American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. CLASSIC CHECKING ACCOUNT Rate Information. The dividend rate and Annual Percentage Yield may change every month.We may change the dividend rate for your account as determined by Taleris Credit Union, Inc.’s Board of Directors. Current rates are available by calling 000.000.0000 or 800.828.6446, (listen to directions), or by visiting our website: xxx.xxxxxxxxx.xxx.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. BASIC CHECKING ACCOUNT Rate Information. This is a non-interest bearing account. Minimum Account Opening/ Balance Requirements. There is no minimum balance requirement to open this account once the affiliated Primary Savings Account is opened. However, a direct deposit to this account must begin within the first 60 days this account is open. A direct deposit must be made at least monthly for the entire time the account is open. If a direct deposit is not made during a monthly statement period, at month end the account type will change and the account will be considered a Classic Checking Account with the account requirements and fee schedule for a Classic Checking Account. Fees and Charges. Refer to the current “Schedule of Service Charges” for fees associated with this account. Member Balance Guardian (MBG) overdraft fees will be imposed for overdrafts created by any transaction other than ATM withdrawal, teller 24e, or Audio Account Access (these transactions are not eligible for the Member Balance guardian program. Transaction Limitations. Withdrawals from your Checking Account are limited to the amount of available funds in your account on the day that we receive the drafts (checks). Cash withdrawals from ATMs are limited to a maximum of $250.00 of the available funds per day. The maximum Point-of-Sale purchase is $1,000.00 of the available funds per day.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. PREMIERE BUSINESS CHECKING ACCOUNT Rate Information. The dividend rate and Annual Percentage Yield may change every month.We may change the dividend rate for your account as determined by Taleris Credit Union, Inc.’s Board of Directors. Current rates are available by calling 000.000.0000 or 800.828.6446, (listen to directions), or by visiting our website: xxx.xxxxxxxxx.xxx. Compounding and Crediting. Dividends will be credited to your account quarterly. Dividend Period. For this account type, the dividend period is quarterly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow this same pattern of dates.The dividend declaration date is the last day of the dividend period, and for the example above, is March 31. If you close your Checking Account before dividends are paid, you will not receive the accrued dividends.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. STANDARD BUSINESS CHECKING ACCOUNT Rate Information. This is a non-interest bearing account. Minimum Account Opening/ Balance Requirements. There is a $100.00 minimum balance requirement to open this account once the affiliated Primary Share Business Savings Account is opened. Fees and Charges. Refer to the current “Business Account Fee Structure” for fees associated with this account. Member Balance Guardian (MBG) overdraft fees will be imposed for overdrafts created by any transaction other than ATM withdrawal, teller 24e, or Audio Account Access (these transactions are not eligible for the Member Balance Guardian program). Transaction Limitations. Withdrawals from your Checking Account are limited to the amount of available funds in your account on the day that we receive the drafts (checks). Cash withdrawals from ATMs are limited to a maximum of $250.00 of the available funds per day. The maximum Point-of-Sale purchase is $1,000.00 of the available funds per day.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. CLUB ACCOUNTS (REFER TO SAVINGS ACCOUNT DISCLOSURE) MONEY MARKET ACCOUNT Rate Information.This is a tiered rate account.The rate is based on the average daily balance for the entire dividend period. Refer to the table provided at the time of account opening. The dividend rate and Annual Percentage Yield may change every week. Current rates are available by calling 000.000.0000 or 800.828.6446 (listen to the directions), or by visiting our website: xxx.xxxxxxxxx.xxx Compounding and Crediting. Dividends will be compounded monthly and will be credited to your account monthly. Dividend Period. For this account type the dividend period is monthly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is January 31. All other dividend periods follow this same pattern of dates.The dividend declaration date is the last day of the dividend period and for the example above is January 31. If you close your account before dividends are paid, you will not receive the accrued dividends. Minimum Balance Requirements. The minimum balance required to open this account is $100.00. You must maintain at least the minimum daily balance of the tier for the dividends to accrue for that day.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. BUSINESS SAVINGS ACCOUNT Rate Information. The dividend rate and the Annual Percentage Yield may change every month. We may change the dividend rate for your account as determined by Taleris Credit Union, Inc.’s Board of Directors. Current rates are available by calling 216.739.2300 or 800.828.6446 (listen to directions), or by visiting our website: xxx.xxxxxxxxx.xxx. Compounding and Crediting. Dividends will be compounded quarterly and credited to your account quarterly. Dividend Period. For this account type, the dividend period is quarterly. For example, the beginning date of the first dividend period of the calendar year is January 1, and the ending date of such dividend period is March 31. All other dividend periods follow this same pattern of dates. The dividend declaration date is the last day of the dividend period and, for the example above, is March 31. If you close your Savings Account before dividends are paid, you will not receive the accrued dividends. Minimum Account Opening/Balance Requirements. The minimum required to open this account is $100.00 which includes the $5.00 par value of a Share in TCU. You must maintain a $100.00 minimum daily balance in your Business Savings Account to obtain the disclosed Annual Percentage Yield. Balance Computation Method. Dividends are calculated using the average daily balance method. The average daily balance method applies a periodic rate to the average daily balance in the account for the period. Accrual of Dividends on Non-cash Deposits. Dividends will begin to accrue on the business day you place non-cash items (for example, checks) into your account. Fees and Charges. Refer to the current “Business Account Fees Structure” for any fees associated with this account. Transaction Limitations. TCU reserves the right to require a member intending to make a withdrawal from an account to give notice in writing of this intent not less than seven days before such withdrawal. During any statement period, you may not make more than six withdrawals or transfers to another TCU account or to a third party by means of a preauthorized or automatic transfer, onli...
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private member owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. TERM SHARE CERTIFICATE ACCOUNT Rate Information. The current Annual Percentage Yield and Annual Percentage Rate are available by calling 000.000.0000 or 800.828.6446 (listen to directions), or by visiting our website: xxxxx://xxx.xxxxxxxxx.xxx. Compounding and Crediting. Dividends will be compounded quarterly and will be credited to your account quarterly. Alternately, you may choose to have dividends paid to you or to another account rather than credited to this account. The Annual Percentage Yield is based on the assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer.This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSORED AGENCY. INDIVIDUAL RETIREMENT ACCOUNT (IRA) CERTIFICATE (INCLUDES XXXX & XXXXXXXXX EDUCATION SAVINGS ACCOUNTS) Rate Information. The current Annual Percentage Yield and Annual Percentage Rate are available by calling 000.000.0000 or 800.828.6446 (listen to directions), or by visiting our website: xxxxx://xxx.xxxxxxxxx.xxx. Compounding and Crediting. Dividends will be compounded quarterly and will be credited to your account quarterly. Alternately, you may choose to have dividends paid to you or to another account rather than credited to this account. The Annual Percentage Yield is based on the assumption that dividends will remain in the account until maturity. A withdrawal will reduce earnings.
American Share Insurance. All accounts are insured to $250,000 by ASI (American Share Insurance) a private, member-owned insurer. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT SPONSOREDAGENCY. INTERNET AND ELECTRONIC ACCOUNT ACCESS AGREEMENTS & DISCLOSURES Accessibility Statement: It is our intention to make the Taleris website as accessible as possible to all our members, regardless of any physical limitations they may have. If you are using a screen reader, and have any problems using our website, email xxxxxxxxxx@xxxxxxxxx.xxx for assistance. Each page of the website includes toggles to increase screen contrast and text size. Pressing the tab key will allow users to skip to content, or skip to a menu that can be tabbed through to access pages directly. We welcome any comments or suggestions that will help our website be more accessible to any member who wishes to use it. ELECTRONIC SIGNATURE (E-SIGN) ELECTRONIC FUNDS TRANSFER SERVICES (EFTS)
American Share Insurance. Member accounts in this Credit Union are insured by the American Share Insurance Corporation. This institution is not federally insured, and if the institution fails, the Federal Government does not guarantee that depositors will get back their money. Your Account Detail This is the account you have opened or inquired about. If the figures are not filled in below, please see the insert with this disclosure or your periodic statement. LAST DECLARED DIVIDEND RATE Tier 1 - As of the last dividend declaration date, a dividend rate of % was paid if your average daily balance was less than $1,000.00. Tier 2 - As of the last dividend declaration date, a dividend rate of % was paid if your average daily balance that was greater than or equal to $1,000.00, but less than $5,000.00. TIER 3 - As of the last dividend declaration date, a dividend rate of % was paid if your average daily balance that was greater than or equal to $5,000.00, but less than $10,000.00. TIER 4 - As of the last dividend declaration date, a dividend rate of % was paid if your average daily balance was greater than or equal to $10,000.00, but less than $25,000.00. TIER 5 - As of the last dividend declaration date, a dividend rate of % was paid if your average daily balance was greater than or equal to $25,000.00.
