Hospital Benefit. If you or any of your insured dependents are confined in a hospital coverage is provided at 100% to a covered maximum of $85 per day. The program will pay the ingredient cost of eligible drugs (including oral contraceptives and insulin), you are responsible to pay the co-pay, which will be the equivalent of the pharmacists dispensing fee plus any applicable surcharge over the ingredient cost. The drug plan provides coverage for most drugs which require a prescription by law, however, but does not provide coverage for over-the-counter drugs, cough or cold preparations or nicotine products. The Government of Newfoundland and Labrador, through a consultation process with the insurer and drug experts, determines the drugs that are covered under the plan, and typically follows the recommendations of The Canadian Expert Drug Advisory Committee. There is no guarantee or obligation expressed or implied that all drugs recommended by physicians will be covered by the plan. Some drugs may require special authorization, details of the special authorization process are outlined in the online “Employee/Retiree Benefits” booklet. You and your insured dependents are covered for the following vision care expenses:
Hospital Benefit. Effective January 1, 1997, semi private hospital coverage will be limited to $150. per day Effective the first of the month following ratification, new employees will not be covered for semi-private insurance.
Hospital Benefit. Eligibility: After twelve (12) months of service with the Employer • Daily amount - the difference between the public xxxx rate and the semi- private accommodation rate • Benefit maximum age – retirement • Hospital co-insurance at 100% • Convalescent Care is semi private, limited to $20 per day to a max of 180 days • Dependent age coverage until 21 years
Hospital Benefit.
i) Semi-private coverage is provided for room and board charges in excess of xxxx accommodation up to the level of semi-private in a licensed hospital.
ii) Optional private hospital coverage is available for the difference between semi-private and private at employee expense.
Hospital Benefit. The Hospital Benefit Plan will provide for the difference between standard xxxx accommodation and semi-private accommodation. Reimbursement of paramedical treatment shall be 80% per visit up to a maximum of $350 per calendar year per practitioner. - includes licensed speech therapist, registered massage therapist (with physician prescription), clinical psychologist, chiropractor, osteopath, chiropodist/podiatrist, physiotherapist or naturopath. The Extended Health Benefit shall provide coverage of eighty percent (80%) of the cost of eye examination up to $75.00 once in a twenty four (24) month period. Above changes in contribution and coverage for Health Benefits will become effective January 1, 2018. To be implemented on the first day of the month following ratification of the 2008/2011 Collective Agreement.
Hospital Benefit. Effective March 22, 2015 employees will not be covered for semi private hospital coverage.
Hospital Benefit. Effective June 1, 2016 will not be covered for semi-private hospital coverage.
Hospital Benefit. You will be paid the difference between the public xxxx allowance under the Provincial Hospital Plan and the private charge for each day you or your dependent is confined to a Licensed Hospital due to injury, disease, illness, mental disorder or pregnancy.
Hospital Benefit. If you or your eligible dependent is the Plan will pay the difference between the cost of the average standard xxxx and semi-private accommodation. No deductible applies. The Company agrees to provide a Vision Care Plan which will have the following coverage: Vision Care expenses for the following supplies recommended by a legally qualified ophthalmologist or optometrist: One set of single vision, bifocal or trifocal lenses and frames required to accommodate such lenses The Plan will a maximum of once during the term of the collective agreement for employees only. No benefits are payable for: sunglasses or tinted glasses with a tint other than number one; anti-reflective coatings; contact lenses. COORDINATION OF BENEFITS Should you be covered under more than one Group Insurance Plan, any benefits that are payable under the plan and other plans will be coordinated so that you are not reimbursed for more than of the contractual limit. COVERAGE DURING DISABILITY Your Vision Care Plan coverage will remain in force for a period of one year from date of disability. TERMINATION OF 'INSURANCE If you are laid off due to lack of work you continue to be fully covered for a period of three months from the date of such layoff. Your Vision Care Plan coverage ceases when you reach age take early retirement, are on Leave of Absence or terminate your . employment.
Hospital Benefit. Coverage is provided for employees and their eligible dependents for the full cost of semi-private hospital room and board over and above the amount paid by for standard xxxx accommodation. Major medical coverage for employees and eligible dependents is provided subject to a yearly deductible of for one person or for a family. After the deductible has been satisfied, the plan will pay of all eligible expenses. The maximum benefit payable for each insured family member over a three-year period will be effective June Treatment by a provincially licensed chiropractor up to per visit and up to per disability for x-rays, subject to a maximum of per calendar year. No benefits will be paid while the individual is entitled to similar benefits under any provincial health plan. Treatment by a provincially licensed osteopath, naturopath, podiatrist or Christian Science practitioner, up to per treatment and up to per disability for x-rays but not more than thirty (30) visits in any calendar year for each type of practitioner. However, no benefit will be paid for any charges in excess of per treatment and no benefit will be paid while the individual is entitled to similar benefits under any provincial health plan. Health Insurance (Retirees) The company will provide optional coverage under the major medical plan to retirees between the ages of (or as otherwise may be negotiated) and The cost of such coverage shall be borne by the retiree. The following vision care expenses incurred by an employee and/or covered dependents are eligible when recommended by a physicianor an optometrist: Frames, lenses and the fitting of prescription glasses, including contact lenses up to a total payment of per family member, in any two consecutive calendar years. Effective June the payment will be increasedto per family member.
