no deductible. The Parties agree that the Employer shall utilize the employee portion of the EI rebate to improve the Extended Health Benefit coverage.
no deductible. 100% of reasonable & customary charges Routine Oral Exams - One every six (6) months Teeth Cleaning - One every six (6) months Fluoride Treatments - One every twelve (12) months Emergency Pain Treatments Space Maintainers Diagnostic X-Rays Tests and Lab Exams Class II, Basic Restorative ................................ 80% of the reasonable & customary charges Fillings - Amalgams, Silicate, Acrylic Root Canal Therapy Treatment of Gum Disease Repair of Bridgework & Dentures Extractions and Oral Surgery General Anesthesia - only if medically necessary Class III, Major Restorative ............................... 80% of the reasonable & customary charges Inlays, Onlays, Gold Fillings, or Crown Restorations Initial Installation of Fixed Bridgework Installation of Partial or Full, Removable Dentures Replacement of Existing Bridgework or Dentures Class IV, Orthodontia........................................ 80% of the reasonable & customary fee charged by a dentist, not subject to deductible, for the following: Full Banded Orthodontic Treatment Appliances for Tooth Guidance Appliances for to Control Harmful Habits Retention Appliances (not in connection with full banded treatment) Maximum per person - $1,000.00
no deductible. Percentage Payable = maximum lifetime benefit per individual effective February The only treatment eligible is necessary dental treatment which has as its objective the correction of of the teeth. Eligible Expenses Eligible expenses under this plan are expenses for dental treatment recommended as necessary by a physician or dentist which are not in excess of the minimum fee specified in the Dental Fee Schedule the Province in which the employee resides. Effective Date of Coverage Eligibility for these benefits shall apply only to those employees who are actively at work on the effective date of the plan. If an employee is not actively at work on the effective date of the plan or any amendments thereof, coverage will when returns to work full New employees will become eligible for coverage after one year of continuous service. No becoveredfor dental insurancewhen laidoffexcept those for whom a course of treatment has been prescribed and has lay-off.Benefitswillin nocasecontinuelonger than ninety days from the date of lay-off. Cost Sharing shall by Coordinationof Benefits if an employee is insured under any other plan which provides benefits similar to those provided this plan, payments of benefits for that employee or eligible dependents under this plan will be determined by the Coordination of Benefits provision. The payments from all sources will not exceed the total of actual expenses incurred without exceeding the amount indicated under the schedule of fees. integrationwith Government Plans The plan will not provide like benefits where such are currently being provided by federal or provincial legislation. If, during the life of this agreement, federal or provincialgovernmentsshall introducelegislation to provide benefits already covered by this plan, the plan shall be amended so as to eliminate said benefits. Any resulting savings shall accrue to the Company.
no deductible. 4. Replacement will be with a refurbished or like new unit.
no deductible. Drugs. All brand name 80%. All generics 100%. Hospital 100%. Paramedicals 100%. Chiro: $30/visit (20 visits). Physio/Psych: $30/visit (20 visits). All others: $20/visit (20 visits). Vision: 100% - $150/24 months. Others 80%. Dental No deductible. Combined max of $1750/year. Lifetime max of $1,500 for Orthod. Coverage: Prevention = 80%; Restorative = 80%; Endo/Paro = 80%; Major = 50%; Orthodontics = 50% Retirees $5,000 Life Insurance if 55 years and 10 years of service Cost Sharing Commencing Sept 1, 2015 employees will pay according to the following formula: Employee pays 100% STD.
no deductible. No deductible shall apply to claims first made against the Insured and reported to the Company during the death or disability extended reporting period or non-practicing extended reporting period.
