Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS. For disabilities whose onset occurs on or after the first (1st) day of the calendar month following thirty (30) days after the date of ratification of the renewed collective agreement: Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation. After the first (1st) twenty-for (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment.
B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses.
C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor of medicine. **********
D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan.
E) If an employee who is receiving this Long Term Salary Continuance benefit enters into a rehabilitation program, benefits may, at the discretion of the Company, be continued for up to twenty-four (24) months. However, the monthly benefit payable to the employee during the rehabilitation program will be the amount of benefit calculated in accordance with the terms of this policy less twenty-five per cent (25%) of the total amount of any wages, compensation, or profit earned by the employee during the rehabilitation program. In the event that income from rehabilitat...
Total Disability Defined. A) Total Disability, as used in this Plan, means the complete inability because of an accident or sickness, of a covered employee to perform the duties of his/her own occupation for the first two (2) years of disability. Thereafter, an employee who is able by reason of education, training, or experience to perform the duties of any gainful occupation for which the rate of pay equals or exceeds seventy percent (70%) of the current rate of pay for his/her regular occupation at the date of disability shall no longer be considered totally disabled under the Plan. However, the employee may be eligible for a Residual Monthly Disability Benefit.
Total Disability Defined. (A) Employees Disabled on or after April 1, 2019
Total Disability Defined. Employees disabled Prior to April 1, 1998 * (* See Explanatory Note in Preamble to this Addendum.) Total disability, as used in this Plan, means the complete inability because of an accident or sickness, of a covered employee to perform the duties of her/his own occupation for the first nineteen
Total Disability Defined. (A) Employees disabled Prior to April 1, 1998 * (* See Explanatory Note in Preamble to this Addendum.) Total disability, as used in this Plan, means the complete inability because of an accident or sickness, of a covered employee to perform the duties of her/his own occupation for the first nineteen (19) months of disability. Thereafter, an employee who is able by reason of education, training, or experience to perform the duties of any gainful occupation for which the rate of pay equals or exceeds eighty-five percent (85%) of the rate of pay of her/his regular occupation at date of disability shall no longer be considered totally disabled and therefore, shall not continue to be eligible for benefits under this Long- Term Disability Plan.
(B) Employees Disabled on or After April 1, 1998 * (* See Explanatory Note in Preamble to this Addendum.) Total Disability, as used in this Plan, means the complete inability because of an accident or sickness, of a covered employee to perform the duties of her/his own occupation for the first nineteen (19) months of disability. Thereafter, an employee who is able by reason of education, training, or experience to perform the duties of any gainful occupation for which the rate of pay equals or exceeds seventy percent (70%) of the current rate of pay for her/his regular occupation at the date of disability shall no longer be considered totally disabled under the Plan. However, the employee may be eligible for a Residual Monthly Disability Benefit.
Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision at Section 4 –
Total Disability Defined. A) Total disability, as used in this Plan, means the complete inability because of an accident or sickness, of a covered employee to perform the duties of her own occupation for the first two
Total Disability Defined. A) Total disability, as used in this Plan, means during the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in her/his normal occupation and after the first (1st) twenty-four (24) months of a benefit payment period, the employee’s complete inability, as a result of bodily sickness or injury, to engage in any occupation or employment for wages, compensation or profit, for which she/he is reasonably qualified by education, training, or experience, or may reasonably become so qualified, subject always to the terms of the provision LIMITATIONS AND EXCLUSIONS.
B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses.
C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified doctor or medicine.
D) After twenty-four (24) months of disability, an employee who is able by reason of education, training, or experience, to perform the duties of any gainful occupation, shall no longer be considered totally disabled and, therefore, shall not continue to be eligible for benefits under this Long Term Disability Plan.
E) of the employee’s earnings at date of disability, the benefit from this Plan shall be further reduced by the excess amount.
Total Disability Defined. Totally disabled" as used in this Plan, means, during the first twenty-four (24) months of a benefit payment period, the employee's complete inability, as the result of bodily sickness or injury, to engage in their normal occupation.
Total Disability Defined. A) Total Disability/Totally Disabled means, during the Elimination Period and the subsequent Own Occupation Period as stated on the Schedule of Benefits for any Class with an Own Occupation Period, such a continuous state of incapacity resulting from Injury or Sickness that the Insured Employee will be completely unable to perform the essential duties of his own occupation at his own or any workplace. After the expiration of the Own Occupation Period, if any, it will mean such a continuous state of incapacity resulting from Injury or Sickness that the Insured Employee is completely unable to engage in any gainful occupation or perform any work for remuneration or profit for which he is reasonably fitted by education, training or experience.
B) Total disabilities resulting from mental or nervous disorders are covered by the Plan in the same manner as total disabilities resulting from accidents or other sicknesses.
C) During a period of total disability, an employee must be under the regular and personal care of a legally qualified Doctor of Medicine.
