Consumer Consent. The first form of consent theory can be termed the theory of 'consumer consent.' Consumer consent inheres fundamentally in the buyer's agreement at the time of purchase both to the association's constitution, which is embodied in the original covenants, and to any existing bylaws. Thus, '[t]he initial members of a homeowners association, by their voluntary acts of joining, unanimously consent to the provisions in the association's original governing documents.'31 Consent to new rules promulgated by the association and to actions taken by the association pursuant to its rules and covenants derives from the buyer's initial submission at the time of purchase to the covenants and bylaws providing rulemaking powers. An individual, according to this theory, should be permitted to place herself under a residential quasi-government committed to following procedures different from those restricting the city or state and to respecting different substantive rights in regard to speech, religion, privacy, and equality of treatment. 'In this atmosphere of voluntary transactions,' it has been argued, 'constitutional guarantees seem singularly out of place.'33
Consumer Consent. (i) Client must only request Consumer Data through the Services that is expressly consented to by Consumer.
(ii) If Client both accesses Consumer Data and initiates payments, it must obtain separate and distinct consents from Consumer for these separate activities.
(iii) Client must have and maintain such systems and procedures as may be reasonably necessary or otherwise required by MX (consistent with applicable law and industry best practices) to actively track, monitor and document such Consumer consent and any revocation thereof.
Consumer Consent. Before completing any transaction with us, you will be asked to agree to this E-Sign Consent, which constitutes your agreement to the following:
a) We may provide disclosures required by law and any other information concerning your legal rights and duties and your account and related products and services to you electronically.
b) Your electronic signature on agreements and documents has the same effect as if you physically signed the document with a pen.
c) You will not contest the legal effectiveness, validity, enforceability or use of the electronically stored copies of any agreements electronically signed by you based on the fact that the terms were accepted electronically.
d) You have the hardware and software and other technology described in the “Minimum Requirements” section below necessary to receive, review, download and save any Communications sent electronically.
e) You have an active email account and have provide us with correct and up-to-date information relating to that account.
f) This consent applies to any transaction undertaken through Company in the past, to all future disclosures and communications on your account, to all future transactions with us, and to other Communications that we provide to you electronically.
g) Your consent is effective immediately and will remain in effect until you tell us that you no longer agree to receive Communications electronically by sending us notice in the manner described in the “Withdrawing Consent; Paper Communications” section below.
Consumer Consent. By clicking on the box indicating that you have read agree to the terms of this Agreement, you affirmatively consent and agree that:
1. We may electronically provide you with all Communications required by law and other information about your legal rights and duties related to your transaction with us. These may include, but are not limited to: notices or disclosures required by the Electronic Funds Transfer Act/Regulation E or the Gram Xxxxx Xxxxxx Act/Regulation P; your Vehicle Service Protection Vehicle Service Contract and all disclosures or notices contained therein; notices or disclosures required by or State or federal law related to your transaction with us; and notices or disclosures required by State or federal law relating to arbitration.
2. Your electronic signature on agreements and documents has the same effect as if you signed them in ink. You understand that we will electronically provide you with the Communications and other applicable documents related to your transaction with us by email and by offering you the opportunity to download, print or save the Communications.
Consumer Consent. Client hereby gives affirmative consent to receive electronic Disclosures as described herein. Client further agrees that Client’s computer satisfies the hardware and software requirements specified herein and that s/he will provide the Bank with a current email address at which the Bank may send electronic Disclosures to Client. When s/he uses a product or service to which this Disclosure applies, Client agrees that the Bank may provide Client with any Disclosure in electronic format, and that the Bank may discontinue sending paper Disclosures to Client, unless and until s/he withdraws consent as described below.
Consumer Consent. With your consent, Exchange Bank & Trust can deliver disclosures and information to you by displaying or delivering the information electronically and requesting that you print or download the information and retain it for your records. Your consent also permits Exchange Bank & Trust to use an electronic signature and electronic records in connection with the requested transaction(s). By clicking "I Agree" or “I Accept” or taking other similar actions required of you electronically to affirmatively demonstrate your consent, you agree that: EXCHANGE BANK & TRUST CAN PROVIDE ALL DISCLOSURES REQUIRED BY LAW AND OTHER INFORMATION ABOUT YOUR LEGAL RIGHTS AND DUTIES ELECTRONICALLY. EXCHANGE BANK & TRUST MAY SEND THE DISCLOSURES AND OTHER INFORMATION TO YOU ELECTRONICALLY VIA EMAIL OR TEXT MESSAGE OR VIA AN EXCHANGE BANK & TRUST PORTAL OR ANY OTHER ELECTRONIC MEANS USED FOR SUCH PURPOSE. The use of a key pad, mouse or other device to click "I Agree" or “I Accept” constitutes your signature, acceptance and agreement as if actually signed by you in writing and has the same force and effect as a signature affixed by hand. You agree that the lack of a certification, authority or other third-party verification will not in any way effect the validity or enforceability of your signature. By logging in, entering an Exchange Bank & Trust website and making a request, or otherwise following a procedure to verify your identity and intent to make a request, you are applying your electronic signature to your request. In addition to making disclosures and information available to you electronically, your electronic signature applies to all requests and transactions, present and future, you make electronically on the website, unless your consent is withdrawn.
