PAYMENTS BY AUTOMATIC TRANSFER. If I request payment by automatic transfer, I understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated account to make the scheduled payment. Should this event occur, I understand and agree that I will not be released from making the payment. Any automatic transfer I have requested will remain in effect until I cancel it in writing or the Account Balance is paid in full. You may cancel this service at your discretion.
PAYMENTS BY AUTOMATIC TRANSFER. If I request payment by automatic transfer, I understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated account to make the scheduled payment. Should this event occur, I understand and agree that I will not be released from making the payment. Any automatic transfer I have requested will remain in effect until I cancel it in writing or the Account Balance is paid in full. My written notice to cancel must be received by you, at PO BOX 10188, Xxx Xxxx, CA 91410-0188, at least three (3) business days before the automatic transfer is scheduled to occur. You may cancel this service at your discretion. DEFAULT: I will be in default if: (1) I do not pay on time or in the proper amount(s); (2) I have made a false or misleading statement on my application; (3) I fail to live up to any of the terms of this Agreement; (4) my creditworthiness is impaired; or (5) I die, become insolvent or am the subject of bankruptcy or receivership proceedings. In the event of any action by you to enforce this Agreement, I agree to pay the costs thereof, including reasonable attorneys’ fees, and other expenses. I understand and agree that INTEREST CHARGES at the ANNUAL PERCENTAGE RATE as permitted under this Agreement will continue to accrue until I repay my entire Account Balance.
PAYMENTS BY AUTOMATIC TRANSFER. If you request a payment by automatic transfer, you understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated sub-account to make the scheduled loan payment. Should this event occur, you understand and agree that you will not be released from making the payment. Any automatic transfer you have re- quested will remain in effect until you cancel it in writing or the Agreement is paid in full. We may cancel this service at our discretion. FINANCE CHARGES: Monthly Periodic FINANCE CHARGE, Monthly Periodic Rate, and ANNUAL PERCENTAGE RATE and DEFAULT ANNUAL PERCENTAGE RATE (APR) - The Monthly Periodic Rate and corresponding ANNUAL PER- CENTAGE RATE used in calculating the Monthly Periodic FI- XXXXX CHARGE may increase or decrease during the term of this Agreement. Any such change will be based on an in- crease or decrease in the "Prime Rate" as published in The Wall Street Journal (herein "Index"). In the event that the Index ceases to be published, changes in your ANNUAL PERCENTAGE RATE will be related to a comparable Index. We may waive an increase in your ANNUAL PERCENTAGE RATE when such an increase can be made, but such waiver shall not be construed as a waiver of our right to increase the ANNUAL PERCENTAGE RATE at a future date when en- titled to do so. Your ANNUAL PERCENTAGE RATE is subject to change monthly on the first day of every month following one full billing cycle after an increase or decrease in the Index. These dates shall be known as "Adjustment Dates." For example, if the Index changes anytime in the month of January, your new ANNUAL PERCENTAGE RATE will go into effect on the first day of March. Decreases in your ANNUAL PERCENT- AGE RATE in accordance with the terms of this Agreement are mandatory. Increases in your ANNUAL PERCENTAGE RATE can be made at our discretion subject to the terms of this Agreement. If the ANNUAL PERCENTAGE RATE in- creases or decreases, the FINANCE CHARGE will increase or decrease. Each change in the ANNUAL PERCENTAGE RATE and Monthly Periodic Rate, which is the result of an increase or decrease in the index, will apply to any balance out- standing on the effective date of such change as well as to future Credit Purchases and Cash Advances. The initial periodic rate used in calculating your Monthly Periodic FINANCE CHARGE is set forth in the “ACCOUNT OPENING TABLE” you received separately and which is made part of this Agreement. The Monthly Periodic FI- ...
PAYMENTS BY AUTOMATIC TRANSFER. If you request your payment by automatic transfer, you understand and agree that no payment can be made if there are insufficient or uncollected funds in the designated account to make the scheduled payment. Should this occur, you understand and agree that you will not be released from making the minimum payment shown on your statement by the Payment Due Date shown. Automatic transfer will remain in effect until you cancel in writing or the Account Balance has been paid in full. Default - You will be in default if you fail to make any minimum payment or other required payment by the date that is due. You will be in default if you break any promise you make under this Agreement. You will be in default if you die, file bankruptcy, or become insolvent, that is, unable to pay your obligations when they become due. You will be in default if you make any false or misleading statement in any credit application or credit update. You will also be in default if something happens that the Credit Union believes may substantially reduce your ability to repay what you owe. When you are in default, the Credit Union has the right to immediately terminate this Agreement and require repayment of your outstanding Account Balance plus any Finance Charge and other charges you owe under this Agreement. At the Credit Union’s discretion, any shares that were given as security may be applied toward what you owe. To the extent permitted by law you will also be required to pay the Credit Union’s collection expenses, including court costs and attorneys’ fees.
PAYMENTS BY AUTOMATIC TRANSFER. If I request payment by automatic transfer, I understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated account from which the scheduled payment was to be made. Should this event occur, I understand and agree that I will not be released from making the payment. Any automatic transfer I have requested will remain in effect until I cancel it in writing or the Account Balance is paid in full. You may cancel this service at your discretion. DEFAULT: I will be in default if: (1) I do not pay on time or in the proper amount(s); (2) I fail to abide by any of the terms of this Agreement; (3) my creditworthiness is impaired; or (4) I die, become insolvent, or am the subject of bankruptcy or receivership proceedings. In the event of any action by you to enforce this Agreement, I agree to pay the costs thereof, reasonable attorneys’ fees, and other expenses. I understand and agree that FINANCE CHARGES at the ANNUAL PERCENTAGE RATE as permitted under this Agreement and Disclosure Statement will continue to accrue until I repay my entire Account Balance. ACCELERATION AND COLLECTION COSTS: Upon my default, I understand and agree that you have the right to temporarily or permanently suspend any and all Account and Card privileges and/or you may demand immediate payment of the Account Balance and your collection costs, reasonable attorneys’ fees, and court costs (collectively, “Collection-Related Charges”). I understand and agree that I will be subject to FINANCE CHARGES (at the applicable Monthly Periodic Rate), late charges, overlimit fees, and Collection-Related Charges under the terms disclosed in this Agreement, until I repay my entire Account Balance. RESPONSIBILITY: I agree to repay you according to the terms of this Agreement for all Purchases, Balance Transfers, Cash Advances, FINANCE CHARGES, late charges, and other fees, if any, arising from the use of the Account by me or any other person I permit to use the Account, even if that person exceeds my permission. I cannot disclaim responsibility by notifying you, although you will close the Account if I so request and I will return all Cards to you. My obligation to pay the Account Balance continues even though an agreement, divorce decree, or other court judgment to which you are not a party may direct me or one of the other persons responsible to pay the Account. If this is a joint account, each person who uses the Account and/or Card is jointly and...
PAYMENTS BY AUTOMATIC TRANSFER. If you request payment by automatic transfer, you understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated sub-account to make the scheduled payment. should this event occur, you understand and agree that you will not be released from making the payment. Any automatic transfer you have requested will remain in effect until you cancel it in writing or the Agreement is paid in full. We may cancel this service at our discretion. TERMiNATioN: We may terminate this Agreement and Disclosure Statement upon your default. Either you or us may terminate this Agreement and Disclosure Statement for other good cause. In no event shall any termination relieve you of your obligation to repay the entire Account Balance. You agree to return all the Cards issued to you or any party designated by you. In the event of termination, all amounts owing pursuant to this Agreement and Disclosure Statement shall become immediately due and payable without demand or further notice at our option at the current ANNUAL PERCENTAGE RATE until paid. If you fail to pay the entire outstanding Account Balance upon demand, you agree to pay all collection costs of the Credit Union, including reasonable attorneys’ fees. If you terminate the Account, you will remain liable to us for use of the Card and/or the Account until all Cards are returned to us and the Account Balance is paid in full. LiEN oN sHAREs: If you have voluntarily agreed to a lien on shares in your Visa Application, you understand and agree that if you are in default on the Account, we may impress and enforce a lien on all shares (except IRA accounts) then on deposit needed by us to repay the unpaid balance of the Account in accordance with the Federal Credit Union Act §1757(11) and our bylaws. initials: Debt Protection: Debt Protection is voluntary and is not a condition of approval of this loan. It will only be made available if you sign a separate election form. DEFAuLT: You will be in default if: 1) you do not pay on time or in the proper amount(s); 2) you fail to live up to any of the terms of this Agreement and Disclosure Statement; 3) your creditworthiness is impaired; or 4) you die, become insolvent or are the subject of bankruptcy or receivership proceedings. In the event of any action by us to enforce this Agreement and Disclosure Statement, you agree to pay the costs thereof, reasonable attorneys’ fees, and other expenses. You understand and agree that INT...
PAYMENTS BY AUTOMATIC TRANSFER. If I request payment by automatic transfer, I understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated account from which the scheduled payment was to be made. Should this event occur, I understand and agree that I will not be released from making the payment. Any automatic transfer I have requested will remain in effect until I cancel it in writing or the Account Balance is paid in full. You may cancel this service at your discretion. OVERDRAFT PROTECTION: I may request a Cash Advance by writing a share draft or initiating any other type of payment (debit) transaction on my Credit Union share draft account when I do not have sufficient available funds to cover the share draft or other payment transaction. The overdraft, up to my unused Credit Limit, will be added to the credit card Account Balance under this Agreement as a Cash Advance if and when the Credit Union pays the share draft or other payment transaction. Overdraft Protection advances will be made in $100 increments up to an amount sufficient to cover the overdraft. Overdraft protection advances from this Account will be available only if I have authorized such advances as an overdraft protection source in writing with you and I have sufficient available credit in this Account. You can refuse Overdraft Protection advances for the same reasons you may refuse to extend any other credit under this Agreement. No Overdraft Protection advance from this Account will be permitted if the share draft payment is being submitted to make a payment on a Credit Union loan or line of credit. Overdraft Protection advances will be treated as Cash Advances for purposes of interest calculation, and will be subject to the Cash Advance Fee specified in this Agreement as well as the share draft account Overdraft Protection Advance Fee specified in the Credit Union Schedule of Fees and Charges. The Cash Advance Fee will be added to the Account Balance for this Account.
PAYMENTS BY AUTOMATIC TRANSFER. You may authorize us to automatically transfer the minimum payment due from your Credit Union savings or checking account by setting up such payments in Online Banking, through the Visa Credit Card Portal. If you request payment by automatic transfer, you understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated savings or checking account to make the scheduled payment. Should this event occur, you understand and agree that you will not be released from making the payment. Any automatic transfer you have requested will remain in effect until you cancel it in writing or the account balance is paid in full. To stop a payment by automatic transfer, you may log into Online Banking and access the Visa Credit Card Portal to cancel automatic payments. Your cancellation must be received by First Entertainment Credit Union at least one business day before the automatic payment is scheduled to occur. We may cancel this service at our discretion.
PAYMENTS BY AUTOMATIC TRANSFER. You may authorize us to automatically transfer the minimum payment due from your Credit Union savings and checking account by setting up such payments in Digital Banking. If you request payment by automatic transfer, you understand and agree that no payment can or will be made if there are insufficient or uncollected funds in the designated savings or checking account to make the scheduled payment. Should this event occur, you understand and agree that you will not be released from making the payment. Any automatic transfer you have requested will remain in effect until you cancel it in writing or the Account Balance is paid in full. To stop a payment by automatic transfer, you may log into Digitial Banking to cancel automatic payments. Your cancellation must be received by First Entertainment Credit Union at least one (1) business day before the automatic payment is scheduled to occur. We may cancel this service at our discretion.
