Death Master File i. Death Master File (DMF) is made available by the U.S. Department of Commerce National Technical Information Service (NTIS) and is subject to regulations found in 15 CFR Part 1110. All users are required to comply with all applicable laws with respect to DMF data.
ii. Client acknowledges that many services containing Experian information also contain information from the Death Master File as issued by the Social Security Administration (“DMF”); certify pursuant to Section 203 of the Bipartisan Budget Act of 2013 and 15 C.F.R. § 1110.102 that, consistent with its applicable FCRA or GLB use of Experian information, the Client’s use of deceased flags or other indicia within the Experian information is restricted to legitimate fraud prevention or business purposes in compliance with applicable laws, rules regulations, or fiduciary duty, as such business purposes are interpreted under 15 C.F.R. § 1110.102(a)(1); and certify that the Client will not take any adverse action against any consumer without further investigation to verify the information from the deceased flags or other indicia within the Experian information.
Death Master File. For purposes of this section, the term ‘‘Death Master File’’ means information on the name, social security account number, date of birth, and date of death of deceased individuals maintained by the Commissioner of Social Security, other than information that was provided to such Commissioner under section 205(r) of the Social Security Act (42 U.S.C. 405(r)).
Death Master File. You acknowledge that many services containing Experian, TransUnion, and/or Equifax information also contain information from the Death Master File as issued by the Social Security Administration (“DMF”). You agree that you will use deceased flags or other indicia within the credit bureau information only for legitimate fraud prevention or business purposes in compliance with applicable laws, rules, regulations, or fiduciary duty, as such business purposes are interpreted under 15 C.F.R. § 1110.102(a) (1); and certify that you will not take any adverse action against any consumer without further investigation to verify the information from the deceased flags or other indicia.
Death Master File. Client acknowledges that Experian Services may contain information from the Death Master File as issued by the Social Security Administration. Pursuant to Section 203 of the Bipartisan Budget Act of 2013 and 15 C.F.R. § 1110.102, Client certifies that, consistent with its applicable FCRA or Xxxxx-Xxxxx- Xxxxxx Act use of Experian Services, Client’s use of deceased flags or other indicia within the Experian Services is restricted to legitimate fraud prevention or business purposes in compliance with applicable laws, rules, regulations or fiduciary duty, as such business purposes are interpreted under 15 C.F.R. § 1110.102(a)(1). Client further certifies that it will not take adverse action against any Applicant without further investigation to verify the information from the deceased flag or other indicia within the Experian Services.
Death Master File. Access to the Death Master File as issued by the Social Security Administration requires an entity to have a legitimate fraud prevention interest or a legitimate business purpose pursuant to a law, governmental rule regulation, or fiduciary duty, as such business purposes are interpreted under 15 C.F.R. § 1110.102(a)(1).
1. CRA does not resell or share any information provided by clients with third parties.
2. Client certifies that all scores and reason codes whether oral or written shall be maintained by Client in strict confidence and disclosed only to employees whose duties reasonably relate to the legitimate business purpose for which the report is requested and will not sell or otherwise distribute to third parties any information received there under, except as otherwise required by law.
3. Unless explicitly authorized in this Agreement or in a separate agreement between CRA and Client, or as explicitly otherwise authorized in advance and in writing by a national repository through CRA, Client shall not disclose to consumers or any third party, any or all scores provided under this Agreement, unless clearly required by law.
4. Client shall comply with all applicable laws and regulations in using the Scores and reason codes. Client, its employees, agents or subcontractors, shall not use the trademarks, service marks, logos, names or any other proprietary designations, whether Registered or unregistered, of any party involved in the provision of the Experian/Trans Union/ Equifax/Fair Xxxxx Model without such entity’s prior written consent. The Client shall not attempt, in any manner, directly or indirectly, to discover or reverse engineer any confidential and proprietary criteria developed or used by any of the national repositories or score producers... Experian/Trans Union/ Equifax/Fair Xxxxx have warranted to CRA that that the Experian/Fair, Xxxxx Model is empirically derived and demonstrably and statistically sound and that to the extent the population to which the Experian/Trans Union/ Equifax/Fair Xxxxx Model is applied is similar to the population sample on which the Experian/Trans Union/ Equifax/Fair Xxxxx Model was developed, the Experian/Trans Union/ Equifax/Fair Xxxxx Model score may be relied upon by CRA and/or Client to rank consumers in the order of the risk of unsatisfactory payment such consumers might present to Client. Experian/Trans Union/ Equifax/Fair Xxxxx further warrants that so long as they provide the Experian/Fair, Xxxxx Model...
Death Master File. Certain data provided by Xxxxxxxxx may include information obtained from the Death Master File (DMF) made available by the US Department of Commerce National Technical Information Service (NTIS) and subject to regulations found at 15 CFR Part 1110. All Aristotle clients are required to comply with all applicable laws and, if Subscriber is granted access to DMF data, Subscriber certifies compliance with 15 CFR Part 1110. Subscriber's failure to comply with 15 CFR Part 1110 may subject Subscriber to penalties under 15 CFR 1110.200 of $1,000 for each disclosure or use, up to a maximum of $250,000 in penalties per calendar year.
