Property Not Covered. We do not cover:
a. Articles separately described and specifi- cally insured, regardless of the limit for which they are insured, in this or other in- surance;
b. Animals, birds or fish;
c. Motor vehicles".
(1) This includes:
(a) Their accessories, equipment and parts; or
(b) Electronic apparatus and accesso- xxxx designed to be operated solely by power from the electrical system of the "motor vehicle". Accessories include antennas, tapes, wires, rec- ords, discs or other media that can be used with any apparatus de- scribed above.
(2) We do cover "motor vehicles" not re- quired to be registered for use on public roads or property which are:
(a) Used solely to service an "insured's" residence; or
(b) Designed to assist the handicapped;
d. Aircraft meaning any contrivance used or designed for flight including any parts whether or not attached to the aircraft.
Property Not Covered. We do not cover:
Property Not Covered. We do not cover:
a. Articles separately described and specifi- cally insured, regardless of the limit for which they are insured, in this or other in- surance;
b. Animals, birds or fish;
c. Motor vehicles".
(1) This includes:
(a) Their accessories, equipment and
(b) Electronic apparatus and acces- sories designed to be operated solely by power from the electrical system of the "motor vehicle". Ac- cessories include antennas, tapes, wires, records, discs or other me- dia that can be used with any ap- paratus described above. The exclusion of property described in (a) and (b) above applies only while such property is in or upon the "motor vehicle".
(2) We do cover "motor vehicles" not re- quired to be registered for use on pub- lic roads or property which are:
(a) Used solely to service an "in- sured's" residence; or
(b) Designed to assist the handi-
d. Aircraft meaning any contrivance used or designed for flight including any parts whether or not attached to the aircraft. We do cover model or hobby aircraft not used or designed to carry people or cargo;
Property Not Covered. We do not cover:
a. Accounts, bank notes, bills, bullion, coins, currency, deeds, evidences of debt, gold other than goldware, letters of credit, manuscripts, medals, money, notes other than bank notes, passports, personal records, platinum other than platinumware, securities, silver other than silverware, tickets, stamps scrip, stored value cards and smart cards;
b. Animals, birds or fish;
c. Aircraft meaning any contrivance used or designed for flight including parts whether or not attached to the aircraft. We do cover model or hobby aircraft not used or designed to carry people or cargo;
Property Not Covered. Sample Copy
a. Articles separately described and specifically insured, regardless of the limit for which they are insured, in this or other insurance;
b. Animals, birds or fish;
c. “Motor vehicles”.
(1) This includes:
(a) Their accessories, equipment and parts; or
(b) Electronic apparatus and accessories designed to be operated solely by power from the electrical system of the “motor vehicle”. Accessories include antennas, tapes, wires, records, discs or other media that can be used with any apparatus described above.
(2) We do cover “motor vehicles” not required to be registered for use on public roads or property which are:
(a) Used solely to service an “insured’s” residence; or
(b) Designed to assist the handicapped;
d. Aircraft meaning any contrivance used or designed for flight including any parts whether or not attached to the aircraft.
Property Not Covered. We do not cover:
a. articles separately described and specifically in- sured in this or any other insurance;
b. animals, birds, or fish;
c. any engine-propelled or motor-propelled vehicle or machine, including parts, designed for move- ment on land, except as provided in Special Lim- its of Liability, item k. However, we do cover those vehicles or machines:
(1) that are:
(a) not designed for travel on public roads; and
(b) not subject to motor vehicle registra- tion;
(2) and that are:
(a) used primarily to service the insured location; or
(b) designed for assisting persons with disabilities;
d. any electronic equipment, devices, or accesso- xxxx designed for the recording, reproduction, or storage of audio, video, photos, or other data that is:
(1) permanently installed in or permanently fastened to an engine-propelled or motor- propelled vehicle; or
(2) hard-wired directly to the vehicle’s electri- cal system.
e. aircraft and parts. This does not apply to un- manned aircraft systems used as model aircraft and operated solely for recreational or hobby purposes;
f. property of roomers, boarders, tenants, and other residents not related to you;
g. property regularly rented or held for rental to oth- ers by an insured. This does not apply to prop- erty of an insured:
(1) in a sleeping room when the dwelling is rented in part, for use as a permanent res- idence, by either one or two full-time room- ers or boarders; or
(2) on the residence premises if it is rented, either completely or in part, for exclusive use as a residence, for no more than 30 nights in the 12-month period prior to the date of the loss;
h. property rented or held for rental to others away from the residence premises;
i. any radio devices or transmitters, global posi- tioning systems, radar or laser detectors, anten- nas, and all other similar equipment that is:
(1) permanently installed in or permanently fastened to an engine-propelled or motor- propelled vehicle; or
(2) that is hard-wired directly to the vehicle’s electrical system;
j. (1) books or records of accounts receivable;
Property Not Covered. Covered Property does not include contraband or property in the course of illegal transportation or trade.
Property Not Covered. The following is not covered:
1. Any property or equipment that is not Covered Property.
2. Contraband or property in the course of illegal transportation or trade.
3. Any antenna or wiring attached to, protruding from, or on the exterior of any vehicle or watercraft.
4. Property in transit to you from a manufacturer or seller that is not the Authorized Service Facility.
5. Personalized data such as contact lists, photos, video, and music downloads. Customized software, such as personal information managers (PIM’s) ring tones, games, or screen savers.
6. Covered Accessories will only be covered when they are part of a Loss to Covered Property other than Covered Accessories.
7. Color face plates or other Non-Covered Accessories.
8. Preventive maintenance or preferential adjustments.
Property Not Covered. We" will not pay for any property that is not “Covered Home Equipment” except for spoiled food to the extent it is covered under Spoilage in PROPERTY COVERAGES.
Property Not Covered. We do not cover:
a. land, including the land necessary to support any Coverage A property. We also do not cover:
(1) any costs required to replace, rebuild, sta- bilize, or otherwise restore the land; or
(2) the costs of repair techniques designed to compensate for or prevent land instability to any property, whether or not insured un- der Coverage A;
b. trees, shrubs, live or artificial plants, lawns, or artificial grass, except as provided in SECTION I – ADDITIONAL COVERAGES, Trees,
c. systems and equipment used to generate elec- trical power exceeding 125 percent of the actual electrical power usage by the residence prem- ises in the 12-month period prior to the date of the loss.
