Compassionate Benefit. If the Insured Person is Hospitalized during the Policy Period for Medically Necessary treatment of an Injury due to an Accident that occurred during the Policy Period and the Insured Person dies during the course of such Hospitalisation, We will pay the Nominee a lump sum amount equal to 10 times the Daily Cash Benefit amount specified in the Policy Schedule for each continuous and completed period of 24 hours of Hospitalisation.
Compassionate Benefit. If the life assured dies while the policy is in force, we will pay S$25,000. The policy will then end. When benefits are not payable
1. Critical Illness Benefit We will not pay the Critical Illness Benefit if your claim arises directly or indirectly from: • a self-inflicted injury, while sane or insane; • deliberate misuse of alcohol or drugs; • any congenital anomaly or defect; • a provoked assault; • donation of any of the life assured’s organs; • an early stage, intermediate stage or critical stage major cancer, heart attack of specified severity or stroke with permanent neurological deficit where the life assured did not survive for 7 days after its diagnosis or after undergoing a covered medical procedure; • an early stage, intermediate stage or critical stage major cancer or heart attack of specified severity where the diagnosis is made, or the covered medical procedure takes place within, 90 days from the cover start date; or • “Pre-existing Condition”. Pre-existing Condition refers to any condition that existed before the cover start date of this policy for which: - the life assured had symptoms of that would cause an ordinarily prudent person to seek diagnosis, care or treatment; or - medical advice or treatment was recommended by or received from a medical practitioner. The total amount of benefits payable by us for critical illness is limited to S$3,000,000 under this policy and all policies and riders issued by us on the same life assured. The total amount of benefits payable by us for critical illness at the early stage and/or intermediate stage is limited to the early stage and/or intermediate stage critical illness limit.
Compassionate Benefit. We will not pay the Compassionate Benefit if death is due to suicide, while sane or insane, within 12 months from the cover start date of the policy. Making a claim To make a claim for Critical Illness Benefits or Compassionate Benefit, we must be informed in writing on forms that we provide, within 6 months after the diagnosis or the event giving rise to a claim. To make a claim for the Critical Illness Benefit under this policy, we must be provided with satisfactory proof. You must provide adequate medical evidence and any other evidence that we request in order to process your claim. Every diagnosis must be supported by acceptable clinical, radiological, histological and laboratory evidence and confirmed by a registered medical practitioner. We may ask the life assured to have a medical examination by a doctor we have appointed for the conditions that you are claiming for. • If the life assured is diagnosed with more than 1 critical illness or if you submit more than 1 claim under different stages of the same critical illness at the same time, we will only pay 1 claim for the critical illness diagnosed as the most severe stage of critical illness or 1 claim for the critical illness which is diagnosed earlier, if the critical illnesses are at the same stage, upon the admission of the claim. • For those organs with both left and right components (including but not limited to breast, kidney, ovary, lung and testis), the left component and right component of that organ shall be considered as one and the same organ. If life assured is diagnosed with more than 1 critical illness in any of these paired organs during the same event, though they may exist in different stages or forms, we will admit only 1 claim. To make a claim for the Compassionate Benefit under this policy, your legal representative must provide adequate medical evidence and any other evidence that we request in order to process your claim. You or your legal representative are responsible for all costs involved in providing the medical reports and any other evidence that we request. Before we pay any benefit, • we will deduct an amount equal to the remaining premiums due for that policy year and any amounts owing to us, from the benefits payable. • you must prove the date of birth of the life assured to us before we are required to pay any benefit under the policy. If the life assured’s age is understated, we will pay the benefits that the premium paid would have bought according to the rate a...
Compassionate Benefit. If the life assured dies while the policy is in force, we will pay S$25,000. The policy will then end.
Compassionate Benefit. We will not pay the Compassionate Benefit if death is due to suicide, while sane or insane, within 12 months from the cover start date of the policy.
Compassionate Benefit. What You are covered for:
Compassionate Benefit a) Submission of detailed Hospital and Physician reports detailing the nature of the loss and extent and along with any relevant police reports, and xxxxxxx’s report is required. Adherence to these requirements is essential for the prompt and fair resolution of Your claim. Should You require assistance or further clarification, please do not hesitate to contact Us. TAKAFUL PRINCIPLE AND DISTRIBUTION OF UNDERWRITING SURPLUS TABARRU’ You entrust Your Contribution to Us, of which 76% will be donated as Xxxxxxx’ into the General Takaful Fund to help other eligible Participants under the Contract.
