For Business Customers and Nonprofits using Online Banking Services, you acknowledge you are an authorized Business or Nonprofit Representative with the authority to elect to receive online statements, change statement delivery methods, or combine statements on behalf of the Business or Nonprofit entity.
For Business Customers. If you claim a credit or refund because of forgery, alteration or any unauthorized activity, you must cooperate with us in the investigation of the loss, including giving us an affidavit containing statements that will enable us to pursue legal prosecution to prevent or recover any loss. We will have a reasonable period of time to investigate the facts and circumstances surrounding any claim of loss. If Prairie has expressly recommended that you use a fraud prevention service, deterrence products, or industry best practice and you either (a) decide not to implement or use the recommended service or industry best practice or (b) fail to use it in accordance with the applicable service description or our other applicable documentation, then you will be treated as having assumed the risk of any losses that could have been prevented or mitigated by correct use of the recommended service or best practice. DISCLOSURE OF CONSUMERS LIABILITY FOR UNAUTHORIZED TRANSFERS Accounts Using Debit Cards: Tell us AT ONCE if you believe your debit card has been lost or stolen, or if you believe that an electronic funds transfer has been made without your permission using information from your check. Telephoning is the best way of keeping your possible losses down. You could lose all the money in your account (plus your maximum overdraft line of credit). If you tell us within 2 business days after you learn of the loss or theft of your card, you can lose no more than $50 if someone used your debit card without your permission. If you do NOT tell us within 2 business days after you learn of the loss or theft of your debit card, and we can prove we could have stopped someone from using your debit card without your permission if you had told us, you could lose as much as $500. Also, if your statement shows transfers that you did not make, including those made by debit card, PIN or other means, tell us at once. If you do not tell us within 60 days after the statement was mailed to you, you may not get back any money you lost after the 60 days if we can prove that we could have stopped someone from taking the money if you had told us in time. If unusual circumstances arise which keep you from telling us, we will extend either time period. Disclosure of Telephone Number and Address to be Notified in Event of Unauthorized Transfer: If you believe that someone has transferred or may transfer money from your account without permission, call: (000) 000-0000 or write Prairie Community B...
For Business Customers. Delivery shall be made FOB at Delivery Point unless the parties agrees otherwise in the terms on the face of the Sales Confirmation and provided that Seller or Buyer contracts with a carrier for the transportation and Buyer pays for such transportation until the final place of delivery.
For Business Customers. Except for consumer Electronic Fund Transfers subject to Regulation E, you agree that if we offer you Services appropriate for your Account to help identify and limit fraud or other unauthorized transactions against your Account, and you reject those Services, you will be responsible for any fraudulent or unauthorized transactions which could have been prevented by the Services we offered. You will not be responsible for such transactions if we acted in bad faith or to the extent our negligence contributed to the loss. Such Services include positive pay or commercially reasonable security procedures. If we offered you a commercially reasonable security procedure which you reject, you agree that you are responsible for any payment order, whether authorized or not, that we accept in compliance with an alternative security procedure that you have selected. If we suspect that your Account has been subject to fraudulent, illegal or unauthorized activities and we notify you regarding such activity, we may require that you close your Account and open a new Account. We may also require you to implement specific fraud monitoring products or Services, including positive pay and commercially reasonable security procedures. If you decide against closing an Account as required by us, or if you decide not to implement fraud monitoring products or Services after we have required you to do so, we will not be responsible for any losses which could reasonably have been prevented by the proper use of such services and you will be precluded from asserting any claims against us for any fraudulent activity. FOR BUSINESS - UNLAWFUL INTERNET GAMBLING NOTICE - Restricted transactions as defined in Federal Reserve Regulation GG are prohibited from being processed through this Account or relationship. Restricted transactions generally include, but are not limited to, those in which credit, Electronic Fund Transfers, Checks, or drafts are knowingly accepted by gambling businesses in connection with the participation by others in unlawful Internet gambling. EARLY WITHDRAWAL PENALTIES (and involuntary withdrawals) - We may impose early withdrawal penalties on a withdrawal from a time Account even if you don’t initiate the withdrawal. For instance, the early withdrawal penalty may be imposed if the withdrawal is caused by our setoff against funds in the Account or as a result of an attachment or other legal process. We may close your Account and impose the early withdrawal penalty on th...
