INTEREST CHARGES AND FEES. 1. If the Cardmember pays to AEME an amount less than the New Balance by the Payment Due Date, or if no payment is made or if payment of the New Balance is not made in FULL, or if payment is made but AFTER the Payment Due Date, the Interest Charge calculated on a daily basis at the prevailing interest rate will be applied to the New Balance from the date(s) of the Card Transaction(s) and Charge(s) until any payments are credited to the Card Account and THEREAFTER on the reduced balance and to any Card Transaction(s) and Charge(s) effected since the date when the latest Statement of Account was issued, with effect from the date(s) of Card Transaction(s) and Charge(s). Notwithstanding the foregoing, the method of determining interest, interest charges and fees payable with respect to a Cash Withdrawal is set forth in Clause 7(3).
2. The use of the Card by the Cardmember to obtain a Cash Withdrawal shall be deemed to constitute the agreement of the Cardmember to pay interest on each Cash Withdrawal and a Cash Withdrawal Fee, as detailed in Clause 7(3) and Clause 7(4).
3. Interest at the prevailing rate applied by AEME to Cash Withdrawals, as detailed in the Schedule of Fees and Charges, and calculated on a daily basis shall accrue on each Cash Withdrawal from the date of the Cash Withdrawal until repayment in full.
4. A Cash Withdrawal Fee, as indicated in the Schedule of Fees and Charges, shall be assessed on the amount of each Cash Withdrawal and charged to the Card Account.
5. Without prejudice to any other right or remedy of AEME, if the Cardmember fails to pay the Minimum Payment Due by the Payment Due Date, a Late Payment Fee, as indicated in the Schedule of Fees and Charges, shall be debited to the Card Account, and AEME reserves the right, in its discretion, to increase the Interest Charge to include delay interest.
INTEREST CHARGES AND FEES. We will charge Interest and Fees to Your Account as disclosed to You in Your Statements and other Truth in Lending Disclosures. In general, Interest Charges begin to accrue from the day a transaction occurs. However, we will not charge You interest on any new balances posted to the purchase Segment of Your Account provided You have paid Your previous balance in full by the due date. We will treat the following Fees as purchase transactions unless otherwise specified below. These Fees apply to Your Account only if they are provided in Your Truth in Lending Disclosures. We may increase Your Interest Charges and Fees as described in the Changes to Your Agreement section or in Your Truth in Lending Disclosures.
INTEREST CHARGES AND FEES. 8.1 The interest and any monies including any late payment charges or fees payable by you to Zenka in relation to any Loan shall be displayed by Zenka on the App or presented during USSD application process . We shall be entitled to set and charge the Processing Fee in connection with your use of the Services and from time to time amend or vary the Processing fee for the Services. The Processing Fee , payable on any new application for Services will be displayed on the App or on USSD.
8.2 All payments to be made by you under these Terms and Conditions shall be made in full without any set off or counter claim and save in so far as required by the law to the contrary, free and clear of and without any deduction or withholding whatsoever. If you are at any time required to make any deduction or withholding from any payment to Zenka you shall immediately pay to Zenka such additional amounts as will result in Zenka receiving the full amount it would have received had no such deduction or withholding been required.
8.3 If you fail to make any payments due to Zenka within the repayment period, we will apply late payment interest of one per cent (1%) per day on the outstanding principal, and other Processing Fees or interest at a rate to be communicated to you, on such amounts loaned to you, up to the full amount of the Loan. We will use reasonable endeavors to notify you of any changes in relation to interest within a reasonable period before such changes are implemented including displaying notices of the changes on the App or Zenka website or SMS.
8.4 You hereby agree to pay costs, charges and expenses incurred by Zenka in obtaining or attempting to enforce payment of any Loan or any other amount due from you to Zenka.
INTEREST CHARGES AND FEES. We impose Interest Charges and Fees on your account. Interest Charges are imposed using the average daily balance method, as disclosed on your Statement and this Agreement. We will not charge you interest on any new transactions posted to a Purchase transaction of your Account if you paid the total balance across your Account in full by the due date on your Statement each month. We will generally treat Fees as Purchase transactions unless otherwise specified below. Fees apply to your Account only if your Truth-in-Lending Disclosures provide for them. We may increase your Interest Charges and Fees as described in the Amendments to Your Agreement section. Your Card has an annual Fee of $0. We may charge you this Fee if we do not receive your payment as instructed on your Statement by the payment due date. This Fee will not exceed the amount permitted by law. We may charge you this Fee each time your financial institution for any reason rejects a payment you make to us. We may charge you this Fee each time you ask us to stop payment or renew a stop payment order. The fee will be disclosed to you at the time you submit or renew a stop payment order.
INTEREST CHARGES AND FEES. The initial method of computing Interest Charges, the initial percentage rate for according to the terms of this Agreement. The Bank can cancel or suspend your Account privileges at any time to the extent the Interest Charge, the Annual Membership Fee and other applicable fees and charges are set out on your Application, permitted by law and if the Bank asks, you must cut your Card or Cards and Checks in half and return them to the Bank.
INTEREST CHARGES AND FEES. 4.1 The Borrower agrees and undertakes that he/she shall pay Interest, all charges and fees as specified in Schedule 2.
4.2 Interest shall be charged on the Loan shall be at a fixed rate, calculated and capitalized over the term of the Loan as stated in the Lender’s rate schedule.
4.3 All legal fees and such other reasonable costs, expenses, disbursements, and taxes incurred by the Lender in creating, perfecting and enforcing Lender's rights under these terms and conditions or otherwise in administering, demanding and collecting payment of any monies due under these terms and conditions including but not limited to legal costs and any goods and tax thereon shall be borne by the Borrower on a full indemnity basis.
4.4 To the extent not contrary to applicable law, the Lender may at any time at its absolute discretion and upon written notice to the Borrower, vary the amount of Interest, any charges or fees payable by the Borrower as stated in Schedule 2. Such change(s) shall take effect from the date stated in the notice, which shall be no less than 30 days from the date of the notice.
INTEREST CHARGES AND FEES. We impose Interest Charges and Fees on your account. Interest Charges are imposed using the average daily balance method, as disclosed on your Statement and this Agreement. We will not charge you interest on any new transactions posted to a Purchase transaction of your Account if you paid the total balance across your Account in full by the due date on your Statement each month. We will generally treat Fees as Purchase transactions unless otherwise specified below. Fees apply to your Account only if your Truth in-Lending Disclosures provide for them. We may increase your Interest Charges and Fees as described in the Amendments to Your Agreement section. No annual fee A [$50] dollar fee is incurred for card replacement while traveling or located internationally. No Late Payment Fee. We may charge you this Fee each time your financial institution for any reason rejects a payment you make to us. We may charge you this Fee each time you ask us to stop payment or renew a stop payment order. The fee will be disclosed to you at the time you submit or renew a stop payment order. Not Applicable.
INTEREST CHARGES AND FEES. (a) In most cases, Customers won’t have to pay anything more than the agreed purchase price. The schemes may vary depending on the product/manufacturer/model/validity. Effective Date – These Terms of Agreement shall be effective from the date when the CF disburses the Loan amount.
(b) CF offer certain finance schemes wherein the interest is subvented by the manufacturer or the retailer as the case may be. For other products / schemes regular rate of interest will be charged.A nominal processing fee may be charged on special offers
(c) The interest, charges and other fees payable by the Customer on any Loan may be modified at the discretion of CF. CF shall ensure that changes in interest rates and charges are effected only prospectively and due notice of the same is provided to the Customers. The Customer shall be bound by such revision made by CF and shall be governed by the Master Terms and Conditions and Commercial Terms applicable to such Loan. The service charges, additional service charges, processing fee and/or any other charges or fee applicable on the Loan and payable by the Customer may be adjusted against the amounts to be disbursed under the Loan to the Merchant or the Customer shall be liable to pay the same in such manner and within such period as may be informed to the Customer.
(d) The EMI amount shall automatically stand increased due to increase in any rates, taxes, charges, imposts, levies and monies whatsoever that are or may be levied on the Loan or the transaction contemplated here. Such increase in rates, taxes, charges, imposts, levies and monies as stated above shall automatically form part of the Commercial Terms.
INTEREST CHARGES AND FEES. All open accounts not paid by the applicable due date will be assessed a monthly INTEREST CHARGE equal to 1.5% of the unpaid balance of the account that is due (equal to an ANNUAL PERCENTAGE RATE of 18%; provided that at no time shall the INTEREST CHARGE exceed the maximum rate applicable permitted by state law. If any check or similar item you give to the Cooperative for payment under this Agreement is returned dishonored or returned for any reason, you agree to pay a returned check charge in the highest amount permitted under the law.
INTEREST CHARGES AND FEES. The Borrower agrees and undertakes that he/she shall pay Interest, all charges and fees as specified in Schedule 2.
