How We Share Information. The personal information described in the “Information We Collect” section above may be shared with third parties for our business purposes and to comply with applicable law. These third parties may include: marketing partners and service providers, data analytics providers, consultants and advisors, technology service providers, and government agencies as required or permitted by law. We disclose this information for business purposes including to provide you with information regarding our products and services; for analytics purposes; to our service providers to support our operations; and to maintain compliance with applicable laws and regulations. Please see the KeyCorp Privacy Notice (see above) to learn more about how information may be shared by us and how you may limit certain types of sharing. Please note, we do not sell personal information as that term is defined under the California Consumer Privacy Act. How We Safeguard Information We implement security measures designed to protect your information from unauthorized access. Your account is protected by your account password and we urge you to take steps to keep your personal information safe by not disclosing your password and by logging out of your account after each use. We further protect your information from potential security breaches by implementing certain technological security measures including encryption and firewalls. However, these measures do not guarantee that your information will not be accessed, disclosed, altered or destroyed by breach of such firewalls and secure server software. By using our Service, you acknowledge that you understand and agree to assume these risks. How You Can Manage Information Collected Keeping your account information accurate and up to date is important. If your account information is incomplete, inaccurate or not current, please update your information through the Site or call Laurel Road’s customer contact center at 000-000-0000 You can also limit how we share your information (as outlined in the KeyCorp Privacy Notice (see above)) and adjust your solicitation preferences by calling Key’s Privacy Line at 0-000-000-0000. California Consumer Privacy Act (CCPA) Requests If you are a California resident, the CCPA allows you to request information about the data we collect and use about you, including: • The categories of personal information we have collected about you; • The categories of sources from which your personal information is collected; • ...
How We Share Information. Since our goal is to help you make meaningful connections, the main sharing of users’ information is, of course, with other users. We also share some users’ information with service providers and partners who assist us in operating the services, with other Run or Stay companies and, in some cases, legal authorities. Read on for more details about how your information is shared with others. o With other users You share information with other users when you voluntarily disclose information on the service (including your public profile). Please be careful with your information and make sure that the content you share is stuff that you’re comfortable being publically viewable since neither you nor we can control what others do with your information once you share it. If you choose to limit the audience for all or part of your profile or for certain content or information about you, then it will be visible according to your settings. o With our service providers and partners We use third parties to help us operate and improve our services. These third parties assist us with various tasks, including data hosting and maintenance, analytics, customer care, marketing, advertising, payment processing and security operations. We may also share information with partners who distribute and assist us in advertising our services. For instance, we may share limited information on you in hashed, non-human readable form to advertising partners. We follow a strict vetting process prior to engaging any service provider or working with any partner. All of our service providers and partners must agree to strict confidentiality obligations.
How We Share Information. About You Outside of the Schwab Family of Companies We provide access to information about you to outside companies and other third parties in certain limited circumstances, including: • to help us process transactions for your account; • when we use another company to provide services for us, such as printing and mailing your account statements; and • when we believe that disclosure is required or permitted under law. For example, we may be required to disclose personal information to cooperate with regulatory or law enforcement authorities, to resolve consumer disputes, to perform credit/authentication checks, or for risk control. 當您選擇參與嘉信理財宣傳活動時，我們亦會向您索取有關資料。我們亦可從消費者報告機構收集資料，以協助我們在您開立帳戶或申請其他金融產品或服務時核實您的身份。收集的資料可包括個人資料如姓名、地址、電話號碼、電子郵件地址、證件號碼、出生日期，以及有關您的興趣、投資及投資經驗。 • 交易及帳戶活動資訊。一旦您在嘉信理財開立帳戶，我們會收集及保存您的帳戶活動的個人資料，包括交易、帳戶結存、持倉及帳戶記錄。此等資料將用作協助我們管理您的帳戶，及提供您所要求的服務。 • 第三方個人資料供應商。我們或從其他個人資料服務商及消費者報告機構收集有關您的資料，以協助我們核實您的身份、在職情況或 信貸可靠性，又或用以進一步了解您的財務需要。 • 網站使用。當您瀏覽我們的網站時，我們可使用 「區塊」(cookies)、圖形交換格式檔案(GIFs)或其他類似的網頁工具來使您更容易地瀏覽網 站。透過這些工具，我們能在您重返我們的網站時識別您，並在您瀏覽網站時維持網站連接。此外，這些工具亦能協助我們為您提供一個 更個人化的服務。如要進一步了解有關使用我們的網站或網站工具的細則，歡迎瀏覽 xxx.xxxxxx.xxx.xx 的「個人資料保護與安全」部份。 拒絕提供此等個人資料，可導致我們無法批核帳戶申請或續用、或建立或繼續 提供功能設備、或提 供相關的理財服務或遵從適用的法例或規定。 我們如何在嘉信理財旗下公司內分享及使用您的個人資料 「嘉信理財」乃對嘉信理財集團擁有之金融及非金融服務公司的統稱。這些公司通常指「聯屬機 構」，包括但不限於像嘉信理財有限公司一證券經紀及嘉信理財香港有限公司的結算經紀、嘉信理財香港有限公司、嘉信理財銀行SSB、嘉信期貨和外匯有限公司嘉信理財投資諮詢公司、嘉信理財信託公司等此類的金融公司，和像嘉信性能科技和嘉信合規科技類的非金融服務公司。 許多嘉信理財客戶均與多於一間嘉信理財的聯屬機構有業務往來，從而建立一個有效並全面的金融關係。適當時，嘉信理財或會與其旗下公司分享您的個人資料，例如: • 以我們的名義向您提供更佳服務或處理事務; • 回覆您的查詢，或按您的授權或要求提供所需資料;及 • 讓您更輕易地開設新帳戶。 我們如何在嘉信理財旗下公司以外分享您的個人資料 在某些有限的特殊情況下，我們會把您的個人資料提供予嘉信理財以外的公司及第三方，包括: • 協助我們處理您的帳戶交易事項; • 當我們採用其他公司為我們提供服務，例如印刷及郵寄您的帳戶結單;及 • 當我們相信是項披露乃遵循法律規定或被法律所允許。例如我們可能因需要與監管或法律執行機構合作而披露個人資料，以解決消費者糾紛，進行信用／認證檢查，或控制風險。 Schwab may also enter into a joint-marketing agreement with another financial institution in order to provide you with a Schwab-branded financial product or service. You may instruct us not to share information about you with outside companies for this purpose, as explained under “How to Limit the Sharing and Use of Information About You.”
How We Share Information. We may share the information we collect in various ways, including the following:
