Variable Investment Options. The investment divisions of The Guardian Separate Account R that are available under the Basic Contract.
Variable Investment Options. The Subaccounts of Variable Annuity Account C. Each one invests in a specific mutual Fund.
Variable Investment Options. The Subaccounts of Variable Annuity Account C. Each one invests in a specific mutual Fund. IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT Charges for Early Withdrawals If the Investor withdraws money from the Contract within ten (10) Contract Years, the Investor can be assessed an early withdrawal charge equal to a maximum of 5% of the amount withdrawn. For example, if you make an early withdrawal, you could pay a surrender charge of up to $5,000 on a $100,000 investment. Please also note that withdrawals from the Guaranteed Accumulation Account are subject to a Market Value Adjustment, which can be either positive or negative (see Appendix B to the full Contract Prospectus). See “FEE TABLE – Transaction Expenses” and “CHARGES AND FEES – Transaction Fees – Early Withdrawal Charge” in the full Contract Prospectus Transaction Charges In addition to the early withdrawal charge, the Investor may also be charged for other transactions: If you take a Contract Loan from your Account Value, you may be subject to a Loan Initiation Fee not to exceed $125 per loan. • For transferring or reallocating Account Value among the investment options; • Certain Funds may impose redemption fees as a result of withdrawals, transfers or other Fund transactions you may initiate; and • Charges for advisory services due to an independent advisory services agreement between you and an investment adviser may be deducted from Contract value. See “FEE TABLE – Transaction Expenses” and “CHARGES AND FEES” in the full Contract Prospectus. Ongoing Fees and Expenses (annual charges) The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. A Loan Interest Rate Spread (which is the difference between the rate charged and the rate credited on loans under your contract) or an Annual Loan administration fee is charged until the loan is repaid. These ongoing fees and expenses do not reflect any advisory fee due under an independent advisory services agreement with a participant; and if such charges were reflected, these ongoing fees and expenses would be higher. Base Contract Expenses 1.19%1, 2 1.44%1, 2 Investment options (Portfolio Company fees and expenses) 0.483 0.693 1 As a percentage of average Account Value. 2 The Base Contract Expenses include (1) the mortality and expen...
Examples of Variable Investment Options in a sentence
The request may be in terms of dollars, such as a request to transfer $5,000 from one Variable Investment Option to another, or may be in terms of a percentage reallocation among Variable Investment Options.
Transfers among Variable Investment Options will take effect at the end of the valuation period in which a proper transfer request is received in Good Order at a Service Office.
When a loan is made, an amount equal to the loan proceeds is transferred out of the Variable Investment Options and/or the Fixed Rate Option, as applicable.
Premiums other than those received prior to the Contract Date and those described above will be allocated among the Variable Investment Options and/or the Fixed Rate Option according to the current premium allocation (less front-end charges) as of the date received.
A Separate Account may be subdivided into Variable Investment Options.
More Definitions of Variable Investment Options
Variable Investment Options means separate fictional unitized funds in which units are deemed to increase or decrease in value daily in accordance with the daily increases or decreases in one of the following indices: (1) Lehman Treasury Bellwether – 3 month, (2) Lehman Brothers Aggregate Bond Index and (3) Standard & Poor’s 500 Index.
Variable Investment Options. The investment divisions of The Guardian Separate Account E.
Variable Investment Options. The Subaccounts of Variable Annuity Account C. Each one invests in a specific mutual Fund. IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT Charges for Early Withdrawals If the Investor withdraws money from the Contract within seven (7) years following a specified date, the Investor can be assessed an early withdrawal charge equal to a maximum of 7% of the remaining guaranteed Income Payments withdrawn. The specified date referenced in the preceding sentence can vary depending on the terms of the Contract and will be either: (1) the date the individual account was established; or (2) the date the Contract was established. There is no surrender charge under this Contract. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES - Transaction Fees - Early Withdrawal Charge” in the full Contract Prospectus. Transaction Charges • In addition to the early withdrawal charge, the Investor may also be charged for other transactions; • Certain Funds may impose redemption fees as a result of withdrawals, transfers, or other Fund transactions you may initiate; and • Charges for advisory services due to an independent advisory services agreement between you and an investment advisor may be deducted from Contract value. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES” in the full Contract Prospectus.
Variable Investment Options. During the Accumulation Period we offer a number of Sub-accounts as variable investment options. These are all Sub-accounts of the Variable Separate Account(s) shown in the Schedule.
Variable Investment Options that are classified as "Type A" Variable Investment Options or "Type B" Variable Investment Options or any other type that may be specified on Page 3A of the Contract. We will value the assets of each Variable Investment Option on each business day. A business day is any day on which the New York Stock Exchange is open for trading and generally ends at 4:00 p.m.Eastern Time or such other time as we state in writing to you. We may, at our discretion, invest the assets of any Variable Investment Option in any investment permitted by applicable law. We may rely conclusively on the opinion of counsel (including attorneys in our employ) as to what investments we are permitted by law to make. We reserve the right to
Variable Investment Options. The Subaccounts of Variable Annuity Account C. Each one invests in a specific mutual Fund. ISP.109622-22 3 Charges for Early Withdrawals If the Investor withdraws money from the Contract within seven (7) years following a specified date, the Investor can be assessed an early withdrawal charge equal to a maximum of 7% of the remaining guaranteed Income Payments withdrawn. The specified date referenced in the preceding sentence can vary depending on the terms of the Contract, and will be either: (1) the date the individual account was established; (2) the date the Contract was established; or (3) not exceed 8.5% of Purchase Payment Periods. There is no surrender charge under this Contract. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES - Transaction Fees - Early Withdrawal Charge” in the full prospectus for the Contract. Transaction Charges In addition to the early withdrawal charge, the Investor may also be charged for other transactions: · Certain Funds may impose redemption fees as a result of withdrawals, transfers or other Fund transactions you may initiate. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES” in the full prospectus for the Contract. Ongoing Fees and Expenses (annual charges) The table below describes the fees and expenses that you may pay each year, depending on the options you choose. Please refer to your Contract specifications page for information about the specific fees you will pay each year based on the options you have elected. Base Contract Expenses 0.95%1, 2 2.50%1, 2 Ongoing Fund Fees and Expenses (annual charges) X.XX%3 X.XX%3
Variable Investment Options. The Subaccounts of Variable Annuity Account C. Each one invests in a specific mutual Fund. IMPORTANT INFORMATION YOU SHOULD CONSIDER ABOUT THE CONTRACT Charges for Early Withdrawals If the Investor withdraws money from the Contract within seven (7) years following a specified date, the Investor can be assessed an early withdrawal charge equal to a maximum of 7% of the remaining guaranteed Income Payments withdrawn. The specified date referenced in the preceding sentence can vary depending on the terms of the Contract, and will be either: (1) the date the individual account was established; or (2) the date the Contract was established. There is no surrender charge under this Contract. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES - Transaction Fees - Early Withdrawal Charge” in the full Contract Prospectus. Transaction Charges In addition to the early withdrawal charge, the Investor may also be charged for other transactions. Certain Funds may impose redemption fees as a result of withdrawals, transfers or other Fund transactions you may initiate. See “FEE TABLES - Transaction Expenses” and “CHARGES AND FEES” in the full Contract Prospectus.