PREMISES MEDICAL PAYMENTS Clause Samples
PREMISES MEDICAL PAYMENTS. What We Pay For: We pay the necessary medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to which this coverage applies. This coverage applies only to bodily injury:
PREMISES MEDICAL PAYMENTS. Broad Form Property Damage;
PREMISES MEDICAL PAYMENTS a. We will pay medical and funeral expenses that result from bodily injury sustained at the insured premises and are caused by an accident provided that:
(1) the accident takes place during the policy period;
(2) the accident takes place at an insured premises;
(3) the expenses are incurred and reported to us within one (1) year of the date of the
(4) the injured person submits to examination, at our expense, by physicians of our choice as often as we require.
b. Subject to the following exclusions: This insurance does not apply to bodily injury to any person:
(1) who is an insured.
(2) hired to do work for or on behalf of any insured.
(3) who is a tenant or an employee of a tenant of any insured.
(4) who is an employee of any insured, if benefits for the bodily injury are payable or must be provided under a workers compensation or disability benefits law or a similar law.
(5) who is injured while taking part in athletics.
(6) who is injured due to war, whether or not declared, or any act or condition incident to war. War includes civil war, insurrection, rebellion or revolution.
(7) to whom the insured is obligated to pay damages by reason of the assumption of liability in a contract or agreement. This exclusion does not apply to an insured contract.
(8) whose injuries arise out of the ownership, maintenance, use or entrustment to others of any aircraft, auto or watercraft owned or operated by or rented or loaned to any insured. Use includes loading or unloading.
(9) whose injuries arise out of any business or professional activities, other than the management of the insured premises, conducted by any insured.
(10) whose injuries arise from the presence of or the actual, alleged or threatened release, discharge, escape, dispersal, seepage or migration of pollutants at or from the insured premises.
(11) who suffers bodily injury arising out of nuclear reaction, radiation or radioactive contamination, however caused.
PREMISES MEDICAL PAYMENTS. What We Pay For: We pay up to $1,000 per person and up to $25,000 per accident when two or more people sustain injuries. We pay the necessary medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to which this coverage applies. This coverage applies only to bodily injury:
PREMISES MEDICAL PAYMENTS. We will pay medical expenses as described below for “bodily injury” caused by an accident: On premises you own or rent; On ways next to premises you own or rent; or Because of your operations; provided that: The accident takes place in the “coverage territory” and during the “policy period”; The expenses are incurred and reported to us within one year of the date of the accident; and The injured person submits to examination, at our expense, by physicians of our choice as often as we reasonably require. We will make these payments regardless of fault. These payments will not exceed the applicable limit of insurance. We will pay reasonable expenses for:
PREMISES MEDICAL PAYMENTS. 1. The following definition applies to Premises Medical Payments:
2. What We Pay For: We pay up to $5,000 per person and up to $25,000 per accident when two or more people sustain injuries. We pay the necessary medical expenses incurred or medically determined within one year from the date of an accident causing bodily injury to which this coverage applies. This coverage applies only to bodily injury:
a. caused by a condition on the premises you own or rent;
b. caused by a condition on ways next to premises you own or rent;
c. caused by operations covered by the bodily injury liability afforded by this policy.