INTRODUCTION AND WARNINGS Musterklauseln

INTRODUCTION AND WARNINGS. A.1 This summary (the “Summary”) should be read as an introduction to this Prospectus. Any decision by an investor to invest in the Notes should be based on consideration of the Prospectus as a whole by the investor. Where a claim relating to the information contained in this Prospectus is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Prospectus before the legal proceedings are initiated. Civil liability attaches only to Sparkasse KölnBonn, Ha▇▇▇▇▇▇▇▇▇▇▇ ▇▇, ▇▇▇▇▇ ▇▇▇▇▇▇▇, ▇▇▇▇▇▇▇ (in its capacity as “Issuer” under the Programme) who tabled the Summary including any translation thereof, but only if the Summary is misleading, inaccurate or inconsistent when read together with the other parts of the Prospectus, key information in order to aid investors when considering whether to invest in such Notes. A.2 Consent by the issuer or person responsible for drawing up the prospectus to the use of the prospectus for subsequent resale or final placement of securities by financial intermediaries. Not applicable. The Issuer does not give its consent to the use of the Prospectus for subsequent resale or final placement of the Notes by financial intermediaries. Indication of the offer period within which subsequent resale or final placement of securities by financial intermediaries can be made and for which consent to use the prospectus is given. Not applicable. No consent is given. Any other clear and objective conditions attached to the consent which are relevant for the use of the prospectus. Not applicable. No consent is given. Notice in bold informing investors that, in the event of an offer being made by a financial intermediary, this financial intermediary will provide information to investors on the terms and conditions of the offer at the time the offer is made.

INTRODUCTION AND WARNINGS. A.1 Warnings This summary (the "Summary") should be read as an introduction to this Base Prospectus. Any decision by an investor to invest in the Securities should be based on consideration of the Base Prospectus as a whole by the investor. Where a claim relating to the information contained in this Base Prospectus is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Base Prospectus before the legal proceedings are initiated. Civil liability attaches only to those persons who have tabled the Summary including any translation thereof, but only if the Summary is misleading, inaccurate or inconsistent when read together with the other parts of the Base Prospectus, key information in order to aid investors when considering whether to invest in such Securities.

INTRODUCTION AND WARNINGS. A.1 Warnings: This summary (the "Summary") should be read as an introduction to the base prospectus for the issuance of equity and bond linked securities in the English language dated 5 December 2018 (the "Base Prospectus") in relation to the Euro 2,000,000,000 German Programme for Medium Term Securities. Any decision by an investor to invest in the Securities should be based on consideration of the Base Prospectus as a whole by the investor. Where a claim relating to the information contained in the Base Prospectus is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Base Prospectus before the legal proceedings are initiated. Civil liability attaches only to those persons who have tabled the Summary including any translation thereof, but only if the Summary is misleading, inaccurate or inconsistent or it does not provide, when read together with the other parts of the Base Prospectus, key information in order to aid investors when considering whether to invest in such Securities.

INTRODUCTION AND WARNINGS. Element A.1 Warnings Warning that:  this Summary should be read as an introduction to the Prospectus;  any decision to invest in the Notes should be based on consideration of the Prospectus as a whole by the investor;  where a claim relating to the information contained in the Prospectus is brought before a court, the plaintiff investor might, under the national legislation of the Member States, have to bear the costs of translating the Prospectus, before the legal proceedings are initiated; and  civil liability attaches only to the persons which have tabled this summary including any translation thereof, but only if the summary is misleading, inaccurate or inconsistent when read together with the other parts of the Prospectus or it does not provide, when read together with the other parts of the Prospectus, all necessary key information. A.2 Information regarding the subsequent use of the prospectus ICF BANK AG Wertpapierhandelsbank ("ICF") and each financial intermediary subsequently reselling or finally placing the Notes is entitled to use the Prospectus for the subsequent resale or final placement of the Notes during the offer period for the subsequent resale or final placement of the Notes from 8 February 2017 to 1 March 2017, provided however, that the Prospectus is still valid in accordance with Article 11 (1) of the Luxembourg act relating to prospectuses for securities (Loi relative aux prospectus pour valeurs mobilières) which implements Directive 2003/71/EC of the European Parliament and of the Council of 4 November 2003 (as amended by Directive 2010/73/EU of the European Parliament and of the Council of 24 November 2010). When using the Prospectus, ICF and each financial intermediary must make certain that it complies with all applicable laws and regulations in force in the respective jurisdictions. In the event of an offer being made by ICF or a financial intermediary, ICF or such financial intermediary shall provide information to investors on the terms and conditions of the offer at the time of that offer.

INTRODUCTION AND WARNINGS. 3.1.1 Name and securities identification number (ISIN) of the securities 3.1.2 Identity and contact details of the issuer, including the legal entity identifier (LEI) 3.1.3 Identity and contact details of the offeror, including the legal entity identifier (LEI) 3.1.4 Identity and contact details of the competent authority 3.1.5 Date of approval 3.1.6 Warning notice

INTRODUCTION AND WARNINGS. This Summary should be read as an introduction to the Base Prospectus. Any decision to invest in the Securities should be based on a consideration of the Base Prospectus as a whole by the investor. In certain circumstances, the investor could lose all or part of the invested capital. Where a claim relating to the information contained in the Base Prospectus is brought before a court, the plaintiff investor might, under national law, have to bear the costs of translating the Base Prospectus, including any supplements, and the related final terms before the legal proceedings are initiated. Civil liability attaches only to those persons who have tabled the Summary, including any translation thereof, but only where the Summary is misleading, inaccurate or inconsistent when read together with the other parts of the Base Prospectus or it does not provide, when read together with the other parts of the Base Prospectus, key information in order to aid the investor when considering whether to invest in the Securities. The investor is about to purchase a product that is not simple and may be difficult to understand. The Issuer: Citigroup Global Markets Holding Inc. Its principal offices are located at ▇▇▇ ▇▇▇▇▇▇▇▇▇ ▇▇▇▇▇▇, ▇▇▇ ▇▇▇▇, ▇▇ ▇▇▇▇▇ and its telephone number is +▇ (▇▇▇) ▇▇▇-▇▇▇▇. Its Legal Entity Identifier ("LEI") is 82VOJDD5PTRDMVVMGV31.