Product Cancellation Rights. Full details of the products we recommend to you including, for example, the minimum duration of the product, information on your right to cancel or whether any right to cancel exists, and any other early termination rights and penalties, will be covered in the relevant product disclosure information you will receive before the conclusion of any contract. Instructions for exercising the right to cancel, if applicable, will also be contained in the relevant product disclosure information which will be provided to you. In certain circumstances, there may be no right to cancel at all or where there is a right to cancel you might not get back the full amount you invested. CONFLICTS OF INTEREST Occasions may arise where we have, or one of our other clients may have some form of interest in the business being transacted for you. If this happens, or we become aware that our interests or those of any of our other client’s conflict with your own interests, we will write to you and obtain your consent to proceed before we carry out any business for you. We will also detail the steps we will take to ensure that you are treated fairly. We have a conflict of interest policy, a copy of which is available on request. The Tavistock Partnership Limited is part of a group structure that includes Tavistock Wealth Limited. Tavistock Wealth Limited is an investment management firm authorised and regulated by the Financial Conduct Authority (FCA Number 568089). The Tavistock Partnership Limited operates a Centralised Investment Proposition that is managed by Tavistock Wealth Limited. Tavistock Wealth Limited manages a range of investment funds. Allocations of these funds are then combined to create a series of risk progressive portfolios (known as PROFILES) which operate within specific volatility parameters. Should a recommendation be made for you to invest in any PROFILE, then you will be provided with a Client Terms document that sets out how Tavistock Wealth Limited manages the PROFILES. We recognise the potential conflict of interest operating within a group structure and maintain robust systems and controls to mitigate the risks. The Tavistock Partnership Limited will be responsible for the suitability of the advice given to you. CENTRALISED INVESTMENT PROPOSITION (CIP) Tavistock Wealth Limited provides our “group” investment arm. Where organisations have such a facility it is often referred to as a Centralised Investment Proposition (CIP). Having assessed your needs, the...
Product Cancellation Rights. Full details of any financial products will be provided in the relevant product information you will receive this will include information about any product cancellation rights along with any other early termination rights and penalties.
Product Cancellation Rights. Full details of the products we recommend to you including, for example, the minimum duration of the product, information on your right to cancel or whether no right to cancel exists, and any other early termination rights and penalties, will be covered in the relevant product disclosure information you will receive before the conclusion of any contract. In most cases you can exercise a right to cancel by withdrawing from the contract. In general terms you will normally have a 30 day cancellation period for a life, protection or payment protection policy and a 14 day cancellation period for all other policies. Please note that there is no right to cancel a mortgage contract once the mortgage transaction has been concluded. Instructions for exercising the right to cancel, if applicable, will be contained in the relevant product disclosure information which will be provided to you. From time to time it may be necessary to amend the terms set out in this agreement where it’s not necessary to issue a new agreement. If this is the case we’ll write to you with details of the changes at least 28 business days before they are due to take effect.
Product Cancellation Rights. Full details of the products we recommend to you including, for example, the minimum duration of the product, information on your right to cancel or whether no right to cancel exists and any other early termination rights and penalties, will be covered in the relevant product disclosure information you will receive before the conclusion of any contract. In most cases you can exercise a right to cancel by withdrawing from the contract. In general terms you will normally have a thirty day cancellation period for a life, protection, payment protection or pension policy and a fourteen day cancellation period for all other policies. Instructions for exercising the right to cancel, if applicable, will be contained in the relevant product disclosure information which will be provided to you. If you cancel a single premium contract, you may be required to pay for any loss you might reasonably incur in cancelling it, which is caused by market movements. This means that, in certain circumstances, you might not get back the full amount you invested if you cancel the policy. How you are protected DBL Asset Management LLP is authorised and regulated by the Financial Conduct Authority (FCA), 00 Xxxxxxxxx Xxxxxx, Xxxxxxxxx, Xxxxxx, X00 0XX. Our Financial Services Register number is 468821. Our permitted business is advising on and arranging pensions, savings and investment products and non-investment insurance contracts. We are not permitted to advise and arrange mortgages. You can check this on the Financial Services Register by visiting the FCA’s website xxx.xxx.xxx.xx/xxxxx/xxxxxxx-xxxxxxxxx/xxxxxxxx or by contacting the FCA on 0800 111 6768. Unless we notify you in writing to the contrary, we will be treating you as a retail client. This means that you are afforded the highest level of protection under the regulatory system and should have the right to take any complaint to the Financial Ombudsman Service.
Product Cancellation Rights. In most cases you can exercise a right to cancel by withdrawing from the contract. In general terms you will normally have a 30-day cancellation period for a life, pure protection or pension policy and a 14-day cancellation period for all other policies. For investments this will typically start when funds are invested and for pure protection policies this will normally begin when you are informed that the contract has been concluded or, if later, when you have received the contractual terms and conditions. Instructions for exercising the right to cancel, if applicable, will be contained in the relevant product information issued to you.
