Dental Expense Insurance Sample Clauses

Dental Expense Insurance. 10.01 Upon receipt by the insurer within ninety (90) days from the date of billing by the dentist and approval by the insurer of due proof that an eligible employee or dependent has incurred expenses for covered dental services, the insurer will, subject to Article 15, reimburse the employee for one hundred percent (100%) of the charges for covered dental services listed under Article 10.02, Part "A"; ninety percent (90%) of the charges for covered dental services listed under Article 10.02, Part "B", subject to $2,000.00 in a 24 month benefit period for services under Part "A" and/or Part "B" and, after satisfying a deductible of fifty dollars ($50.00) for each treatment plan, fifty percent (50%) of the charges for dental services listed under Article 10.02, Part "C", subject to a maximum lifetime benefit of $1,000.00. Benefits are provided under Parts "A" and/or "B" exclude that portion of any charge which is in excess of the prevailing Schedule of Fees of the Provincial Dental Association in the Province of residence. 10.02 Covered dental services shall be the following: - (a) oral examination and diagnosis; but not more than once in any nine (9) month period for employees and dependents age 18 or over; (b) complete series of periapical films but not more than once in any five (5) year period; (c) prophylaxis including scaling and polishing of teeth but not more than once in any nine (9) month period for employees and dependents age 18 or over; (d) bitewing x-rays but not more than once in any nine (9) month period for employees and dependents age 18 and over; (e) topical application of any anti-cariogenic agent (e.g., stannous fluoride); but not more than once in any nine (9) month period for employee and dependents age 18 or over; (f) plastic fillings (amalgam, silicate, acrylic or equivalent); (g) emergency treatment; (h) space maintainers not involving the movement of teeth; (i) periodontal treatment including surgery and post-surgical treatment, excluding prosthesis and appliances; (j) endodontic treatment (root canal therapy;) (k) oral surgical procedures, including the removal of teeth (erupted, un-erupted or impacted;) (l) general anesthesia in connection with oral surgery; (m) x-rays in connection with oral surgery; (n) injections of antibiotic drugs by the attending dentist; (o) one (1) oral hygiene instruction per insured individual per life- time. (a) inlays and crowns; (b) complete dentures; (c) partial dentures; (d) fixed bridgework; (e) r...
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Dental Expense Insurance. The Hospital will make available dental insurance to full time and part time employees as of the first day of the month following employment. Effective by 1.1.2023
Dental Expense Insurance. The Employer agrees to a basic Dental Plan for full-time employees and their eligible dependents. Eligible dependents shall include the spouse and dependent children from birth to twenty-one years of age and dependent children who are mentally or physically to any age, of an employee. This Plan will reimburse the employee for one hundred percent of covered Class “A” expenses and ninety percent of covered Class expenses, subject to the provisions of the Plan and subject to an annual maximum of up to the Provincial Dental Association’s Schedule of Fees, and after satisfying a deductible of fifty dollars for each treatment plan, fifty percent of covered Class expenses, subject to the Plan and subject to a lifetime maximum of All full-time employees will be eligible for this coverage on the first day of the month following three months of continuous full-time employment. Claims must be submitted within ninety days of the date of billing from the dentist. Survivor Income Benefit A full-time employee with eligible dependents is eligible for insurance and shall be insured on the first day of the month next following the later of: six months’ continuous full-time employment with the Employer; or
Dental Expense Insurance. The Employer agrees to provide a basic Dental Plan for full-time employees and their eligible dependents. Eligible dependents shall include the spouse and dependent children from birth to twenty-one years of age and dependent children who are mentally or physically infirm to any age, of an employee. This Plan will reimburse the employee for one hundred percent of covered Class “A” expenses and ninety percent of covered Class expenses, subject to the provisions of the Plan and subject to an annual maximum of reimbursement up to the Provincial Dental Association’s Schedule of Fees, and after satisfying a deductible of fifty dollars for each treatment plan, fifty percent of covered Class expenses, subject to the Plan and subject to a lifetime maximum of All full-time employees will be eligible for this coverage on the first of the month following three months of continuous full-time employment. Claims must be submitted within ninety days of the date of billing from the dentist. The current Plan covers the following procedures: oral exams, prophylaxis (cleaning and scaling), fluoride and bitewing, and x-rays every six months. This shall not change for dependents of employees under the age of eighteen years. For dependents and employees over eighteen years of age, coverage shall be every nine months.
Dental Expense Insurance. The Employer agrees to provide a basic Dental Plan for full-time employees and their eligible dependents. Eligible dependents shall include the spouse and dependent children from birth to twenty-one (21) years of age and dependent children who are mentally or physically infirm to any age, of an employee. This Plan will reimburse the employee for one hundred percent (100%) of covered Class “A“ expenses and ninety percent (90%) of covered Class expenses, subject to the provisions of the Plan and subject to an annual maximum of reimbursement up to the Provincial Dental Association’s Schedule of Fees, and after satisfying a deductible of fifty dollars ($50.00) for each treatment plan, fifty percent (50%) of covered Class expenses, subject to the Plan and subject to a lifetime maximum of All full-time employees will be eligible for this coverage on the first of the month following three (3) months of continuous full-time employment. Claims must be submitted within ninety (90) days of the date of billing from the dentist. The current Plan covers the following procedures: oral exams, prophylaxis (cleaning and scaling), fluoride and bitewing, and x-rays every six (6) months. This shall not change for dependents of employees under the age of eighteen (18) years. For dependents and employees over eighteen (18) years of age, coverage shall be every nine (9) months.
Dental Expense Insurance. The Employer agrees to provide a basic Dental Plan for full-time employees and their eligible dependents. Eligible dependents shall include the spouse and dependent children from birth to twenty-one (21) years of age and dependent children who are mentally or physically infirm to any age, of an employee. This Plan will reimburse the employee for one hundred percent (100%) of covered Class "A" expenses and ninety percent (90%) of covered Class "B" expenses, subject to the provisions of the Plan and subject to an annual maximum of $1,000.00 reimbursement up to the Provincial Dental Association's Schedule of Fees, and after satisfying a deductible of fifty dollars ($50.00) for each treatment plan, fifty percent (50%) of covered Class "C" expenses, subject to the Plan and subject to a lifetime maximum of $1,000.00. All full-time employees will be eligible for this coverage on the first of the month following three (3) months of continuous full-time employment. Claims must be submitted within ninety (90) days of the date of billing from the dentist. The current Plan covers the following procedures: oral exams, prophylaxis (cleaning and scaling), fluoride and bitewing, and x-rays every six (6) months. This shall not change for dependents of employees under the age of eighteen (18) years. For dependents and employees over eighteen (18) years of age, coverage shall be every nine (9) months.

Related to Dental Expense Insurance

  • Medical/Dental Expense Account The Employer agrees to allow insurance eligible employees to participate in a medical and dental expense reimbursement program to cover co- payments, deductibles and other medical and dental expenses or expenses for services not covered by health or dental insurance on a pre-tax basis as permitted by law or regulation, up to the maximum amount of salary reduction contributions allowed per calendar year under Section 125 of the Internal Revenue Code or other applicable federal law.

  • Insurance Costs (08/19) Contractor shall be financially responsible for all premiums, deductibles, self-insured retentions, and self-insurance.

  • Medical Expenses 1. Employees exposed to hazardous physical, biological, or chemical agents shall be provided, at no cost to the employee, with medical examinations or evaluations required by VOSHA regulations. If there are no specific VOSHA regulations or standards for the agent in question, recommendations of the National Institute of Occupational Safety and Health or other generally recognized expert organization shall be used, as determined by the Commissioner of Health. 2. Employees determined by the Health Department to be at substantial risk for exposure to contagious diseases shall be provided appropriate vaccines. Groups at risk will be defined by the Vermont Department of Health. If no guidelines have been published by the Department of Health, the guidelines published by the Center for Disease Control in Atlanta, Georgia will apply. Vaccines and/or appropriate medical examinations will be provided at no cost to the employee according to applicable guidelines. 3. Any Department wishing to implement a Medical Monitoring Program on or after July 1, 1990, shall do so by conferring with the Health Department, and the Department of Human Resources. Prior to implementation, the Department of Human Resources shall notify VSEA. The parties shall meet within ten (10) days (unless mutually extended) after a request for negotiations by either party and thereafter on a regular basis for a period not exceeding forty-five (45) calendar days, after which the State may implement the program, whether or not the parties have bargained to genuine impasse. The VSEA shall retain all statutory impasse procedure rights as may be lawfully available to VSEA during the life of this Agreement, provided, however, the State at any time may withdraw its proposed medical monitoring program or terminate without further bargaining a medical monitoring program previously implemented, in which case, such retained statutory impasse procedure rights are extinguished.

  • Insurance Reimbursement If you have a health insurance policy, it will usually provide some coverage for mental health treatment. I will facilitate your receipt of the benefits to which you are entitled including filling out forms and speaking with insurance representatives. You will be held responsible for full payment of our agreed upon fee should your insurance company deny benefits or should your coverage lapse. Therefore, it is very important that you find out exactly what mental health benefits your insurance policy covers. Read your plan carefully and call your service representative if you have questions. Many insurance plans require advance authorization before they will provide reimbursement for mental health services. These plans often are oriented toward a short-term model and provide only a certain amount of sessions per year. Many insurance companies may only authorize a few sessions at a time and I will need to periodically call them to authorize additional sessions. When I call to authorize treatment or continue our sessions, I will provide them with the minimum amount of information needed, usually including a diagnosis, goals for treatment, and a brief summary of your current functioning. It is possible, but very rare, that they would require a copy of my clinical record. This information will become part of insurance company files and is likely to be computerized. All insurance companies claim to keep such information confidential, but once it is in their hands, I have no control over what they do with it. In some cases, they may share the information with a national medical information data bank. By signing this Agreement, you agree that I can provide requested information to your insurance carrier. If you request it, I will provide you with a copy of any report that I am asked to submit. I make it my policy to inform you along the way of where we stand with your insurance company and what kind of information they have requested. Should insurance coverage end for some reason, we can discuss an out-of-pocket session fee. You can always choose to select this option and have the right to pay for my services yourself to avoid the complexities of the insurance industry.

  • Insurance Coverages (a) Borrower will maintain such insurance coverages and endorsements in form and substance and in amounts as Lender may require in its sole discretion, from time to time except to the extent such coverages and endorsements are not reasonably commercially available and further provided such coverages and endorsements are not more onerous to Borrower than the types and amounts Lender requires for other properties that are similar in type or location as the Property. Until Lender notifies Borrower of changes in Lender’s requirements, Borrower will maintain not less than the insurance coverages and endorsements Lender required for closing of the Loan except to the extent such coverages and endorsements are not commercially available and are more onerous to Borrower than the types and amounts Lender requires for other properties that are similar in type or location as the Property. (b) The insurance, including renewals, required under this Section will be issued on valid and enforceable policies and endorsements satisfactory to Lender (the "Policies"). Each Policy will contain a standard waiver of subrogation and a replacement cost endorsement and will provide that Lender will receive not less than 30 days’ prior written notice of any cancellation, termination or non-renewal of a Policy or any material change other than an increase in coverage and that Lender will be named under a standard mortgage endorsement as loss payee. (c) The insurance companies issuing the Policies (the "Insurers") must be authorized to do business in the State or Commonwealth where the Property is located, must have been in business for at least 5 years, must carry an A.M. Best Company, Inc. policy holder rating of A-or better and an A.M. Best Company, Inc. financial category rating of (i) Class X or better for all primary liability coverage and the first 80% of liability coverage and (ii) Class VIII or better for all secondary and remaining liability coverage and must be otherwise satisfactory to Lender. Lender may select an alternative credit rating agency and may impose different credit rating standards for the Insurers. Notwithstanding Xxxxxx’s right to approve the Insurers and to establish credit rating standards for the Insurers, Lender will not be responsible for the solvency of any Insurer. (d) Notwithstanding Xxxxxx’s rights under this Article, Xxxxxx will not be liable for any loss, damage or injury resulting from the inadequacy or lack of any insurance coverage. (e) Borrower will comply with the provisions of the Policies and with the requirements, notices and demands imposed by the Insurers and applicable to Borrower or the Property. (f) Borrower will pay the Insurance Premiums for each Policy not less than 30 days before the expiration date of the Policy being replaced or renewed and will deliver to Lender an original or, if a blanket policy, a certified copy of each Policy marked "Paid" not less than 15 days prior to the expiration date of the Policy being replaced or renewed. Borrower shall have the right to pay Insurance Premiums pursuant to an arrangement with one or more finance companies for the financing of certain blanket insurance policies maintained by Borrower under a Property Insurance Sharing Agreement among Borrower and certain of its affiliates (a "Blanket Insurance Premium Financing Arrangement"). Pursuant to such an arrangement Borrower will pay to such finance companies Borrower’s allocable share of the annual initial deposit for the applicable Insurance Premiums (the "Deposit") and Borrower’s allocable share of ten (10) regular monthly payments (the "Regular Payments") due for each blanket policy. The term "Financing Installment" as used herein means 1/12th of the aggregate of the Deposit and the Regular Payments for each annual period, as such amounts may be adjusted as hereafter set forth. Not less than twenty (20) days prior to each renewal date of each blanket policy, Borrower will provide Beneficiary in writing the estimated premium for such blanket policy for the following renewal period, and not less than ten (10) days after the renewal date, Borrower will provide Beneficiary in writing the actual amount of such premium. Borrower will also notify Beneficiary in writing within ten (10) days after any change in the amounts allocated to the Property under the Blanket Insurance Premium Financing Arrangement or any other change in premiums or amounts due from Borrower under the Blanket Insurance Premium Financing Arrangement. Thereafter, the "Financing Installment" shall be adjusted as reasonably determined by Beneficiary. In the event of any material change in the Blanket Insurance Premium Financing Arrangement, the foregoing provisions shall be modified as reasonably determined by Beneficiary in order to carry out the intent and purposes thereof.

  • Indemnity Insurance a. The Service Provider agrees to indemnify and save harmless the City, its officers, agents and employees against and from any and all actions, suits, claims, demands or liability of any character whatsoever brought or asserted for injuries to or death of any person or persons, or damages to property arising out of, result from or occurring in connection with the performance of any service hereunder. b. The Service Provider shall take all necessary precautions in performing the work hereunder to prevent injury to persons and property. c. Without limiting any of the Service Provider's obligations hereunder, the Service Provider shall provide and maintain insurance coverage naming the City as an additional insured under this Agreement of the type and with the limits specified within Exhibit C, consisting of one (1) page, attached hereto and incorporated herein by this reference. The Service Provider before commencing services hereunder, shall deliver to the City's Purchasing Director, P. O. Xxx 000, Xxxx Xxxxxxx, Colorado 80522, one copy of a certificate evidencing the insurance coverage required from an insurance company acceptable to the City.

  • Life Insurance Coverage a. Forty Thousand ($40,000) Dollars life insurance policy with AD&D from an insurance carrier selected by the Board, subject to the provisions of this section. b. Employees who have Board-provided term life insurance shall have a thirty- one (31) day conversion right upon termination of employment. Any employee electing the right to conversion in order to keep term life insurance in force, must contact the insurance carrier within thirty-one (31) days of the last day of employment. c. The life insurance policy shall pay to the employee’s beneficiary the aforementioned sum within the underwriting rules and regulations as set forth by the insurance carrier.

  • Group Insurance All employees covered by this Agreement shall receive the same group insurance benefits as provided to other County employees in accordance with the County Benefit Program.

  • Insurance The Company and the Subsidiaries are insured by insurers of recognized financial responsibility against such losses and risks and in such amounts as are prudent and customary in the businesses in which the Company and the Subsidiaries are engaged, including, but not limited to, directors and officers insurance coverage. Neither the Company nor any Subsidiary has any reason to believe that it will not be able to renew its existing insurance coverage as and when such coverage expires or to obtain similar coverage from similar insurers as may be necessary to continue its business without a significant increase in cost.

  • REINSURANCE COVERAGE Reinsurance under this Agreement will apply to insurance issued by Ceding Company on the Plans of Insurance shown in Schedule A. Such Plans of Insurance shall be reinsured with the Reinsurer on an automatic basis, subject to the requirements set forth in Section A below. The specifications for all reinsurance under this Agreement are provided in Schedule A. A. Requirements for Automatic Reinsurance For risks which meet the requirements for automatic reinsurance as set forth below, Reinsurer will participate in a reinsurance Pool whereby Reinsurer will automatically reinsure a portion of the insurance risks as indicated in Schedule A. The requirements for automatic reinsurance are as follows: 1. The individual risk must be a resident of the United States or Canada at the time of application. 2. The individual risk must be underwritten according to the Ceding Company's standard underwriting practices and guidelines. This individual risk will be determined to be a true Table 1,2,3 or 4 based on the Ceding Company's normal underwriting guidelines and will be issued as a Standard Risk. 3. Any risk offered on a facultative basis by the Ceding Company to the Reinsurer or any other company will not qualify for automatic reinsurance under this Agreement for the same risk and same life. 4. The minimum issue age on any risk will be age 5 and the maximum issue age on any risk will be age 75. B. Basis of Reinsurance Reinsurance under this Agreement will be on the basis as stated in Schedule B. C. Policy Forms When requested, the Ceding Company will furnish the Reinsurer with a copy of each policy, rider, rate book, and applicable sales or marketing material that applies to the life insurance reinsured hereunder.

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