Multiple Presentments. Fees will be assessed with each item paid into overdraft or returned unpaid (nonsufficient funds). Multiple “presentments” are any time an item or transaction is presented for payment multiple times, which is beyond the control of the Credit Union. Each presentment will be charged a separate Non-Sufficient Funds/NSF fee or Courtesy Pay fee even though it may be for a repeat presentment. In other words a single check, debit or other withdrawal will be subject to multiple fees if presented multiple times.
Multiple Presentments. You understand and agree that if a payment is rejected for any reason when presented to the Credit Union, including when the available balance in your account is insufficient to cover the amount of the payment, you may be charged a fee by the Credit Union in accordance with the current Service Fee Schedule. You may also be charged fees by the payee for the returned payment. The Credit Union has no control over the fees that may be charged by the payee. If the payee attempts to submit a rejected payment multiple times, and there are not sufficient funds in your available balance, then the Credit Union may charge an overdraft fee (if we elect to pay the transaction) or non-sufficient funds (NSF) fee (for each time we elect to reject it). Thus, a single authorization may result in multiple rejected payments (or multiple rejected payments and then an overdraft payment) and you could be charged multiple fees.
Multiple Presentments. Any item or transaction can be presented for payment multiple times, which is beyond the control of the Credit Union. Each presentment will be charged a separate overdraft fee even though it may be for a repeat presentment.
Multiple Presentments. If the available balance on your account is not sufficient to pay the amount presented for payment, we may decline and return the item and charge you an NSF fee or pay it in accordance to our overdraft policies. We reserve the right to charge an NSF fee each time a transaction is presented if your account does not have sufficient funds to cover the transaction. Any item or transaction may be presented multiple times, and we have no control over this. Each presentment will be charged a separate NSF fee even if it is on the same item. This means that a transaction may incur more than one NSF fee if it is presented more than once. Stale and Post-Dated Items. We maintain the option to pay or dishonor any stale draft or check (i.e., more than six months old) upon presentation. You agree that we are not liable to you for charging your account before the indicated date on a properly payable but post- dated check unless you notify us that you have issued a post-dated draft. The notice must be given to us in time so that we can notify our employees and reasonably act upon the notice, and it must provide the number of the check, its date, the name of the payee, the exact amount, and the account number on which it is drawn. You understand that the exact information is necessary for us to identify the draft. We are not responsible if you give us an incorrect or incomplete description, or untimely notice. You may make a verbal notice which lapses in fourteen (14) calendar days unless confirmed in writing. A written notice is effective for six (6) months and may be renewed in writing from time to time. You agree not to deposit checks, drafts, or other items before they are properly payable. We are not obligated to pay any check or draft drawn on your account which is presented more than six (6) months past its date. Stop Payment Orders. You may request a stop payment order on any share draft or other written instrument drawn on your account that has not been paid or certified. You may call us to request a stop payment, but to be binding, we may require that the order be dated, signed, and describe the account number, item number, and the exact amount of the item. The stop payment order will be effective if we receive the order in time for us to act upon the order. You understand that the exact information is necessary for our computer system to identify the item. If you give us incorrect or incomplete information, or the stop payment order is not received in time for us...
Multiple Presentments. Provision 16(b) Fees will be assessed with each item paid into overdraft or returned unpaid (nonsufficient funds). Multiple “presentments” are any time an item or transaction is presented for payment multiple times, which is beyond the control of the Credit Union. Each presentment will be charged a separate Non-Sufficient Funds/NSF fee or Privilege Pay fee even though it may be for a repeat presentment. In other words, a single check, debit or other withdrawal will be subject to multiple fees if presented multiple times.
Multiple Presentments. We may return debits (submitted for payment by a merchant or entity against your Accounts) if the amount of the debit exceeds the Available Balance in the applicable Account. Each time we return a debit for insufficient funds, we will assess an Overdrawn Fee (as described in the Fee Schedule) for each returned debit item. The merchant or entity that submitted the debit may submit another debit to us even if we have already returned the prior debit for insufficient funds in the Account and even if we already charged you an Overdrawn Fee. If the resubmitted debit again exceeds the funds available in the Account, we will again return the debit, resulting in an additional Overdrawn fee. Thus, you may be charged multiple Overdrawn Fees in connection with a single debit that has been returned for insufficient funds multiple times. The reason for this is that when you authorize a merchant to process a payment from your Account that merchant may present the transaction multiple times and in various ways when payment is declined for insufficient funds or otherwise. There is no way the Credit Union can identify such actions by the merchant you authorized. You further understand and agree that we have no control over how the third parties (or entities who process transactions for them) you elect to do business with “code” transactions. For instance, these third parties have full control over the amounts of transactions they may enter per your relationship with them. You authorize us to accept transactions based upon the coding submitted by third parties; and that we may rely upon such coding in processing all transactions and services for you. Any item or transaction can be presented for payment multiple times, which is beyond our control. Each presentment will be charged a separate fee even though it may be for a repeat presentment.
