Correspondence. From Procedure Filing number Subject Date Actions Bulletin number Date Section Description Bulletin number Date Section Filing number Title Subtitle Bulletin number Date Section Filing number Title Subtitle Preamble
Correspondence. ◼ The correspondence in connection with the group insurance contract is effected between us and the policy holder. However, if questions do only concern yourself, we may also correspond directly with you.
Correspondence. The documents and all correspondence are sent digitally (e.g. by email, in our app or in your customer account). Total contribution You can find out how high your premium is in your contract documents/insurance certificate. When calculating the premiums, we take into account the circumstances relevant to the risk that you stated in your application, i.e. the information you provided. We document these in the insurance certificate. If the circumstances you stated in the application change, your premium may also change. You must inform us of these changes immediately. The premium includes the statutory insurance tax. In principle, there are no costs above and beyond the contribution. However, we can charge you for failed direct debit attempts. Information on the payment of contributions Depending on the agreement, contributions are paid either by ongoing monthly payments or annually in advance. If paid monthly, dues are due as follows: - Your first premium (initial premium) is due immediately on the day the contract is concluded. This first premium payment covers the first insurance period (i.e. the first two months from the start of insurance coverage). - Your second premium payment will be made on the 8th of the next month following the start of the insurance coverage. This second premium payment is a pro rata payment for the second insurance period - it starts after the end of the first insurance period until the end of the respective current month. So you don't have to pay a full month! - The insurance periods following the second insurance period run in each case from the 1st of a calendar month to the end of a calendar month. The relevant contributions are always due on the 8th of a month for the insurance period of the following month. If paid annually, dues are due as follows: - Your first premium (initial premium) is due immediately on the day the contract is concluded. This first premium payment covers the first insurance period (i.e. the first twelve months from the start of insurance coverage). - Subsequent contributions are always due on the 8th of the month that is still fully covered by your previous annual prepayment, i.e. by the end of the month. Method of payment of contributions / fulfilment of payment obligation Current contribution payments are only possible by direct debit (for example SEPA direct debit or credit card). Contributions are always debited by us on the day (or on a subsequent working day) on which they are due. You must ens...