Types of Coverage through the Establishment. The establishments in the PRPL file provide private health insurance covering hospital/physician, Medicare supplemental insurance, dental, vision, prescription medication, or long-term care insurance. The variable PRIVCAT identifies the type of source for hospital and physician or Medicare supplemental insurance. HOSPINSX and MSUPINSX are edited establishment- policyholder flags for whether the policyholder has physician/hospital and medigap coverage, respectively, through the establishment. However, even when PRIVCAT indicates there is either hospital/physician or medigap coverage, both HOSPINSX and MSUPINSX may have missing values. Note also that both HOSPINSX and MSUPINSX may be coded Ayes@ on the same record. DENTLINS, VISIONIN, PMEDINS, and LTCINS flags indicate the establishment provides coverage for dental care, vision care, prescription medications, and long-term care, respectively. Below are examples of how to use these variables to identify types of insurance: Identifying Types of Insurance Variable and Values Hospital and physician or Medicare supplemental insurance PRIVCAT in (1,2,3,4,5,99) Medicare supplemental insurance MSUPINSX = 1 Hospital and physician insurance PRIVCAT in (1,2,3,4,5,99) & MSUPINSX ne 1 Dental insurance DNTLINS = 1 The variable COBRA is a flag for whether the respondent reported the coverage was obtained through the requirements of the Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1986. This act requires that certain employers allow some former employees to continue their employment-based coverage by paying the employer the premium (U.S. Department of Labor 1999). This flag does not, however, indicate all the coverage through former employers, which can be determined using TYPEFLAG and links to former jobs in the JOBS file. COBRA is set to Ayes@ if any of the three following conditions are met:
1. The respondent said insurance from a previous job is the source of coverage and the respondent answered yes to either HP14 or OE14 (depending on when the job ended): Some employer insurance can be continued after leaving the company by continuing to pay the premium. This is sometimes referred to as a COBRA plan. Is (POLICYHOLDER)=s (ESTABLISHMENT) insurance like that? Or Did that health insurance continue through COBRA?
2. The respondent said COBRA is the source of insurance through a self-insured firm with firm-size one (HX03)
3. The respondent said COBRA is the source of insurance not elsewhere reported (HX23) COBRA...
Types of Coverage through the Establishment. The establishments in the PRPL file provide private health insurance covering hospital/physician, Medicare supplemental insurance, dental, vision, or prescription medication insurance. The variable PRIVCAT identifies the type of source for hospital and physician or Medicare supplemental insurance. HOSPINSX and MSUPINSX are edited establishment-policyholder flags for whether the policyholder has physician/hospital and medigap coverage, respectively, through the establishment. However, even when PRIVCAT indicates there is either hospital/physician or medigap coverage, both HOSPINSX and MSUPINSX may have missing values. Note also that both HOSPINSX and MSUPINSX may be coded “yes’ on the same record. DENTLINS, VISIONIN, and PMEDINS flags indicate the establishment provides coverage for dental care, vision care, and prescription medications, respectively. Below are examples of how to use these variables to identify types of insurance:
Types of Coverage through the Establishment. The establishments in the PRPL file provide private health insurance covering hospital/physician, Medicare supplemental insurance, dental, vision, or prescription medication insurance. The variable PRIVCAT identifies the type of source for hospital and physician or Medicare supplemental insurance. PRIVCAT contains edited data, and is therefore preferable to TYPEFLAG, except when more detailed data on sources of coverage are needed, or when the plan is not hospital and physician or Medicare supplemental insurance. HOSPINSX and MSUPINSX are edited establishment-policyholder flags for whether the policyholder has physician/hospital and medigap coverage, respectively, through the establishment. However, even when PRIVCAT indicates there is either hospital/physician or medigap coverage, both HOSPINSX and MSUPINSX may have missing values. Note also that both HOSPINSX and MSUPINSX may be coded “yes” on the same record. DENTLINS, VISIONIN, and PMEDINS flags indicate the establishment provides coverage for dental care, vision care, and prescription medications, respectively. Below are examples of how to use these variables to identify types of insurance: Identifying Types of Insurance Variable and Values Hospital and physician or Medicare supplemental insurance PRIVCAT in (1,2,3,4,5,99) Medicare supplemental insurance MSUPINSX = 1 Hospital and physician insurance PRIVCAT in (1,2,3,4,5,99) & MSUPINSX NE 1 Dental insurance DNTLINS = 1 The variable COBRA is a flag for whether the respondent reported the coverage was obtained through the requirements of the COBRA of 1986. This act requires that certain employers allow some former employees to continue their employment-based coverage by paying the employer the premium (U.S. Department of Labor 1999). This flag does not, however, indicate all the coverage through former employers, which can be determined using TYPEFLAG and links to former jobs in the JOBS file. COBRA is set to “yes” if any of the three following conditions are met:
1. The respondent said insurance from a previous job is the source of coverage and the respondent answered yes to either HP14 or OE14 (depending on when the job ended): Some employer insurance can be continued after leaving the company by continuing to pay the premium. This is sometimes referred to as a COBRA plan. Is (POLICYHOLDER)’s (ESTABLISHMENT) insurance like that? Or Did that health insurance continue through COBRA?
2. The respondent said COBRA is the source of insurance through a self-...
