Using and Sharing Your Information. When you applied for an account you gave us information about yourself. You also agreed that we could ask others for information about your creditworthiness and that we could ask consumer reporting agencies for your consumer report. We use this information in considering your application. We also use this information for any updates, renewals or extensions of credit on your account. We use this information to review and collect your account. We use this information to provide you with offers. We may give information about you or your account to consumer reporting agencies and other proper parties. This information may include your performance under this Agreement.
Using and Sharing Your Information. When you applied for an account, you gave us and Program Manager information about yourself. You authorize Program Manager to share and use the information in connection with the credit program and for things like creating and updating its records and offering you special benefits. By making a purchase or requesting a cash advance, you authorize us to share your personal information (including email address) in order to verify your identity, make a credit decision, complete your transaction, service your account, and for any other lawful purpose as set forth in the privacy policy for your account.
Using and Sharing Your Information. Your information may be held by us in any form and on any Group database and used by us and the Group for the purposes set out below. We and the Group may use, analyse and assess your information to maintain and develop our relationships with you. This may include the following purposes: • to consider any applications made by you; • helping us to make credit decisions about you and anyone to whom you are linked financially or other members of your household; • to deal with your account(s) or run any other services we provide to you; • to consider and implement business, product and technology developments; • to undertake statistical analysis, financial risk assessment, money laundering checks (which may include telephoning you), compliance and regulatory reporting, fraud prevention and debt tracing; • to help us or our insurance underwriters to make decisions on insurance proposals and claims such as motor, household, credit and life and other insurance proposals and insurance claims for you and anyone else linked to your insurance proposal or claim • to help us identify products and services which may be of interest to you (unless you have asked us not to); • meeting any obligations we may have under the card scheme your card is issued under. We may link your information between your account(s) and other products and services you have with us or the Group and with information about others with whom you have a financial link. We and the Group may identify and tell you by letter, telephone, fax, including automated dialling, e-mail or any other means of communication about products and services which may be of interest to you and which are offered by us, the Group or other carefully selected organisations or companies (if you do not wish to receive such information please write to us at Customer Services, The Co-operative Bank p.l.c., P.O. Box 250, Skelmersdale, WN8 6WT for more details, but please note this may mean you will not receive information about business, product or service developments which may be of benefit to you). You do agree that we can forward any newsletter, statement message, new terms and conditions or information about any changes to the way your account(s) operate or provide information on card carriers. We will disclose information outside the Group only: • where you have provided your agreement; • to our agents or subcontractors for operational reasons; • to our affinity partner(s) if you have an affinity product(s); • to any person...
Using and Sharing Your Information. 12.1 A more detailed statement about how we handle your personal information is included in the document ‘Using your personal information’ available on our website and you should read it before you agree to these Terms. This clause 12 is supplementary to that document.
