum overdraft line of credit).
Your Liability for Unauthorized Transactions and Advisability of Prompt Reporting. You must tell us AT ONCE if you believe your checks, ATM Card, Debit Banking, Mobile Banking, Remote Deposit Capture, ATM Card or Debit card PIN (collectively “check(s), Card(s) and/or PIN(s)”) has been lost or stolen or if you believe that an electronic fund transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. A written notification to us should follow your telephone call. You could lose all the moneyinyouraccount(plusyourmaximum overdraftline of credit).However, if you believeyourcheck(s), Card(s)and/xxXXX(s)has beenlost orstolen,andyou tell us within two (2) business days after you learn of the loss or theft, you can lose no more than $50.00 if someone used your check(s) (in an Electronic Check Transaction), your Card(s), and/or PIN(s) without your permission.
