Home Banking. If Home Banking is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Home Banking to: - Withdraw funds from your share, share draft, loan, money market, and club accounts. - Transfer funds from your share, share draft, loan, money market, and club accounts. - Obtain balance information for your share, share draft, loan, XXX, money market, club, and certificate accounts. - Make loan payments from your share, share draft, loan, money market, and club accounts. - Access your Line of Credit accounts. - Determine if a particular item has cleared. - Obtain tax information on amounts earned on share and share draft accounts or interest paid on loan accounts. - Verify the last date and amount of your payroll deposit. - Make xxxx payments to preauthorized creditors. Your accounts can be accessed under Home Banking via personal computer. Home Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Home Banking transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.
Home Banking. If Home Banking is activated for your account(s), you will be required to use secure login information to access the account(s). At the present time, you may use Home Banking to: - Withdraw funds from your share and share draft accounts. - Transfer funds from your share and share draft accounts. - Obtain balance information for your share and share draft accounts. - Make loan payments from your share and share draft accounts. - Make xxxx payments to preauthorized creditors. Your accounts can be accessed under Home Banking via personal computer. Home Banking will be available for your convenience 24 hours per day. This service may be interrupted for a short time each day for data processing. We reserve the right to refuse any transaction which would draw upon insufficient funds, exceed a credit limit, lower an account below a required balance, or otherwise require us to increase our required reserve on the account. All checks are payable to you as a primary member and will be mailed to your address of record. We may set other limits on the amount of any transaction, and you will be notified of those limits. We may refuse to honor any transaction for which you do not have sufficient available verified funds. The service will discontinue if no transaction is entered after numerous unsuccessful attempts to enter a transaction and there may be limits on the duration of each access. The following limitations on Home Banking transactions may apply: - There is no limit to the number of inquiries, transfers, or withdrawal requests you may make in any one (1) day. - See Section 2 for transfer limitations that may apply to these transactions.
Home Banking. Figure 3 shows a comparison of the use of multifactor authen- tication in 2013 and 2015. Not a lot has changed. Banks that applied multifactor authentication still do so, and most banks that opted to use only knowledge have not gone back on this decision. Only a small number of banks that previously only relied on a password and/or PIN have changed their authentication methods to multifactor. ACM Computing Surveys, Vol. 49, No. 4, Article 61, Publication date: December 2016. A Survey of Authentication and Communications Security in Online Banking 61:11 Fig. 3. The use of multifactor in home banking, 2013 and 2015 compared.
Home Banking. If we approve the Home Banking for your accounts, a separate PIN (Personal Identification Number) will be assigned to you. You must use your PIN (Personal Identification Number) along with your account number to access your accounts. At the present time, you may use the Home Banking to: • Transfer funds from your Share and Checking accounts. • Obtain balance information for your Share, Checking, XXX, and Certificate accounts. • Make loan payments from your Share and Checking accounts. (With the exception of mortgage loans.) • Access your Line of Credit account. • Make xxxx payments to preauthorized creditors. • Apply for a loan. • Access e-statements. • View cleared checks. • E-mail messages to us. • Make Visa Credit Card payments. On-Line Xxxx Payment. If you have signed up for Home Banking and we approve your application
Home Banking. If we approve your application for the online account access, you may use a personal computer to access your accounts. For this service, you will need a personal computer with access to the Internet (World Wide Web). The online address for online access services is xxx.xxxxxxxxxxxxxxxx.xxx. You may select a security code. You must use your security code along with your account number to access your accounts. You are responsible for the installation, maintenance, and operation of your computer and software. The credit union will not be responsible for any errors or failures involving any telephone service, Internet service provider, your software installation, or your computer. At the present time, you may use the online service to: Transfer funds between your savings, checking, money manager, and loan accounts. Obtain account information related to your savings, checking, and money market accounts regarding current balance, history, interest, rates, payroll, and automatic deductions. Make loan payments from any savings or checking account to a loan account of yours. Make bill payments using the Online Banking service. Transactions involving your savings accounts will be subject to your Membership and Account Agreement and transactions involving a loan account will be subject to the loan agreement(s) for the applicable loan.
Home Banking. The following limitations on Home Banking transactions may apply in using the services listed above.
Home Banking. We offer a Home Banking service that you may access from a personal computer that has Internet access. You will need your assigned password and member number or user name to access your accounts, as instructed when you log on. You may use this service for the following: • Make transfers between your savings, checking, and money market accounts; • Obtain balance information on your savings, checking, and money market accounts; • Make payments on your Credit Union loans from your savings, checking, and money market accounts; • Access internet xxxx pay services to make payments to various creditors; • Verify whether a check or other item has cleared your account; • Take an advance from a line of credit account; • Obtain tax information on amounts earned on applicable accounts; • Obtain information on interest paid on loan accounts; • Access or utilize other services that we may make available to you from time to time Our Home Banking service will be available to you 24 hours a day, but may be interrupted for a short period of time each day for data processing. Security protocols will be in place, such as electronic lock-out if there are numerous unsuccessful attempts to enter a transaction, and limits on the duration of access. Other EFT Disclosures contained in this document apply to Home Banking services as well. You will also be required to comply with instructions and agreements provided on-line when you log onto the Home Banking service.
Home Banking. If we approve your application for the online account access, you may use a personal computer to access your accounts. For this service, you will need a personal computer with access to the In- xxxxxx (World Wide Web). The online address for online access services is xxx.xxxxxxxxxx.xxx. You will be asked to create a password that is secure. You are responsible for the installation, maintenance, and operation of your computer and software. The credit union will not be responsible for any errors or failures in- volving any telephone service, Internet service provider, your software installation, or your computer. At the present time, you may use the online service to: • Access balance information on your share, share draft, or loan accounts. • Access a variety of account history information. • Transfer funds among your share, share draft, or money market accounts; transfers to other account numbers must have a signed cross account transfer application. • Make check withdrawals payable to the primary account holder at the address on file at the credit union from your share, share draft, or money market accounts. • Perform loan amortization calculations. • Learn about current promotions offered. • Contact us via email. • Sign up for and maintain TXT Banking • Access and use online xxxx pay. Transactions involving your share accounts will be subject to your Membership and Account Agreement and transactions involving a loan account will be subject to the loan agreement(s) for the ap- plicable loan.
Home Banking. We offer a Home Banking service that you may access from a personal computer that has Internet access. You will need your assigned password and member number or user name to access your accounts, as instructed when you log on. You may use this service for the following: • Make transfers between your share, share draft, money market, and club accounts; • Obtain balance information on your share, share draft, money market, club, certificate, and loan accounts; • Make payments on your Credit Union loans from your share, share draft, and money market accounts; • Access internet xxxx pay services to make payments to various creditors; • Verify whether a check or other item has cleared your account; • Change your password; • Access or utilize other services that we may make available to you from time to time Our Home Banking service will be available to you 24 hours a day, but may be interrupted for a short period of time each day for data processing. Security protocols will be in place, such as electronic lock-out if there are numerous unsuccessful attempts to enter a transaction, and limits on the duration of access. See the Transfer Limitations provision for transfer limitations that apply to Home Banking transactions. Other EFT Disclosures contained in this document apply to Home Banking services as well. You will also be required to comply with instructions and agreements provided on- line when you log onto the Home Banking service.
Home Banking. If we approve your application for the online account access, you may use a personal computer to access your accounts. For this service, you will need a personal computer with access to the Internet (World Wide Web). The online address for online access services is xxx.xxxxxxxxxxxxxx.xxx. You may select a PIN. You must use your PIN along with your account number to access your accounts. You are responsible for the installation, maintenance, and operation of your computer and software. The Credit Union will not be responsible for any errors or failures involving any telephone service, Internet service provider, your software installation, or your computer. Online services available include: • Transfer funds between your checking, share, and loan accounts • Transfer funds to accounts of other members you authorize for any of your accounts • Obtain account information related to any checking, share, or loan account regarding current balance, history, dividends and rates, loan interest and payoff amounts, payroll, and automatic deductions • Communicate with the Credit Union using the electronic mail (email feature) • Xxxx payment services Transactions involving your share accounts will be subject to your Membership and Account Agreement and transactions involving a loan account will be subject to the loan agreement(s) for the applicable loan.
