Linking Accounts. You may link your bank account at another financial institution (“Linked Account”) to your Account in order to transfer funds between your Linked Account and your Account. You represent and warrant: (1) that you have the right to authorize any and all charges and debits to the Linked Account; (2) the Linked Account is held at a depository institution located in the U.S.; and (3) you are individually or jointly the owner of the Linked Account. You will indemnify and hold us harmless from any claims by any person related to the Linked Account, including any other owner of the Linked Account. You are not permitted to link your Account with a credit, debit, gift, or other type of card issued by a third party or another bank. You may deposit funds into or withdraw funds from your Account by using the Service Provider Platform to initiate an Automated Clearing House transfer (“ACH Transfer”) from the Linked Account. You may withdraw funds from your Account by using the Service Provider Platform to initiate an ACH Transfer from your Account and depositing such funds into your Linked Account. The external account that you are depositing funds into or withdrawing funds from must be at an external bank located in the U.S. We do not accept requests made otherwise to initiate ACH Transfers. Requests for ACH Transfers to debit the Linked Account that are made before 4:00 PM CST on a business day, shall be considered received on the business day the request is made. Requests for ACH Transfers to debit the Linked Account that are made after 4:00 PM CST on a business day or on a non-business day, shall be considered received the next business day.
Linking Accounts. We reserve the right to limit which Accounts may be “linked” under the Services. Any signer on any linked Account, acting alone, is authorized by you to access and use Services for any other linked Account, whether or not that person would be authorized to transact on the other linked Account in the absence of this Agreement. As to commercial accounts (as applicable), you represent and warrant that you have authorization from the Account owner to engage in each Service used by you affecting an Account that is linked. You make this representation and warranty at the time the Accounts are linked and each time you use a Service to access or transact on an Account. These representations and warranties are in addition to any others contained in this Agreement or in any supplemental agreements that may be required by us. During your enrollment for the Services, you are required to select or will be assigned certain numbers, codes, marks, signs, public keys or other means of authenticating your identity and electronic communications in your name. These may include a User ID and password. These credentials, with the other components of your Security Credentials, will give access to your Accounts through the Service. You will be required to create your User ID and Password during initial enrollment to the Service. Thereafter, you agree to change all passwords with sufficient frequency so as to protect confidentiality, and in any event no less frequently than every 90 days. You agree not to disclose your Security Credentials to anyone and to take other reasonable precautions to ensure the safety, security and integrity of transactions conducted with your computer or mobile device (for example, do not write them down). NOTE: Some browser software may store user names and security codes to facilitate the future use of a web site. For security reasons, you agree to disable this feature in your browser. Check your browser’s “Help” screen for more information on this feature. For security reasons we may disable your Security Credentials, for example if they are entered incorrectly several times. Passwords should not be easy to guess: for example, your children’s or pet’s names, birth dates, addresses or other easily recognized identification related to you. It is also recommended you do not have your browser automatically remember your password. We may offer to you or require you to use additional authentication tools or methods from time to time. If you choose not to im...
Linking Accounts. We reserve the right to limit which Accounts may be “linked” under the Services. Any signer on any linked Account, acting alone, is authorized by you to access and use Services for any other linked Account, whether or not that person would be authorized to transact on the other linked Account in the absence of this Agreement. As to commercial accounts (as applicable), you represent and warrant that you have authorization from the account owner to engage in each Service used by you affecting an Account that is linked. You make this representation and warranty at the time the Accounts are linked and each time you use a Service to access or transact on an Account. These representations and warranties are in addition to any others contained in this Agreement or in any supplemental agreements that may be required by us.
Linking Accounts. A consumer Customer may link multiple consumer Accounts owned by one or more individuals through Online Banking, such that all linked Accounts can be viewed by anyone who has access to the Online Banking Service for any such linked Account. Customer may do so only when expressly authorized to do so by all of the owners of those linked Accounts who have given such authorization in writing with full knowledge that Customer shall be entitled to access and act on all such linked Accounts. All requests for linking Accounts are subject to review and approval by the Bank. If Customer links consumer Accounts to its Online Banking service, Customer hereby agrees on behalf of each separate person owning the linked Account(s) that such persons shall be subject to the terms and conditions of this Agreement. Customer may elect, at Customer’s own risk and that of each owner of each linked consumer Account, but expressly not at the risk of the Bank, to use a common Customer ID for accessing all such Accounts linked to Customer’s Online Banking service.
Linking Accounts. You may link your bank account at another financial institution (“Linked Account”) to your Account in order to transfer funds between your Linked Account and your Account. You represent and warrant: (1) that you have the right to authorize any and all charges and debits to the Linked Account; (2) the Linked Account is held at a depository institution located in the U.S.; (3) you are individually or jointly the owner of the Linked Account; and (4) the Linked Account is a business purpose or commercial account. You will indemnify and hold us harmless from any claims by any person related to the Linked Account, including any other owner of the Linked Account. You are not permitted to link your Account with a credit, debit, gift, or other type of card issued by a third party or another bank. You may deposit funds into or withdraw funds from your Account by using the Service Provider Platform to initiate an Automated Clearing House transfer (“ACH Transfer”) to or from the Linked Account. We do not accept requests made otherwise to initiate ACH Transfers. Requests for ACH Transfers to debit the Linked Account that are made before 4:00 PM CST on a business day, shall be considered received on the business day the request is made. Requests for ACH Transfers to debit the Linked Account that are made after 4:00 PM CST on a business day or on a non-business day, shall be considered received the next business day.
Linking Accounts. To receive a monthly maintenance fee waiver based on Combined Balances, you must contact your BMO Xxxxxx Banker to request Relationship Waiver, and designate your Master Account, Linked Accounts and Linked Plus Accounts. In order to meet the Combined Balance requirement of your Master Account, you may link any personal Checking or Savings Account, CD and IRA (that is not subject to ERISA) on which you are listed as an Account Owner as a Linked Account. You may link any business Checking Account or Savings Account or CD owned by your sole proprietorship (as stated in the assumed name certificate) or a partnership in which you are a partner (as stated in the partnership agreement) as a Linked Account. You cannot link an HSA as a Linked Account. You should refer to your Deposit Account Disclosure to determine which Accounts are eligible to be linked as Linked Plus Accounts to receive a monthly maintenance fee waiver under Relationship Waiver. You may not link any other accounts, including HSAs, IRAs that are subject to ERISA, loan accounts, line of credit accounts, investment accounts, IOLTAs and IBRETAs for the purposes of satisfying the Combined Balance requirement. You may not link any trust Account, except Accounts opened by you as part of your revocable living trust. We bear no responsibility for your decision to link Accounts. You should carefully consider your decision to link Accounts, and consult your legal advisor. If you designate an Account that sweeps to an investment which is not FDIC insured as a Linked Account, only balances which remain in your FDIC-insured Account will be included in the Combined Balance. The statement period date and frequency for your Linked Plus Accounts will be changed to be the same as the statement period and frequency as your Master Account.
Linking Accounts. Using Money HQ you may establish an electronic association or link between an Account(s) and one or more External Accounts to facilitate EFT Transfers through an ACH network, without your physical presence at a branch or your hand written signature. To do this, qualifying Account Owners (see also, End-User, defined below) must furnish and submit the American Bankers’ Association (ABA) Routing Number and account number for each such External Account so designated to be linked.
Linking Accounts. You may link your bank account at another financial institution (“Linked Account”) to your Account in order to transfer funds between your Linked Account and your Account. If enabled by the Service Provider Platform, you may link your external account(s) with your Account by (i) logging into your financial institution on Service Provider Platform’s Website or Mobile App, or (ii) by providing the account and routing details for the external account and verifying the two (2) micro deposits we send to your external account the next business day. We may also verify your control of the external account by requiring you to submit proof of ownership of the external account(s). All linked accounts must be with financial institutions in the United States. We may decline the use of any external account that we believe may present a risk to you and/or us. By linking your external account to your Account, and by subsequently logging into your linked account(s) through the Service Provider Platform Website or Mobile App, you authorize us to view your account history and profile, including, but not limited to, your account and routing details, authentication details, balance, transaction history, contact information, and other related information made available by such external financial institution; and you understand this information may be used to transact on your behalf and perform other services subject to our Privacy Policy. You represent and warrant: (1) that you have the right to authorize any and all charges and debits to the Linked Account; (2) the Linked Account is held at a depository institution located in the U.S.; and (3) you are individually or jointly the owner of the Linked Account. You will indemnify and hold us harmless from any claims by any person related to the Linked Account, including any other owner of the Linked Account. You are not permitted to link your Account with a credit, debit, gift, or other type of card issued by a third party or another bank. You may deposit funds into or withdraw funds from your Account by using the Service Provider Platform to initiate an Automated Clearing House transfer (“ACH Transfer”) from the Linked Account. You may withdraw funds from your Account by using the Service Provider Platform to initiate an ACH Transfer from your Account and depositing such funds into your Linked Account. The external account that you are depositing funds into or withdrawing funds from must be at an external bank located in the U.S....
Linking Accounts. All your eligible accounts will be linked to allow full access to Services. However, if you want to limit which accounts are linked, or apply use limitations to linked accounts, contact Bank to do so.
Linking Accounts. The A2A Service requires you to establish an electronic association or link between an Account(s) and one or more External Accounts to facilitate EFT Transfers through an ACH network, without your physical presence at a branch or your hand written signature. The owner of the External Account must be the same as the Account owner, user or Authorized Person permitted to access the OB Service and the A2A Service, whether an individual, business, fiduciary or other entity. To electronically associate or link your External Account at another FI: First, you must furnish and submit the American Bankers’ Association (ABA) Routing Number and account number for each such External Account designated to be linked; and Second, you must verify two small micro-deposits and withdrawals (less than $1.00) that will be made to the account. Once you have confirmed the micro-deposits and withdrawals the External Account will be linked for immediate display and use with A2A external funds transfer Service, allowing you to initiate Electronic Funds Transfers (“EFTs”) through an Automated Clearing House (“ACH”) Network. With certain limitations, you will be able to initiate EFTs to come from (debit) or to go to (credit) your External Accounts.
