Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your Account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance:
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a Transfer to or from your Account on time or in the correct amount according to any agreement we have made with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable, for instance: – If, through no fault of ours, you do not have enough money to make the Transfer; – If the Transfer would go over the credit limit on your overdraft line; – If the ATM where you are making the Transfer does not have enough cash; – If the ATM, 24-hour Account access or other network system is not working properly and you knew about the breakdown when you started the Transfer; – If circumstances beyond our control (including, but not limited to, fire or flood) prevent any Transfer, despite reasonable precautions that we have taken; or – If access to your Account has been blocked by operation of law or by us for breach of other agreements with us, if you have reported your Card lost or stolen, if your savings Account or your checking Account has been set off by us. There may be other exceptions not covered or stated.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a payment or transfer on time or in the correct amount according to our agreement with you, we will only be liable to you to complete such payment or transfer. Under no circumstances will we be liable for any damages that you may suffer, including consequential damages, due to our failure to complete a payment or transfer. Specifically, we will NOT be liable to any extent whatsoever:
(i) If you do not have adequate funds to complete the transaction from the specified Account, if that Account has been closed or is not in good standing, or if we reverse a transaction because of insufficient funds;
(ii) If you have not properly followed our instructions on how to make a transfer or payment;
(iii) If you have not given complete, correct, and current instructions so that a transfer or payment can be made properly;
(iv) If you do not authorize a transaction soon enough for your transaction to be completed properly by the time it is due;
(v) If you request a transaction amount that is less than the minimum or more than the maximum dollar limits we have established;
(vi) If we or our agent reasonably believes that the transaction may be unauthorized and based thereon the transaction is not completed;
(vii) If any part of a transaction appears to be in violation of Applicable Rules;
(viii) If the funds in the Account from which a transaction is to be conducted is subject to garnishment, levy, asset seizure, citation, or other legal process or claim which restricts the transaction;
(ix) If we process your transaction in a timely manner, but the recipient rejects your transaction or fails to process it in a timely manner;
(x) If the Service or your or our equipment, hardware, or software was not working properly and the breakdown should have been apparent to you when you attempted to conduct the transaction; or
(xi) If circumstances beyond our or our agent’s control prevent, delay, intercept or alter the transaction, despite reasonable precautions that we have taken. There may be other exceptions stated in our agreements with you. If any of the circumstances listed in (i) through (xi) above shall occur, we shall assist you with reasonable efforts in taking appropriate corrective action to reprocess the transactions that may not have been completed or to correct incorrect transactions that have been processed.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our Agreement with you and the instructions you transmit, we will be liable for your actual losses or damages. However, the Credit Union will not be liable:
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we may be liable for losses or damages. However, we will not be liable for direct or consequential damages in the following events: • If, through no fault of ours, there is not enough money in your accounts to complete the transaction; if any funds in your accounts necessary to complete the transaction are held as uncollected funds pursuant to our Funds Availability Policy Disclosure; or if the transaction involves a loan request exceeding your credit limit. • If you use your card or access code in an incorrect manner. • If the ATM where you are making the transfer does not have enough cash. • If the ATM was not working properly and you knew about the problem when you started the transaction. • If circumstances beyond our control (such as fire, flood, or power failure) prevent the transaction. • If the money in your account is subject to legal process or other claim. • If funds in your account are pledged as collateral or frozen because of a delinquent loan. • If the error was caused by a system of any participating ATM network. • If the electronic transfer is not completed as a result of your willful or negligent use of your card, access code, or any EFT facility for making such transfers. • If the telephone or computer equipment used to conduct audio response or online/PC transactions is not working properly and you knew or should have known about the breakdown when the transaction was initiated. • If you have xxxx payment services, we can only confirm the amount, the participating merchant, and date of the xxxx payment transfer made by the Credit Union. For any other error or question you have involving the billing statement of the participating merchant, you must contact the merchant directly. We are not responsible for investigating such errors. • Any other exceptions as established by the Credit Union.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your Account on time or in the correct amount according to our Agreement with you, we will be liable for your losses or damages up to the amount of the transfer. We are not liable to you for any special, incidental, exemplary, punitive or consequential losses or damages of any kind. However, there are some exceptions to our liability. We will not be liable, for instance: • If, through no fault of ours, you do not have enough money in your Account to make the transfer; • If the transfer would go over the credit limit on any overdraft line associated with your Account; • If the ATM where you are making the transfer does not have enough cash; • If the ATM, terminal or system was not working properly and you knew about the breakdown when you started the transfer; • If circumstances beyond our control (such as power outages, equipment failures, fire or flood) prevent the transfer, despite commercially reasonable precautions that we have taken; • If the funds are subject to legal process or other encumbrance restricting the transfer; • If an Account becomes dormant (in which case we may terminate card or code access to that Account); or • If your card or code has been revoked due to inactivity or at our discretion. There may be other exceptions, in addition to those listed above, stated in any other of our agreements with you, or as permitted by law.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time and in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable for instance: • If through no fault of the Credit Union, you do not have enough money in your account or sufficient collected funds to make the transfer. • If the system was not working properly, and you knew about the breakdown before you started the transfer. • If the system is unavailable due to a maintenance shutdown. • If circumstances beyond the control of the Credit Union (such as fire, flood, computer or telephone system malfunction) prevent the transfer despite reasonable precautions we have taken. • If the transfer would violate any agreement between you and the Credit Union. • If your account is “frozen” because of a court order or your personal identification number (PIN) has been reported lost or stolen. • If the transfer would cause your line of credit overdraft loan or other loan to exceed the approved limit or if you are delinquent on any loan payments. • If our computer system or equipment does not receive the commands sent from the computer or workstation you use to transmit instructions. • Other exceptions stated in our agreements with you.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. However, there are some exceptions. We will not be liable: • If, through no fault of ours, you do not have enough money in your account to make the transfer. • If the transfer would go over the credit limit on your overdraft line. • If the terminal or system was not working properly and you knew about the breakdown when you started the transfer. • If circumstances beyond our control (such as fire or flood) prevent the transfer, despite reasonable precautions that we have taken. • There may be other exceptions stated in our agreement with you. Fidelity Information Services (FIS) is the third-party Bill Payment and Presentment service provider that United Bank & Trust is contracted with to provide bill payment service to its customers. FIS processes bill payments and answers questions directly related to these customer-initiated bill payments. United Bank & Trust, at its sole discretion, reserves the right to change Bill Payment and Presentment service providers at any time. United Bank & Trust reserves the right to refuse enrollment in the Bill Payment and Presentment service to any customer who does not meet the service criteria which has been established by the Bank and/or FIS.
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete
Financial Institution’s Liability for Failure to Make Transfers. If we do not complete a transfer to or from your Account on time or in the correct amount according to our Agreement with you and the data you entered, we will be liable for your actual losses or damages subject to the limitations described in this Agreement. However, First Resource Bank will not be liable if, through no fault of ours:
